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Picture of Peggy Alley
Picture of Peggy Alley

Hi, I'm Peggy!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

98.03% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Peggy!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

98.03% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I love helping people realize their dream of homeownership. That’s why I’ve been doing it for over 30 years. I understand how to successfully navigate the mortgage loan process to make it as smooth and stress free as possible. I can help you understand your mortgage options so you can choose the right loan for you. I will explain the process so you know what to expect and how to avoid complications. I recognize each client as an individual with unique needs. I invite you to use my knowledge and experience to assist you with your home financing needs. I am here for you. Let my experience work for you.

I grew up in Euclid, Ohio and have lived in Lake County since I married my high school sweetheart and we purchased the home his grandparents had built. We’ve raised our son here and this is our home. I love Northeast Ohio and all that it has to offer from riding our motorcycle on the rural roads to enjoying plays at Play House Square.

As a Branch Manager with Ruoff Mortgage I can assist you with all of your home mortgage needs. I have over 30 years experience in the mortgage industry, including sixteen years as a mortgage underwriter and sixteen years as a mortgage branch manager. Whether you are considering Conventional, FHA, FHA 203K, VA, USDA, USDA First Time Homebuyer or Reverse Mortgages, I have the knowledge and experience to assist you.

I can help you understand your mortgage options so you can choose the right loan for you. I will explain the process to you so you know what to expect and how to avoid complications. I am a firm believer in open communication and being easily assessable to all parties involved in a transaction.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Ms. Alley, is extremely knowledgeable and provided us with sound advice. We've had her in the past and would recommend her to anyone I know looking for bank services. She is personable, extremely knowledge, efficient and hardworking. Thank you Peggy for all your help and guidance.

    Michael C.

    Willowick, OH, May 20th, 2024 06:39 PM

  • Review 2

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    Peggy was wonderful to work with and made this experience super easy! we appreciate her!

    Lauren M.

    Madison, OH, July 1st, 2024 12:20 PM

  • Review 3

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    Peggy was quick to respond to any questions I had. During my closing I had a family member pass and she really made the process as smooth as possible working with my realtor, which I greatly appreciated. And the loan butler site was very easy to navigate and get documents signed.

    Morgann R M.

    Madison, OH, May 17th, 2024 09:36 AM

  • Review 4

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    I really lived how she worked with us and she helped us during every single step. She worked professionally and she stayed with us the whole process. We are more than greatful with her and with what she has done for us.

    Merari R.

    Painesville, OH, February 18th, 2024 04:15 PM

  • Review 5

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    Everiting wad very professional

    Marcos Daniel M.

    Painesville, OH, February 16th, 2024 12:11 AM

  • Review 6

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    Peggy was incredible, especially in making sure we met our closing date despite it being so close. I don't know why we would ever chose another loan company other than Ruoff and we would use Peggy again in a heartbeat.

    Joshua A C.

    Mentor On The Lake, OH, December 30th, 2023 11:58 PM

  • Review 7

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    Our experience with Peggy Alley was a delightful one!

    Kyle J O.

    Mentor, OH, December 24th, 2023 09:32 PM

  • Review 8

    Source of Rating Icon

    Everything

    Phillip P L.

    Willowick, OH, December 10th, 2023 04:56 PM

  • Review 9

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    Ruoff was great at creating a fast, efficient, and knowledgeable mortgage experience.

    Joshua Scott M.

    Willoughby, OH, November 15th, 2023 11:02 AM

  • Review 10

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    Peggy is wonderful and very efficient. She kept us informed and helped in every way possible. She is a great asset to your company.

    Michael C.

    Ashtabula, OH, October 28th, 2023 01:18 AM

  • Review 11

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    Communication was wonderful. My questions were always answered quickly! Uploading documents to the Loan Butler was easy and convenient.

    Jennifer R S.

    Conneaut, OH, October 19th, 2023 01:25 PM

  • Review 12

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    Very happy with everything. Thank you

    Erika J Y.

    Painesville, OH, August 23rd, 2023 04:05 PM

  • Review 13

    Source of Rating Icon

    Veronica S.

    April 8th, 2023 01:54 AM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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