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Nick Staker

Senior Loan Officer

NMLS: 146802 | KY: MC902748 | OH: MLO-OH.146802

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Nick

97.49%

Customer Satisfaction Score.

Scotsman Guide AwardPresident's Club Award

Awards

Proudly serving Indiana, Kentucky, Michigan, Ohio

Meet our happy homeowners***

View All Testimonials

Review 1

Juan S.

Fort Wayne, IN, Aug 11, 2026, 7:00 PM

5.0

Clear explanations and response time made the process a great experience. Knowledgeable, courteou, friendly team

Review 2

Richard L C.

FORT WAYNE, IN, Aug 10, 2026, 4:13 PM

5.0

Ruoff made this process much easier than I expected. Throughout the entire experience, communication was clear, timely, and professional. Whenever something needed clarification, the Staker Team was quick to answer questions and make sure I understood each step. Their portal was also outstanding and gave me a clear sense of where things stood throughout the process. Nick, Jamie, and Vanessa were an amazing team, and I was blessed to have them by my side. They took the time to explain the rates, loan options, and different paths available to me, and they helped guide me toward the right fit for my situation. When choosing a mortgage company, transparency, responsiveness, and guidance matter — and Ruoff delivered on all of it.

Review 3

Jo Ann M.

Columbia City, IN, Aug 7, 2026, 5:15 PM

5.0

Vanessa was extremely knowledgeable and easy to work with. She made the process extremely easy and made sure we knew what was needed and when and even helped us get the information if we had difficulty finding it.

Review 4

Steven Covert M.

Columbia City, IN, Aug 6, 2026, 11:23 AM

5.0

Communication

Review 5

Brett Abram Y.

FORT WAYNE, IN, Aug 1, 2026, 7:58 PM

5.0

We were never ignored, phone was picked up and email's were answered promptly. Everyone was friendly and professional.

Review 6

Adrian C.

Fort Wayne, IN, Jul 26, 2026, 9:47 PM

5.0

Have really wise team.

Review 1

Juan S.

Fort Wayne, IN, Aug 11, 2026, 7:00 PM

5.0

Clear explanations and response time made the process a great experience. Knowledgeable, courteou, friendly team

Review 2

Richard L C.

FORT WAYNE, IN, Aug 10, 2026, 4:13 PM

5.0

Ruoff made this process much easier than I expected. Throughout the entire experience, communication was clear, timely, and professional. Whenever something needed clarification, the Staker Team was quick to answer questions and make sure I understood each step. Their portal was also outstanding and gave me a clear sense of where things stood throughout the process. Nick, Jamie, and Vanessa were an amazing team, and I was blessed to have them by my side. They took the time to explain the rates, loan options, and different paths available to me, and they helped guide me toward the right fit for my situation. When choosing a mortgage company, transparency, responsiveness, and guidance matter — and Ruoff delivered on all of it.

Review 3

Jo Ann M.

Columbia City, IN, Aug 7, 2026, 5:15 PM

5.0

Vanessa was extremely knowledgeable and easy to work with. She made the process extremely easy and made sure we knew what was needed and when and even helped us get the information if we had difficulty finding it.

Review 4

Steven Covert M.

Columbia City, IN, Aug 6, 2026, 11:23 AM

5.0

Communication

Review 5

Brett Abram Y.

FORT WAYNE, IN, Aug 1, 2026, 7:58 PM

5.0

We were never ignored, phone was picked up and email's were answered promptly. Everyone was friendly and professional.

Review 6

Adrian C.

Fort Wayne, IN, Jul 26, 2026, 9:47 PM

5.0

Have really wise team.

Review 7

Amber S.

Auburn, IN, Jul 24, 2026, 3:22 PM

5.0

The TEAM was friendly and very helpful and our realtor was AMAZING.

Review 8

Robert Randall C.

Leo, IN, Jul 21, 2026, 3:15 PM

5.0

Nick and the entire team were well-prepared, responsive and had the answers to the questions. It was a great experience.,

Review 9

Rebecca Sue C.

Leo, IN, Jul 19, 2026, 5:41 PM

5.0

Nick was fabulous for everything .

Review 10

Shi D.

Fort Wayne, IN, Jul 14, 2026, 3:10 PM

5.0

They were very efficient, did their best to make the process go as fast as possible. The communication was smooth and easy and helped me understand everything about my home loan. I would definitely work with them again.

Review 11

Reginald D.

Fort Wayne, IN, Jul 5, 2026, 7:07 PM

5.0

Great people to work with, Thanks for everything

Review 12

Mekynzi E.

Kendallville, IN, Jul 3, 2026, 1:06 AM

5.0

Such a great experienc!

Review 13

Justin M D.

Kendallville, IN, Jun 22, 2026, 1:41 AM

5.0

Josh was extremely helpful and never was afraid to answer any of our questions . I also was super happy with the APR we were able to secure. Ruoff as a whole really made the experience of buying a home for the first time an absolute breeze even with our worry of something going wrong in the entire process.

Review 7

Amber S.

Auburn, IN, Jul 24, 2026, 3:22 PM

5.0

The TEAM was friendly and very helpful and our realtor was AMAZING.

Review 8

Robert Randall C.

Leo, IN, Jul 21, 2026, 3:15 PM

5.0

Nick and the entire team were well-prepared, responsive and had the answers to the questions. It was a great experience.,

Review 9

Rebecca Sue C.

Leo, IN, Jul 19, 2026, 5:41 PM

5.0

Nick was fabulous for everything .

Review 10

Shi D.

Fort Wayne, IN, Jul 14, 2026, 3:10 PM

5.0

They were very efficient, did their best to make the process go as fast as possible. The communication was smooth and easy and helped me understand everything about my home loan. I would definitely work with them again.

Review 11

Reginald D.

Fort Wayne, IN, Jul 5, 2026, 7:07 PM

5.0

Great people to work with, Thanks for everything

Review 12

Mekynzi E.

Kendallville, IN, Jul 3, 2026, 1:06 AM

5.0

Such a great experienc!

Review 13

Justin M D.

Kendallville, IN, Jun 22, 2026, 1:41 AM

5.0

Josh was extremely helpful and never was afraid to answer any of our questions . I also was super happy with the APR we were able to secure. Ruoff as a whole really made the experience of buying a home for the first time an absolute breeze even with our worry of something going wrong in the entire process.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

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Nick Staker

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

President's Club Award

President's Club

2x Winner

Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Indiana, Kentucky, Michigan, Ohio

Nick Staker

Senior Loan Officer

NMLS: 146802

KY: MC902748

OH: MLO-OH.146802

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.