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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Scott Miller
Picture of Scott Miller

Hi, I'm Scott!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

95.20% Customer Satisfaction Rating
Scotsman Guide Top Originator Award

Hi, I'm Scott!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

95.20% Customer Satisfaction Rating
Scotsman Guide Top Originator Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

President's Club Member

President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • The entire process was smooth and stress-free. Scott, Brandee, and the rest of the team were always quick to respond to our questions and always helped us make sure things stayed on track. We were very happy with our experience.

    Heather H, happy client
  • Scott was extremely communicative. Explanations were put in terms we understood. Overall, it was an excellent experience.

    Leigh S, happy client
  • Scott is a true professional. He is knowledgeable and punctual. Scott and his team are a pleasure to work with and I highly recommend this company. He represented Ruoff very well.

    Dirk S, happy client
  • As always Scott made our process quick and easy. I appreciate how quickly Scott responds and explained the process step for step. Thanks Scott and your team!

    Amanda H, happy client
  • Communication was absolutely amazing! One of the things my last mortgage company was lacking! Thanks so much Scott Miller!

    Kiel C, happy client
  • Scott was excellent. Quick with answers to all of my questions. He made buying my first home a breeze.

    Victoria T, happy client
  • Scott was always a call or text away. He and his team were willing to help and answer any questions we ever had. Even if it was repetitive

    Stephanie C, happy client
  • I really loved your portal platform. It allowed us to have info at our fingertips any time of day.

    Brandon B, happy client
  • Efficient and organized

    Darrell M, happy client
  • The communication and keeping me informed on every step were amazing! My first home buying experience was so simple and easy on my end! I look forward to having Ruoff as my mortgage lender for years and years to come!

    Erica C, happy client
  • This is the second time we have used Ruoff. I will not go anywhere else.

    Janet L, happy client
  • I hadn’t purchased a home in over 40 years and everything was handled well and explained clearly by Scott Miller and his team.

    Sally D, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 317.840.1877 or message me below!

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