
Ryan Miracle
Senior Loan Officer
NMLS: 497698 | OH: MLO.041765.000
The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.
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A Bit About Me
Ryan Miracle is a Senior Loan Officer with Ruoff Mortgage in Columbus, Ohio, with 19 years of mortgage experience and over 3,700 closed loans. A central Ohio native and Ohio Northern University graduate, Ryan entered lending during the 2008 financial crash and built his reputation solving complex loan scenarios other lenders can't figure out — self-employed income, job changes, and tricky underwriting. He has taught continuing education courses for Realtors across Ohio and holds NMLS #497698. Ryan co-leads The Stewards, a Columbus-based mortgage team known for a precision-first, client-education approach to homebuying. He lives in Columbus with his wife and two daughters, and measures success by how well he serves the people around him.
Awards & Achievements

Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Ruoff Customer Experience Award
Awarded for outstanding commitment to clients, a core component of Ruoff’s philosophy.

President's Club
Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.
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At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*



