Nick Staker
Senior Loan Officer
NMLS: 146802 | KY: MC902748 | OH: MLO-OH.146802
The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.
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97.49%
Customer Satisfaction Score.
Awards
19
Years of helping homeowners like you.
Proudly serving Indiana, Kentucky, Michigan, Ohio, Texas
Meet our happy homeowners***
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A Bit About Me
At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way. As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.
Awards & Achievements
Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.
Top 500 for Customer Satisfaction
Recognized by Experience.com among the Top 1% of loan officers nationwide for delivering exceptional customer experiences, based on verified client feedback and customer satisfaction results.
President's Club
2x WinnerAwarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.
Calculate Based on Your Individual Needs
Loans Designed to Meet Your Individual Needs
Personalized mortgage solutions that fit your unique needs, because we understand that one size doesn't fit all.
My Latest Blogs
Mortgage Underwriting Allen County: What Really Happens Behind the Scenes at Ruoff Mortgage
Oct 30, 2026
You clicked submit on your mortgage application in Allen County and now the waiting game begins. Mortgage underwriting Allen County style is the part of the process where Ruoff Mortgage takes a friendly but thorough look at every detail to make sure everything lines up. Think of it as the ultimate background check that decides if your dream home gets the green light.
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The Role of a Buyer's Agent in Allen County: Do You Really Need One?
Oct 26, 2026
Buying a home in Allen County often feels like a big step, and many buyers ask whether they truly need a buyers agent Allen County on their side. The short answer is yes for most people, especially when navigating local neighborhoods, contracts, and the steps that lead to closing. A skilled buyer's agent brings focused representation that protects your interests from the first showing through the final paperwork.
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How to Win When Buying in a Competitive Market Huntertown, Indiana Without Overpaying
Oct 23, 2026
Huntertown, Indiana continues to attract buyers who value its convenient location and strong community feel. When inventory stays low and multiple offers arrive on well-priced homes, it can feel tough to compete without stretching your budget too far. The good news is that smart preparation and the right local guidance let you stay in control.
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Experience the Ruoff Advantage
At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*