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Picture of Ryan Vannatter
Picture of Ryan Vannatter

Hi, I'm Ryan!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

99.61% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Ryan!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

99.61% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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President's Club Member

President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Ryan was seriously amazing to work with. He took me in like I was his own and made the process super easy! This was our first time purchasing our a house so it was truly amazing to work with someone who supported us and answered all the questions we had even if they were basic ones! He always made sure to be there for us and I will forever be thankful for that. I couldn’t recommend Ryan enough. He truly is the best of the best!

    Callie R B.

    Muncie, IN, March 4th, 2024 07:47 PM

  • Review 2

    Source of Rating Icon

    Ryan was very pleasant, answered any and all questions we had very quickly. Would recommend Ryan to anyone looking to buy a new home he was GREAT!

    Brittney H.

    Muncie, IN, October 21st, 2024 11:28 AM

  • Review 3

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    I had such a horrible experience with previous mortgage company that I was ready to rent the rest of my life. Then I spoke to Ryan and he explained how thing should be and I gave him a chance. I am so glad I did. Ryan walked me thru the process and was always available to talk when I had questions. I couldn’t imagine pulling this off without his expertise. He worked well with me and my realtor. If I ever buy another home I will for sure reach out to Ruoff.

    Dana M.

    Portland, IN, October 11th, 2024 02:08 PM

  • Review 4

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    Very easy process and super helpful

    Brian C.

    Anderson, IN, October 10th, 2024 11:15 AM

  • Review 5

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    Ryan made the home buying process so easy I barely had to think at all. He kept me updated at every turn of the loan process and made sure that I understood clearly what was happening and signing

    Bryon M.

    Muncie, IN, October 18th, 2024 11:05 AM

  • Review 6

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    Ryan was always available to answer questions and to help us navigate the loan process. He made us feel comfortable every step of the way.

    Mary Ann D.

    Muncie, IN, September 28th, 2024 06:28 PM

  • Review 7

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    Ryan was beyond helpful through the whole process! This was the first time buying a house for me & the knowledge and kindness Ryan showed made this process fantastic. I will recommend him to anyone. He went out of his way to consistently answer all my questions & make sure I understood what was going on every step of the way!

    Ciara B.

    Muncie, IN, September 25th, 2024 05:58 PM

  • Review 8

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    Ryan has a great Personality! He responds in a timely manner!

    Whitney R L.

    Fortville, IN, September 8th, 2024 03:03 PM

  • Review 9

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    Ryan was very attentive to all our questions. He did a wonderful job of explaining things and walking us through the process. Thanks to Ryan, we had a tremendous experience.

    Gregory S M.

    Albany, IN, September 1st, 2024 05:05 PM

  • Review 10

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    Ryan’s advice and guidance..

    Andrew D L.

    Muncie, IN, September 1st, 2024 03:07 PM

  • Review 11

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    Ryan is excellent! Always available for questions and knowledge. We have been with him through two house buys and wouldn’t do it any other way!!

    Heather A M.

    Albany, IN, August 30th, 2024 07:06 AM

  • Review 12

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    Ryan made this a seamless and pleasant experience. He is very knowledgeable about the mortgage process. Every step was very smooth. I would highly recommend him as he takes his role very serious.

    Debra R D.

    Muncie, IN, August 22nd, 2024 02:58 PM

  • Review 13

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    Working with Ryan is a pleasure. We feel like everything is fast tracked.

    James A R.

    Muncie, IN, August 12th, 2024 11:31 AM

  • Review 14

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    Ryan was amazing to work with. It took a long time to find the right house, he was patient, kind and very helpful. I appreciated that so much. So thank you Ryan and Ruoff Mortgage!

    Amanda M H.

    Yorktown, IN, July 22nd, 2024 09:23 AM

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Why should you choose Ruoff?

66

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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Call me at 765.748.9790 or message me below!

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