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Picture of Ryan Frantz
Picture of Ryan Frantz

Hi, I'm Ryan!

SVP | Area Manager

I will work hard to help you achieve your homeownership goals.

98.49% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Ryan!

SVP | Area Manager

I will work hard to help you achieve your homeownership goals.

98.49% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

With over two decades of mortgage lending and executive experience, I merge hard-working, real-world expertise with cleverness, insight, humor, urgency, and care in my special approach to assisting my clients in finding the right loan program for them. As a Sr. Loan Officer, I know that my job is not simply to facilitate the loan; my job is to be a trusted counselor. Home-buying can be a difficult, stressful, and often scary experience. A great counselor allows clients to feel safe and provides excellent service every step of the way.

Continually seeking new personal and professional performance levels, I deliver success with attention to detail, personal challenges, and relentless follow-through. I pride myself on originality and progressive ideas. I believe that originating is a noble profession and that mortgage professionals who act in the best interest of their customers provide a valuable service to society.

After completing my 4-year collegiate career as a letterman for the Indiana University- Bloomington Men's Baseball Team, I graduated with a B.S. in Sports Marketing & Management. I began my mortgage career as a Loan Officer for Beazer Mortgage in 1999. I perfected my skill and progressed to management and executive positions for the mortgage arm of National Top Ten & Fortune 500 Homebuilder, Beazer Homes. I then flexed my entrepreneurial spirit and joined forces with Amy Robbins to head up the Robbins/Frantz Mortgage Planning Team through Fairway Independent Mortgage. In 2012, I seized the opportunity to join Midwest powerhouse Ruoff Mortgage as SVP - Area Manager of the Central Indiana division. Since joining Ruoff, I've helped build a team of nine branches with over 100 employees. On a personal loan origination note, I've reached the Scotsman's Guide of Top 1% Loan Originators in the US in 2019 and 2020.

I reside in Carmel with my wife, Erika, and our daughters, Lexie and Vivie. Erika is a Top Producing REALTOR with Berkshire Hathaway Home Services. Erika and I find deep happiness spending time with our family and friends and enjoying community and church activities. I was born and raised in Marion, Indiana. I have deep roots in Indiana and am proud to be a Hoosier.

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President's Club Member

President's club seal 2014
President's club seal 2015
President's club seal 2016
President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • 5.0
    Rating source icon

    The experience that my wife and I had with Ryan was above and beyond his scope of work. He knew exactly what we needed to do to get our loan approved. He told us from the very beginning that he didn't see a problem get us approved. Which in the end we got our dream house. He knows how the mortgage business works and he does a exceptional job. We could not have asked for a better team on our side, they all worked day in and day out to get us our home. We couldn't have asked for a better person then Ryan, he gave us 1000%.

    Clarence E B.

    Olney, IL, May 12th, 2024 07:44 AM

  • 5.0
    Rating source icon

    Ryan is fantastic to work with. His knowledge, responsiveness, and professionalism is second to none.

    Daniel D D.

    Hebron, KY, July 16th, 2024 04:47 AM

  • 5.0
    Rating source icon

    Ryan has helped us buy and refinance several times over the past 10+ years. He makes the process so easy and doesn’t grow tired of my endless questions. He’s fun, personable and very knowledgeable. We greatly appreciate his professional guidance in making a complicated, daunting process as simple, easy and fun as possible. Thank you Ryan at Ruoff, my favorite mortgage dude!!

    Carey D.

    Hebron, KY, July 12th, 2024 03:15 PM

  • 5.0
    Rating source icon

    Ryan is professional, knowledgeable and kind. His team worked well together. Always a great experience!

    Jane C B.

    Indianapolis, IN, July 13th, 2024 08:04 AM

  • 5.0
    Rating source icon

    Ryan was wonderful throughout the process! This was the smoothest process and I'm so grateful, thank you!

    Stephanie A S.

    WESTFIELD, IN, September 7th, 2023 10:32 AM

  • 5.0
    Rating source icon

    The entire team was great to work with, and Ryan was particularly capable and approachable with all of our questions. I felt very comfortable with the process.

    Joseph K W.

    Lexington, KY, September 21st, 2023 09:14 AM

  • 5.0
    Rating source icon

    Ryan is a knowledgeable, consummate professional. I have always, and will continue in the future, to use Ryan and the team at Ruoff for all my mortgage needs. He has supported me and my family flawlessly....

    Kathryn R M.

    Noblesville, IN, September 8th, 2023 02:11 PM

  • 5.0
    Rating source icon

    Will email separately

    Drake A S.

    Carmel, IN, July 2nd, 2024 09:25 PM

  • 5.0
    Rating source icon

    Ryan was incredible; great communication, simplified everything for me (a first time buyer), executed every step in a timely manner, and worked to be transparent and open to any questions I had. He also communicated with me via email and text which I preferred and appreciated. Can’t say enough good things about him and his team. Thank you!

    Spencer S.

    Indianapolis, IN, June 25th, 2024 10:53 AM

  • 5.0
    Rating source icon

    Consistent and concise communication.

    Alice C S.

    Fishers, IN, June 19th, 2024 12:41 PM

  • 5.0
    Rating source icon

    Ryan was extremely professional and very communicative with us. He was a blessing and pleasure to work each step of the process. A real pro at his job and how he interacts positively with us as clients. I would not hesitate to recommend Ryan and Ruoff to others in the future.

    James W S.

    Fishers, IN, June 19th, 2024 09:45 PM

  • 5.0
    Rating source icon

    Excellent and easy

    Adam H.

    Noblesville, IN, June 9th, 2024 08:31 PM

  • 5.0
    Rating source icon

    Our second loan thru Ruoff. The process couldn’t be easier and the loan butler app is top notch. Thanks everyone! We will be back!

    Amanda L C.

    Elkhart Lake, WI, May 21st, 2024 11:05 AM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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