I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
With over two decades of mortgage lending and executive experience, I merge hard-working, real-world expertise with cleverness, insight, humor, urgency, and care in my special approach to assisting my clients in finding the right loan program for them. As a Sr. Loan Officer, I know that my job is not simply to facilitate the loan; my job is to be a trusted counselor. Home-buying can be a difficult, stressful, and often scary experience. A great counselor allows clients to feel safe and provides excellent service every step of the way.
Continually seeking new personal and professional performance levels, I deliver success with attention to detail, personal challenges, and relentless follow-through. I pride myself on originality and progressive ideas. I believe that originating is a noble profession and that mortgage professionals who act in the best interest of their customers provide a valuable service to society.
After completing my 4-year collegiate career as a letterman for the Indiana University- Bloomington Men's Baseball Team, I graduated with a B.S. in Sports Marketing & Management. I began my mortgage career as a Loan Officer for Beazer Mortgage in 1999. I perfected my skill and progressed to management and executive positions for the mortgage arm of National Top Ten & Fortune 500 Homebuilder, Beazer Homes. I then flexed my entrepreneurial spirit and joined forces with Amy Robbins to head up the Robbins/Frantz Mortgage Planning Team through Fairway Independent Mortgage. In 2012, I seized the opportunity to join Midwest powerhouse Ruoff Mortgage as SVP - Area Manager of the Central Indiana division. Since joining Ruoff, I've helped build a team of nine branches with over 100 employees. On a personal loan origination note, I've reached the Scotsman's Guide of Top 1% Loan Originators in the US in 2019 and 2020.
I reside in Carmel with my wife, Erika, and our daughters, Lexie and Vivie. Erika is a Top Producing REALTOR with Berkshire Hathaway Home Services. Erika and I find deep happiness spending time with our family and friends and enjoying community and church activities. I was born and raised in Marion, Indiana. I have deep roots in Indiana and am proud to be a Hoosier.
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The experience that my wife and I had with Ryan was above and beyond his scope of work. He knew exactly what we needed to do to get our loan approved. He told us from the very beginning that he didn't see a problem get us approved. Which in the end we got our dream house. He knows how the mortgage business works and he does a exceptional job. We could not have asked for a better team on our side, they all worked day in and day out to get us our home. We couldn't have asked for a better person then Ryan, he gave us 1000%.
Clarence E B.Olney, IL, May 12th, 2024 07:44 AM
Ryan was very helpful and knowledgeable. He made sure we understood every step of the process.
Julia N.Olney, IL, October 10th, 2024 08:59 PM
Always thre to assist me every step of 5he way.
Patricia B.Muncie, IN, October 4th, 2024 04:23 PM
Ryan was an excellent loan officer. As first time homebuyers, that know nothing about loans, he made sure to explain everything to us and help us understand every document. Ryan was easy to reach via phone and was always willing to take the time to answer me and my questions. I would recommend Ryan a million times, just for the simple fact of how kind, cheerful, and helpful he is. He is an amazing loan officer!
Maddison B.Olney, IL, September 25th, 2024 09:10 AM
Ryan is great!
Megan E G.Plainfield, IN, October 4th, 2024 03:18 PM
Ryan was amazing to work with! He gave me answers to questions I didn’t know I would have. Everything was so very quick and easy. He’s so very knowledgeable in every aspect. From the first call I had with him to the last, I felt nothing but confidence and assurance that I was with the right person to handle my mortgage. I’m extremely pleased and will immediately recommend him if I encounter anyone that needs his services. My family and I are very happy and blessed we had him to take care of us.
Matthew Grant W.Frankfort, IN, September 23rd, 2024 11:19 AM
Ryan was happy to and quick to explain the entire process (without using industry jargon) that made us feel comfortable choosing Ruoff and ultimately completing the home-buying process with them.
Jonathan N S.CARMEL, IN, September 23rd, 2024 11:13 AM
Ryan was fantastic in not only his knowledge and expertise, but also in being a very kind person. He went above and beyond in making us comfortable and educating us throughout our first home buying process. We couldn’t be more happy with the result. Thank you Ryan!!
Jallah B K.Indianapolis, IN, September 27th, 2024 11:05 AM
Everything was great.
Christopher I.Fishers, IN, September 20th, 2024 04:07 PM
I'm not sure how someone can be so helpful, caring, and committed! But ryan was just that. If I were you I'd give than man a raise because I promise you want to keep that guy around as long as possible! And no, I have never met him!
Justin W.Olney, IL, September 12th, 2024 11:05 AM
Ryan is seriously the best and easiest person to work with
bradsdelkIndianapolis, IN, September 10th, 2024 11:03 AM
This was my second time working with Ryan during the home buying process and I can’t say enough good things about him. He is always available to chat and explains things in a way that you can understand. I would recommend him to anyone.
Shawnice D H.Indianapolis, IN, September 9th, 2024 11:31 AM
Ryan was great to work with. We were first time home buyers and he took time to make sure we understood everything throughout the whole process.
Harrison M C.Indianapolis, IN, September 3rd, 2024 12:03 PM
Ryan was extremely friendly, knowledgeable, and easy to work with. He explained things in a way that made it easy for a first-time buyer to understand. He was very communicative and responded to all emails and calls very quickly. I would definitely recommend him to anyone! Thanks, Ryan!
Sarah C.Indianapolis, IN, September 2nd, 2024 11:08 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
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**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.