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Picture of Ryan Miracle
Picture of Ryan Miracle

Hi, I'm Ryan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.05% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Ryan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.05% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I was born and raised in central Ohio, attended Ohio Northern University, and now I’m proud to be raising my young family here. I love central Ohio and love helping the people here find their first, next or dream home. I’m good at problem solving home loan problems that other lenders struggle to figure out.

Having been in real estate since I was a kid, my mortgage knowledge is tough to match. I got into the mortgage lending industry during the 2008 crash, and have helped over 3,700 dreamers fulfill their homeownership goals. As an elder millennial, I can speak the language of those just starting out and those in their golden years. It is important to me that I learn your story, so that I can make your home buying experience better by knowing what truly matters to you.

I enjoy working as a mortgage broker, and feeling productive and useful to the people around me. I really enjoy teaching Realtors in continuing education classes that give them additional skill to serve their clients at a higher level. Real estate provides a good living for my family, but my reward comes from helping as many families as possible, helping others around me grow, and bringing my best for my clients every single day.

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President's Club Member

President's club seal 2020

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • Ryan was extraordinary to work with. He was pleasant, prompt and professional. He quickly gauged our personalities and matched his to ours. An example of this is sending us silly gif's during our many, many hiccups along the way. Our selling process was difficult but our buying process was a dream. Ryan went out of his way to explain and reexplain to both myself (in layman's terms) and to my husband (who is an accountant and loves things like an amortization schedule). I will recommend Ryan to anyone who asks. You have a real asset in him.

    Julie R, happy client
  • In the beginning, Ryan made it easy and simplified the process of the initial application which I expected to be more difficult and time-consuming.

    Mary F, happy client
  • Very good communication, answered questions well and made the whole process very easy for us as first time home buyers. Overall great experience.

    Colin S, happy client
  • Highly professional service in all aspects of the approval and closing process. Thank you.

    Yulia V, happy client
  • Everything was very streamlined and easy. I never felt overly stressed.

    Brandon M, happy client
  • Incredible customer service. He went above and beyond to make this purchase as smooth as possible.

    William B, happy client
  • You were extremely informative on a level that we could comprehend being we were first time home buyers. Ryan stayed on top of us with keeping deadlines to sign documents.

    Yvette J, happy client
  • Ryan went above and beyond to accommodate our needs and was always helpful throughout every step. I could not have asked for a better person to help us with this process.

    Daniel M, happy client
  • I appreciated the friendly and honest service I received. Ryan was always there to clarify or help with any situation that arose.

    MaryLou A, happy client
  • Total hands-on approach. I loved that. There wasn't a questioned ask that Ryan wasn't confident in the answers he gave me. He kept me informed throughout the entire process.

    Susan D, happy client
  • I like how in just a few months Ryan contacted me and informed me interest rates were low enough to see significant changes in my mortgage. He kept me in the loop throughout the process.

    Nicholas K, happy client
  • Everything went smoothly from beginning to end. Ryan was very knowledgeable and prompt to respond to all our questions.

    Roselin O, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 740.361.0009 or message me below!

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