Pam was the most professional mortgage officer that I've ever worked with ever. She's extremely competent, kind, and quickly replies to all questions and emails quickly. She's always available to answer any questions. If I had to do all over again, I'd pick her everytime over any others.

From the very beginning, to the very end, the communication was stellar. Just everything about the entire process was very clear. Our loan officer was very professional and knowledgeable. I’m very pleased and happy that we went with Ruoff instead of a bank.

Pam was amazing!! She helped us form start to finsh. She was always avalible and informative! We are so thankful!!

Pam was always prompt in returning my calls and texts which I appreciate. She never acted bothered by my questions even if I had asked them before. The loan process went smoothly and as I was told. Thank you for a smooth business intera.

Pam was extremely personable and answered all our questions regardless of the time of day. She went above and beyond to make sure my husband and I were comofrtable throughout the process.

was always available even working for my wife and I lay into the evening and on weekends. We never fell out of the loop and recommend ever

Pam was wonderful to work with. She was able to find what worked best for us financially. She kept me informed on what was going on and was very knowledgeable and able to answer my questions. Best of all she was very prompt in returning phone calls and emails. 10 out of 10 would recommend.

Pam was the most professional mortgage officer that I've ever worked with ever. She's extremely competent, kind, and quickly replies to all questions and emails quickly. She's always available to answer any questions. If I had to do all over again, I'd pick her everytime over any others.

From the very beginning, to the very end, the communication was stellar. Just everything about the entire process was very clear. Our loan officer was very professional and knowledgeable. I’m very pleased and happy that we went with Ruoff instead of a bank.

Pam was amazing!! She helped us form start to finsh. She was always avalible and informative! We are so thankful!!

Pam was always prompt in returning my calls and texts which I appreciate. She never acted bothered by my questions even if I had asked them before. The loan process went smoothly and as I was told. Thank you for a smooth business intera.

Pam was extremely personable and answered all our questions regardless of the time of day. She went above and beyond to make sure my husband and I were comofrtable throughout the process.

was always available even working for my wife and I lay into the evening and on weekends. We never fell out of the loop and recommend ever

Pam was wonderful to work with. She was able to find what worked best for us financially. She kept me informed on what was going on and was very knowledgeable and able to answer my questions. Best of all she was very prompt in returning phone calls and emails. 10 out of 10 would recommend.

Pam and her staff were all wonderful and a delight to work with. Pam was extremely prompt, personal, and friendly. She also provided feedback and critical details throughout the entire process from start to finish. We are more than happy to recommend her to others!

Pam made this process very easy for us - with not knowing anything about this process and being completely clueless - she was extremely helpful. I appreciate her knowledge, patience, positive attitude, transparency, and all of the time she spent helping us. I have learned a lot through this process and am very thankful she was the one we were able to work with - she made this not so fun process, way more bearable!! Thank you Pam!

Pam Townsend was awesome to work with very available with answers to any questions. Kind and friendly she's great on customer service.. highly recommend Ruoff Martgage thank you !

Pam worked hard to help us meet our expectations and budget for everything. We really appreciate her working with us and helping us get the home we wanted.

Always kept us informed, very pleasant to work with... Thank you all for helping us get our new retirement hime.

Pam was very helpful from start to finish. We had hundreds of questions and she explained everything perfectly and we never had any trouble reaching out to her at any point during this amazing process. She's awesome!

Pam was always there to help us with whatever we needed when we needed it. She made everything so easy!

Communication was great. Everything was organized and easy to follow. All of our expectations werre met with urgency. Pam was great!! I will reccomend her to anyone !

Pam and her staff were all wonderful and a delight to work with. Pam was extremely prompt, personal, and friendly. She also provided feedback and critical details throughout the entire process from start to finish. We are more than happy to recommend her to others!

Pam made this process very easy for us - with not knowing anything about this process and being completely clueless - she was extremely helpful. I appreciate her knowledge, patience, positive attitude, transparency, and all of the time she spent helping us. I have learned a lot through this process and am very thankful she was the one we were able to work with - she made this not so fun process, way more bearable!! Thank you Pam!

Pam Townsend was awesome to work with very available with answers to any questions. Kind and friendly she's great on customer service.. highly recommend Ruoff Martgage thank you !

Pam worked hard to help us meet our expectations and budget for everything. We really appreciate her working with us and helping us get the home we wanted.

Always kept us informed, very pleasant to work with... Thank you all for helping us get our new retirement hime.

Pam was very helpful from start to finish. We had hundreds of questions and she explained everything perfectly and we never had any trouble reaching out to her at any point during this amazing process. She's awesome!

Pam was always there to help us with whatever we needed when we needed it. She made everything so easy!

Communication was great. Everything was organized and easy to follow. All of our expectations werre met with urgency. Pam was great!! I will reccomend her to anyone !