I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
I am a senior loan officer, and the VP, Branch Manager for the South Bend branch of Ruoff Mortgage. I have been in the financial services industry for 11 years, in mortgages specifically for the last 6.
When I am not assisting my clients, I coach my 4 kids’ soccer teams, dabble in woodworking, play racquetball, soccer, and ping-pong, and attempt to achieve the perfect blueberry pancake.
As a mortgage lender, being part of such an important milestone in my clients’ lives is perhaps the most fulfilling part of my career-- it is a responsibility I enjoy, and take very seriously. Whether it is your first time buying a home, the purchase of an investment property or a vacation home, or simply refinancing your existing mortgage, I look forward to helping you with your next mortgage!
From finding your perfect home to moving in, we've got you covered.
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Michael was fantastic to work with! He explained everything clearly and demystified the loan process. I would recommend full heartedly!
Aaron S.South Bend, IN, October 11th, 2024 11:22 AM
I mean, Michael is the only Loan Officer I ever want to deal with. He has helped me with 3 loans and he is just super. Couldn’t ask for better.
Tracey M.South Bend, IN, October 8th, 2024 01:49 PM
Michael helped make the home buying experience as painless as possible. He was easy to get in touch with and kept us updated throughout the process. I would highly recommend him to anyone looking to purchase a home.
April R D.Marcellus, MI, September 7th, 2024 04:30 PM
Working with Michael was a great experience. He was friendly and eager to help with any questions I had.
George Micahel R.Mishawaka, IN, August 22nd, 2024 11:03 AM
Michael was an outstanding loan officer throughout my home mortgage process. He was always quick to respond by phone or email, patiently explaining everything in detail. Michael ensured I got the best rates and even made small adjustments to save me money wherever possible. His professionalism and dedication made the entire experience smooth and stress-free. If you need a knowledgeable and caring loan officer, I highly recommend Michael!
Caleb Y.SOUTH BEND, IN, August 22nd, 2024 11:41 AM
Easy Process from the time of getting pre approved all the way up to closing
Joseph J.Mishawaka, IN, August 17th, 2024 10:02 AM
Michael and his team made this process seem like a breeze. We appreciated his good attitude, quick responses, knowledge and friendliness. We will recommend Michael to our friends!
Elyse M.Mishawaka, IN, August 16th, 2024 12:12 PM
Michael was very knowledgeable, patient, and responsive. He helped keep the ball rolling so everything was completed with zero hiccups which allowed for us to close on time.
Katie L D.Mishawaka, IN, August 9th, 2024 11:11 AM
Knowledgeable, friendly, always goes out of his way to help. This was the second time I worked with Michael. He’ll always be my go to and I refer him to others any chance I have.
Bridget G.Mishawaka, IN, August 5th, 2024 10:32 PM
Michael was amazing to work with! We was incredibly thorough and made sure to explain everything in great detail but also didn’t make us feel like dummys. He answered questions we didn’t even know we had and was always fast to respond to questions or concerns
Timothy B.Mishawaka, IN, August 2nd, 2024 08:19 PM
I've worked with Mike in the pass and when I say he good, he's really good he has helped me buy two houses.
Rosa L H.Elkhart, IN, July 1st, 2024 11:48 AM
Michael did a great job
RONALD E. W.Mishawaka, IN, June 28th, 2024 11:14 AM
Michael was just wonderful to work with. He made this experience very easy for us.
Brian J H.Osceola, IN, June 24th, 2024 11:04 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
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**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.