I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
I began my mortgage career answering the phones for a mortgage company. Over the years, I became a Loan Processor, Loan Underwriter, Regional Underwriter, Loan Officer, Branch Manager, Loan Processing Manager for Kentucky Housing, Mortgage Trainer - - all while originating loans and helping people just like you to find the very best mortgage loan for you and your family's needs.
I specialize in working with First Time Homebuyers – finding ways to help with Down Payment Assistance. I find that First Time Homebuyers often earn enough to make the monthly payment – but coming up with enough money to cover the down payment and closing costs is the biggest hurdle to homeownership. Perhaps you have the cash to close but need assistance in developing a credit score that will be sufficient to obtain a mortgage. I will be able to look at your credit and make suggestions to improve your score – always keeping in mind that it is not "if" you can buy a home – it's when!
Let me assist you so that you can put in place the necessary tools to obtain homeownership! Call me! I will answer my phone – just as I've always done from the very beginning!
From finding your perfect home to moving in, we've got you covered.
Need a lower monthly payment, or want to get cash out? Learn more about your options.
Get your house on the market, and look for your next home!
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.