I will work hard to help you achieve your homeownership goals.
98.60%Customer Satisfaction Rating
Hi, I'm
Sally!
Senior Loan Officer
I will work hard to help you achieve your homeownership goals.
98.60%Customer Satisfaction Rating
Let me help
you
get pre-approved today!
I joined the Ruoff team last summer, but have over 13 years of loan originating experience. I work out of our Spencer location, and have always felt at home in both the Bloomington and Spencer communities. I live in Spencer with my 2 dogs and many cats, and have a 19-year-old son who is in his second year of college. I enjoy driving on the Monroe Lake Causeway on bright summer days to watch the sunlight dance on the water, and love spending time in downtown Spencer. When I'm not originating loans, I love to bake, listen to music, watch old movies, go to festivals and visit Florida.
My favorite part of working at Ruoff? The teamwork! I also love being a Loan Officer because I get to help my clients reach their dream of buying a home.
From finding your perfect home to moving in, we've got you covered.
Refinance
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your options.
Sell My Home
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Hear from people like you
Being able to sign documents electronically was amazing. I was on a very busy schedule with work and that just made everything quick and easy. I also liked the fact that we were asked to take a home buyers course. We learned a lot of valuable information about the process and the future of our mortgage.
Ryan S,
happy
client
One thing that I really loved about working with Sally Hardy was how when we moved forward with the process we were updated right away!
Koti B,
happy
client
Sally was amazing with the entire process and the sweetest person ever!
Koti B,
happy
client
Sally and her transaction coordinator, Jenn, always spoke to us with respect and professionalism. Any question we posed was thoroughly explained with intelligence and integrity. We very much recommend this Ruoff team!
Dianna H,
happy
client
Well knowledge and very kind and considerate to deal with.
Angela H,
happy
client
Was always quick on responding and helpful. It took us a year and a half to find our dream home and anytime we needed help Sally was there to do everything she could.
Heather B,
happy
client
I was pleasantly surprised by the online platform, how easy it was to use, and the organization of the process. Great job to your tech team!
Erich W,
happy
client
Loan Butler is really, really slick! Good work on that interface. It kept me updated promptly and organized documents well.
Justin M,
happy
client
Everything was organized and ready to close . If we would have received all the house keys and the garage door opener at closing , it would have been perfect !
Oscar K,
happy
client
Communication was AWESOME
Brandi S,
happy
client
Sally Hardy was very personable and responsive.
Rebecca R,
happy
client
I was amazed at how quickly the whole loan process went.
Customer Satisfaction Score according to Customerville.
17
Days or less average
clear-to-close.
39
Years of helping
homeowners like you.
7
Milestones updating you throughout the process.
10
Minutes at the closing
table on average.
Calculate what's best for
you
Use our calculator below to find an estimated monthly mortgage payment that
works for you. Please remember the dollar amounts displayed are not
guaranteed, and what you actually pay may be different. These estimates are
for educational purposes only.
