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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
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What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Michael Grove
Picture of Michael Grove

Hi, I'm Michael!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

96.20% Customer Satisfaction Rating

Hi, I'm Michael!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

96.20% Customer Satisfaction Rating

Let me help you get pre-approved today!

I am a senior loan officer, and the VP, Branch Manager for the South Bend branch of Ruoff Mortgage. I have been in the financial services industry for 11 years, in mortgages specifically for the last 6.

When I am not assisting my clients, I coach my 4 kids’ soccer teams, dabble in woodworking, play racquetball, soccer, and ping-pong, and attempt to achieve the perfect blueberry pancake.

As a mortgage lender, being part of such an important milestone in my clients’ lives is perhaps the most fulfilling part of my career-- it is a responsibility I enjoy, and take very seriously. Whether it is your first time buying a home, the purchase of an investment property or a vacation home, or simply refinancing your existing mortgage, I look forward to helping you with your next mortgage!

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Michael was great about being accessible. I was a first time home buyer and had lots of questions. He was available to me via cell or email and always got back to me in a timely manner. He also took the time to explain everything to me, sometimes more than once, until I had a full understanding of everything. After it was all said and done, he continued to be a resource for me and checked in to ensure things were going well.

    Catherine T, happy client
  • Michael had a great attitude for the whole process. He was a great person to work with. I would recommend him in a snap.

    Breigh C, happy client
  • Micheal went above and beyond to help us!

    Patricia F, happy client
  • Every question I had, Michael had an answer on the spot. He truly made me feel like I was his only client.

    Andrew Z, happy client
  • Michael what fantastic! We have been working with him for over a year to guide us, step by step, on this journey of trying to buy our new home. He is intelligent, well-versed, professional, easy-going and kind and incredibly good-humored. Truly a joy to work with. He's a tremendous asset to your organization and I am very grateful to have had the opportunity to work with him,

    Tracey W, happy client
  • Working with Mike was a pleasure. He was very knowledgeable with all of the questions that I asked. He was also very good with my kids. Very polite guy and l couldn't ask for a better experience as a first-time buyer!

    Bryce R, happy client
  • Michael was awesome! He was quick and answered our million questions promptly, I am referring him to all our friends and family we couldn't be happier.

    Megain H, happy client
  • Michael Grove was extremely helpful. This was my first home buying experience and he really took the time to help me and explain everything so I could understand. He always returned my texts and emails right away and would even call in the evenings to help answer my questions. He was very friendly and did everything he could to help me have a great experience.

    Kristen M, happy client
  • Michael gave me his personal number so I was able to call him after hours to discuss the entire process, answer my questions, and keep the process moving forward smoothly. All the conversations I had with Michael were pleasant, helpful, and hopeful. I'm very happy with my first home buying experience.

    Ryan W, happy client
  • Michael is awesome! Second time I've used him as my agent. He goes above and beyond, takes calls even in personal time, has made special trips on personal time to come to me to pick up forms. Great to work with in every way!

    Dominic B, happy client
  • Very quick response time to calls and emails; very informative loan officer who really took the time to explain the process.

    Sarah S, happy client
  • We had contacted a bank to help us with our mortgage. After no return calls 36 hours later (and 3 messages later) we called Michael. He returned my call after 5 pm and within the hour! He was always quick to respond, friendly, and explained details in layman's terms! We would recommend Michael to anyone who is in the market to purchase a home!

    Emily S, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 574.274.2329 or message me below!

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