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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Picture of Sarah Cole
Picture of Sarah Cole

Hi, I'm Sarah!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.38% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Sarah!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.38% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • We were referred to Sarah by our realtor. We had just gone under contract and the company we planned to use had a lot of unexpected fees and a high rate. Sarah immediately put us at ease and helped us obtain a great rate and went through everything very thoroughly. From the initial phone call to the final closing, she was nothing but pleasant and professional. She even showed up at our closing to congratulate us. I have already talked to people that are looking at purchasing a home and have recommended her. She did a great job with us and helped us navigate our first homebuying process with ease.

    Benjamin L, happy client
  • Sara was 100% on top of everything. If we had a question she answered it quickly and put it in layman’s terms to us and made sure we understood everything. I have already referred 2 people to Sarah due to her diligence and communication skills. Couldn’t ask for a better experience and you have a 5 star partner in Sarah Cole.

    David B, happy client
  • Sarah was great at communicating with us throughout the entire process. Very knowledgeable and friendly!

    Kimberly B, happy client
  • The whole team was amazing everyone that I worked with was very polite.

    Jonathan B, happy client
  • Sarah was incredibly personable, knowledgeable and easy to relate to.

    Lauren B, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 216.855.1199 or message me below!

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