Picture of

What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
High Contrast:
Get Started
Picture of Ryan Langley
Picture of Ryan Langley

Hi, I'm Ryan!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

99.42% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Ryan!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

99.42% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

President's Club Member

President's club seal 2015
President's club seal 2016
President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • This was such a quick and easy process. Ryan and Megan were awesome in always having quick responses or letting me know what they needed to move the process along. This was so quick and easy that I will always recommend Ryan to friends and family.

    Casey B, happy client
  • Everyone was on top of everything, the online experience and updates were fantastic, and everyone we dealt with in-person handled themselves in a friendly and professional manner. They did everything well.

    Nick D, happy client
  • Ryan makes the process easy and seamless. He is great to work with.

    Chris H, happy client
  • Ryan was super easy to work with and very open to either e-mail, text or in person! That was very welcoming! Buying a home can be very stressful, and Ryan made the experience very easy and put us at ease.

    April B, happy client
  • I love Ryan! He has always made me feel comfortable, knowing how stressed I really was. He is professional yet his a great sense of humor. I highly recommend him when buying a home.

    Susan K, happy client
  • The entire process was quick as promised. Emails and calls were returned promptly, even at late hours. Ryan was great to work with.

    Dustin P, happy client
  • You all did a wonderful job and kept me in the loop. Will definitely use your company for my next purchase. Thanks again.

    Carl L, happy client
  • We loved working with Ryan Langley. We've received many offers to refinance from other companies but only would do so with Ryan and Ruoff. We trust Ryan was going to give us an honest and fair process.

    Mark T, happy client
  • Ruoff has made my husband and I feel like we were the only ones on the planet when closing on our house. We felt like we were family when meeting with Ruoff employees.

    Selena H, happy client
See More

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 812.219.1219 or message me below!

Download our !