Ruoff Mortgage
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Peggy Alley

Senior Loan Officer

NMLS: 228133 | OH: MLO.025367.000

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Peggy

98.96%

Customer Satisfaction Score.

Scotsman Guide

Awards

Proudly serving Ohio

Meet our happy homeowners***

View All Testimonials

Devin A M.

Ashtabula, OH, Jul 2, 2026, 3:16 PM

Gained a ton of knowledge on how this process works

Sarah H.

Newton Falls, OH, May 10, 2026, 7:09 PM

Overall, working with Peggy was a great experience for a first time home buyer. She was super informative and quick to communicate.

Morgan M T.

Ashtabula, OH, Apr 21, 2026, 3:37 PM

Peggy was the best and communicated every step of the way! Loan butler was easy to use , navigate, and understand. It was an easy process!

Melissa E.

Willoughby, OH, Dec 31, 2025, 3:04 PM

Peggy was always available to answer my questions and was very patient and walked me through all of my questions. She also kept me updated all along the way, she was really great to work with and I would highly recommend her!

Megan V.

Mentor, OH, Oct 18, 2025, 7:09 PM

Quick to respond Very pleasant Very knowledgeable Made for a easy process Very helpful

Kristine Nicole O.

Chardon, OH, Oct 7, 2025, 3:05 PM

Clear, constant communication and very well organized.

Devin A M.

Ashtabula, OH, Jul 2, 2026, 3:16 PM

Gained a ton of knowledge on how this process works

Sarah H.

Newton Falls, OH, May 10, 2026, 7:09 PM

Overall, working with Peggy was a great experience for a first time home buyer. She was super informative and quick to communicate.

Morgan M T.

Ashtabula, OH, Apr 21, 2026, 3:37 PM

Peggy was the best and communicated every step of the way! Loan butler was easy to use , navigate, and understand. It was an easy process!

Melissa E.

Willoughby, OH, Dec 31, 2025, 3:04 PM

Peggy was always available to answer my questions and was very patient and walked me through all of my questions. She also kept me updated all along the way, she was really great to work with and I would highly recommend her!

Megan V.

Mentor, OH, Oct 18, 2025, 7:09 PM

Quick to respond Very pleasant Very knowledgeable Made for a easy process Very helpful

Kristine Nicole O.

Chardon, OH, Oct 7, 2025, 3:05 PM

Clear, constant communication and very well organized.

Samuel H.

Mentor, OH, Sep 1, 2025, 7:14 PM

Well SHE went out of her way to meet with us , talk to us , be there to answer every question!!!! REALLY MADE US FEEL IMPORTANT !!!!! Never made us feel like a number or a file , n that our needs were important to her ! From the moment you met her til after we bought our home she GENUINELY CARED ! She wanted you to have your home as much as you wanted your home N WE THANK YOU PEGGY !!!!!!! Sam n Louann

Daniel P. J.

Jefferson, OH, Aug 6, 2025, 1:01 AM

Peggy was extremely knowledgeable and helpful through the entire mortgage process. She was always available to answer questions and made the process smooth and easy.

Alexis M R.

ASHTABULA, OH, Jun 29, 2025, 8:24 PM

Peggy was excellent! She was very accommodating and it was my first time buying a home so I was a little unsure about the process but she helped me through it!

Angela M S.

Kirtland, OH, Jun 10, 2025, 10:53 AM

Communication

Shane Michael S.

Kirtland, OH, Jun 9, 2025, 3:03 PM

Peggy made this experience as easy as possible for us. I would recommend her to anyone I know who is looking to buy a house.

Tomo P.

Mentor, OH, Apr 28, 2025, 3:10 PM

is it really nice and professional she answered any question soon as possible anytime doesn't matter she work or not I really appreciate it she is best thank you Peggy

Toni A J.

Painesville, OH, Apr 1, 2025, 7:18 PM

First time navigating a home purchase on my own. Peggy made the process very easy. She was available and responded in a timely manner.

Samuel H.

Mentor, OH, Sep 1, 2025, 7:14 PM

Well SHE went out of her way to meet with us , talk to us , be there to answer every question!!!! REALLY MADE US FEEL IMPORTANT !!!!! Never made us feel like a number or a file , n that our needs were important to her ! From the moment you met her til after we bought our home she GENUINELY CARED ! She wanted you to have your home as much as you wanted your home N WE THANK YOU PEGGY !!!!!!! Sam n Louann

Daniel P. J.

Jefferson, OH, Aug 6, 2025, 1:01 AM

Peggy was extremely knowledgeable and helpful through the entire mortgage process. She was always available to answer questions and made the process smooth and easy.

Alexis M R.

ASHTABULA, OH, Jun 29, 2025, 8:24 PM

Peggy was excellent! She was very accommodating and it was my first time buying a home so I was a little unsure about the process but she helped me through it!

Angela M S.

Kirtland, OH, Jun 10, 2025, 10:53 AM

Communication

Shane Michael S.

Kirtland, OH, Jun 9, 2025, 3:03 PM

Peggy made this experience as easy as possible for us. I would recommend her to anyone I know who is looking to buy a house.

Tomo P.

Mentor, OH, Apr 28, 2025, 3:10 PM

is it really nice and professional she answered any question soon as possible anytime doesn't matter she work or not I really appreciate it she is best thank you Peggy

Toni A J.

Painesville, OH, Apr 1, 2025, 7:18 PM

First time navigating a home purchase on my own. Peggy made the process very easy. She was available and responded in a timely manner.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs


Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Taxes

$0.00

Home Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

Apply Now
Peggy Alley

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Ohio

Peggy Alley

Senior Loan Officer

NMLS: 228133

OH: MLO.025367.000

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.