I will work hard to help you achieve your homeownership goals.
98.23%Customer Satisfaction Rating
Hi, I'm
Scott!
Senior Loan Officer
I will work hard to help you achieve your homeownership goals.
98.23%Customer Satisfaction Rating
Scott Phegley | NMLS: 610874
Let me help
you
get pre-approved today!
I am a Senior Mortgage Loan Officer with Ruoff Mortgage, serving both Indiana and Illinois. I bring over 24 years of real estate and mortgage lending experience and expertise. Service is always the foundation of my business and I believe in providing the best home-buying experience possible and I will continuously strive to exceed your expectations. Good communication is the key to excellent customer service and a top priority for me.
Whether you are buying your first home, refinancing your current home, looking to build or wanting to move up, we will work together to find the right product and solution to all of your financial needs. Call me today and let's get started.
From finding your perfect home to moving in, we've got you covered.
Refinance
Need a lower monthly payment, or want to get cash out? Learn more about
your options.
Sell My Home
Get your house on the market, and look for your next home!
Hear from people like you*
Review 1
5.0
Scott was excellent to work with throughout the entire process. As this was my first home purchase I had no idea what to expect and definitely a stressful period but Scott helped out so much. Scott answered calls and/or emails quickly and made himself available after hours if needed. The entire process was easy and get got me cleared to close in 9 days which is amazing!
Ashley R H.
Sullivan, IN, October 12th, 2025 11:56 AM
Review 2
5.0
Scott took over as our loan officer about a year into my wife and I looking for a house. From the beginning he did everything he could to not only get caught up on what we had going on but also help keep the ball moving forward throughout the entire process. Anytime we had questions he'd reply very quickly even after hours and on weekends. He was always ready to help point us in the right direction to where we needed to go or who we needed to talked to. If we ever buy another house Scott will definitely be one of the first people we call.
Taylor S G.
Hymera, IN, October 9th, 2025 02:16 PM
Review 3
5.0
Communication and great question awnsering.
Owen J W.
Oblong, IL, October 7th, 2025 11:04 AM
Review 4
5.0
Scott phegley was a great man to work with and was always there when i need to ask questions or explain some things i didnt understand. Scott obviously taking care of most of the work for me and always sent me my documents that I had to sign and he's just a very outstanding man and he is great at his job. I also made sure to spread the word about you guys to other people looking for their future homes.
Carson A A.
Casey, IL, October 3rd, 2025 04:24 PM
Review 5
5.0
Scott is extraordinary!!!
Christopher R R.
Robinson, IL, September 24th, 2025 04:31 PM
Review 6
5.0
Communication was very good and Scott was very helpful!!!
Kaylee N M.
Clinton, IN, September 23rd, 2025 06:21 PM
Review 7
5.0
Scott was amazing. This was my first time buying a home. Scott explained everything. Even things I struggled with her broke down further till I did. Very professional. Even when I was upset an didnt understand something completely he got up after hours an walked me thru the email. Scott goes above and beyond for his job. I had the best expieence an have bragged an boosted his name an the company. Thank you for everything tht was done for me an my family. Scott gets an 11 on a 1 outta 10.
Christine L. H.
Lawrenceville, IL, August 31st, 2025 10:41 PM
Review 8
5.0
Scott was great to work with, he answered all of our questions and helped us to better understand our first home buying experience, making the entire process a breeze.
Aaron J K.
Linton, IN, August 29th, 2025 11:06 AM
Review 9
5.0
Great communication
Christopher M J.
Sullivan, IN, August 26th, 2025 08:23 PM
Review 10
5.0
Scott was very prompt in responding and answered all of my questions. Very pleasurable to work with.
Leanna M J.
SULLIVAN, IN, July 26th, 2025 11:19 AM
Review 11
5.0
Our loan officer, Scott, and his entire team
were absolutely fantastic throughout the entire process!
Kaitlyn A G.
Paris, IL, July 25th, 2025 11:50 AM
Review 12
5.0
I appreciated the fact that as soon as I reached out to Scott, he immediately got my application started and push through. He was always on time when it came to any questions I had got me a great deal I would recommend him to everybody 10 out of 10 if you ask me
Maron M.
Terre Haute, IN, July 14th, 2025 11:36 AM
Review 13
5.0
I noticed that Scott went above and beyond to meet our expectations when we had questions, found the right home, and to get all the loan stuff completed on time! He was amazing and we would recommend him to anyone we know looking for a home! Any question we had, he answered in a fast and extremely nice manner! Thank you Scott for all your hard work and dedication in helping your clients!
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
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