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Picture of Ryan Frantz
Picture of Ryan Frantz

Hi, I'm Ryan!

SVP | Area Manager

I will work hard to help you achieve your homeownership goals.

99.21% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Ryan!

SVP | Area Manager

I will work hard to help you achieve your homeownership goals.

99.21% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

With over two decades of mortgage lending and executive experience, I merge hard-working, real-world expertise with cleverness, insight, humor, urgency, and care in my special approach to assisting my clients in finding the right loan program for them. As a Sr. Loan Officer, I know that my job is not simply to facilitate the loan; my job is to be a trusted counselor. Home-buying can be a difficult, stressful, and often scary experience. A great counselor allows clients to feel safe and provides excellent service every step of the way.

Continually seeking new personal and professional performance levels, I deliver success with attention to detail, personal challenges, and relentless follow-through. I pride myself on originality and progressive ideas. I believe that originating is a noble profession and that mortgage professionals who act in the best interest of their customers provide a valuable service to society.

After completing my 4-year collegiate career as a letterman for the Indiana University- Bloomington Men's Baseball Team, I graduated with a B.S. in Sports Marketing & Management. I began my mortgage career as a Loan Officer for Beazer Mortgage in 1999. I perfected my skill and progressed to management and executive positions for the mortgage arm of National Top Ten & Fortune 500 Homebuilder, Beazer Homes. I then flexed my entrepreneurial spirit and joined forces with Amy Robbins to head up the Robbins/Frantz Mortgage Planning Team through Fairway Independent Mortgage. In 2012, I seized the opportunity to join Midwest powerhouse Ruoff Mortgage as SVP - Area Manager of the Central Indiana division. Since joining Ruoff, I've helped build a team of nine branches with over 100 employees. On a personal loan origination note, I've reached the Scotsman's Guide of Top 1% Loan Originators in the US in 2019 and 2020.

I reside in Carmel with my wife, Erika, and our daughters, Lexie and Vivie. Erika is a Top Producing REALTOR with Berkshire Hathaway Home Services. Erika and I find deep happiness spending time with our family and friends and enjoying community and church activities. I was born and raised in Marion, Indiana. I have deep roots in Indiana and am proud to be a Hoosier.

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President's Club Member

President's club seal 2014
President's club seal 2015
President's club seal 2016
President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • I originally was with another lender. After two weeks, we began having appraisal issues and the loan officer admitted it was an awful appraisal but they simply would not dispute it. I was put in touch with Ryan and he had my loan application to clear to close in one week with not a single issue. It was the easiest process I had ever had. Ryan was sensitive to the fact that I was already highly stressed out with the transaction and took so much of the burden off my shoulders. He and his assistant were exceptional!

    Kayla H, happy client
  • The entire process was great. Ryan was very professional and prompt. I never had to worry about where I was in the process.

    Jennifer G, happy client
  • Communication and the online portal were great. Easy to upload docs and see where we were in the process.

    Ted H, happy client
  • Ryan was wonderful. I was amazed at how he would answer our questions so quickly, often within minutes of us reaching out to him. He kept us well informed of everything happening and was truly on top of everything.

    Melody B, happy client
  • Ryan Frantz, with terrific assistance from Stacey Klein, performed exceptionally. Very knowledgeable, A+ communication skills, and always available to respond to a question. The Loan Butler software is outstanding!

    Jim T, happy client
  • Seamless, easy transaction. Great service. Ryan made this transaction so easy!

    Judy T, happy client
  • Ryan made the loan process very easy… I believe I had laughed and cried through this and he was there 100% of the way!! I’m happy that I got to work with him and will recommend him to anyone buying a home!! Thank you so much

    Savannah H, happy client
  • The communication was fantastic...everything from what to expect, to the regular emails about noticing and completing information in the portal- all outstanding!

    Sari H, happy client
  • Ryan was great at communication! Scheduling a phone call for longer questions and answering a quick small question via email, excellent!

    Nicole I, happy client
  • This is our second time working with Ryan Frantz at Ruoff on our home purchase. Another amazing experience and smooth process to close. Highly recommend Ryan and Ruoff to all of our family and friends.

    Tony W, happy client
  • Ryan Frantz was absolutely GREAT to work with, and he went above and beyond to make us feel valued. He was so willing and able to help us understand all the processes that were integral to our mortgage. He was an initiator every step of the way.

    Jim B, happy client
  • Ryan was the BEST!! He explained everything multiple times since we had no idea what we were doing!!

    Jeremiah F, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 317.538.0849 or message me below!

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