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Nancy Cady | NMLS: 234681 | OH: MLO.050583.001

Let me help you get pre-approved today!

I moved to Ruoff Mortgage in 2001. I've been a mortgage professional since 1998 but have a background in real estate and the title business. I have a Bachelor of Science degree from Kansas State University where I majored in marketing and mathematics.

Mortgage lending has become one of the most complex industries in the past decade. Whether this is your first home purchase, a refinance or you are a move-up buyer, I will make sure that I listen to your needs and creatively come up with the best loan product for your situation. The process will be streamlined and easy to understand. The majority of my business comes from referrals and I will extend the same professional service to your friends and family.

I cannot imagine working for any other company. I came to Ruoff nearly ten years ago because it was clear that they put the client ahead of profits every time. Ruoff continues to provide an atmosphere of mutual respect and service and I am honored to be a part of their sales team.

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President's Club Member

President's club seal 2019
President's club seal 2020
President's club seal 2022

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Nancy was our Loan officer for our VA-Backed Loan and made the process exceptionally smooth and plesant. She was able to communicate everything we needed to know clearly and was always available to answer any questions we had along the way, even late into the night and on weekends. I would reccommend Nancy to any buyer, espeically first-time buyers and or those with VA-Backed Loans. It was truly a pleasure to work with Nancy and should we need another mortgage, we will be contacting her again. Thank you Nancy for your hard work and dedication, you made this process a breeze!

    Brian Andrew C.

    Fort Wayne, IN, December 1st, 2025 02:09 PM

  • Review 2

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    Nancy was very helpful and very informative throughout the whole process. As A first time home buyer I did not really have much knowledge as to what I was doing. Nancy answered every question, day or night. Could not have asked for a better experience

    Zachary M H.

    Fort Wayne, IN, November 25th, 2025 02:37 PM

  • Review 3

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    Nancy and Pam demonstrated excellent communication and educated me on the loan process every step of the way. They are very professional.

    Jose L R.

    Fort Wayne, IN, October 29th, 2025 11:18 AM

  • Review 4

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    Nancy was very helpful, friendly, and quick to respond

    Jacquelynne R C.

    Fort Wayne, IN, November 5th, 2025 09:38 PM

  • Review 5

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    Kept us updated thru the whole process. If we had any questions at anytime she was there.

    Timothy A L.

    Auburn, IN, November 4th, 2025 06:51 PM

  • Review 6

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    Nancy held our hand through the whole process, she was great! She worked hard to get us the lowest interest! Thank you Nancy!

    Kathy S L.

    Auburn, IN, November 4th, 2025 06:14 PM

  • Review 7

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    Communicated clearly and made sure I understood everything.

    Lynn A B.

    Fort Wayne, IN, November 4th, 2025 12:59 PM

  • Review 8

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    My future goals were considered and where I would've been lost navigating towards those goals on my own, I was given information and advice to help me navigate the best route towards those goals.

    Blake F P.

    Fort Wayne, IN, October 7th, 2025 03:42 PM

  • Review 9

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    Robert John M.

    Fort Wayne, IN, September 24th, 2025 12:41 PM

  • Review 10

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    Nancy was there every step of the way to help us and was available to answer any question we had ! We appreciate her dedication to us and making us her number one priority during our home buying process

    Megan S.

    Monroeville, IN, September 19th, 2025 11:11 AM

  • Review 11

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    Nancy was amazing and went above and beyond!!!

    Anne K H.

    Toledo, OH, September 12th, 2025 11:20 AM

  • Review 12

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    Nancy took the time to walk us through what building a home versus buying would look like for us about a year prior to us starting the building process. She's a great communicator and always kept us in the loop!

    Mikhaila J S.

    Fort Wayne, IN, August 26th, 2025 01:19 PM

  • Review 13

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    Nancy is awesome!

    Brok M S.

    Fort Wayne, IN, August 26th, 2025 11:41 AM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2024 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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