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Picture of Sean McNemar
Picture of Sean McNemar

Hi, I'm Sean!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.50% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Sean!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.50% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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President's Club Member

President's club seal 2020

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • Being a first time home buyer, Sean answered all of my questions and helped me understand the process in its entirety. He was very professional and quick to respond to all of our questions. Even after closing, Sean went out of his way to check in with us to make sure we didn't have any lingering questions. We will recommend Sean to anyone who is looking to buy a new home or refinance, as our experience in buying our home was seamless!

    Abbie M, happy client
  • I had worked with Sean before which is why I came to him again, as he had been part of a great experience before. I was able to make the process very easy.

    Douglas M, happy client
  • Sean was the best! He was always available to take my call, and he was polite, upbeat, and clear, and kind — consistently.

    Mary N, happy client
  • The customer service has been excellent and the overall process has been simple and timely.

    Jason S, happy client
  • Sean was very knowledgeable & great to work with!

    Russell S, happy client
  • Sean was amazing to work with and made the whole process quick and efficient. I was especially impressed with his immediate response to my initial inquiry and he was very quick to respond to all subsequent questions I had. I was out of state for the final closing and he made things simple by finding a local notary to assist. This was a wonderful experience and I would highly recommend Sean to family and friends.

    Michelle M, happy client
  • Sean McNemar did an excellent job from start to finish. All communication was prompt and he did a very good job communicating exactly what was needed from me and when. Sarah Herring also did an incredible job. I think my loan closed in something like 20 days! This is the second mortgage I have closed with Ruoff and my experience has been world-class both times. Kudos to Sean, Sarah, and the entire Ruoff team!

    Jeffrey V, happy client
  • Sean was great to work with. He was very knowledgeable and walked us through the entire process. He also provided us with advice and helped us lock in a great rate. We could be more pleased and have already recommended him to family members looking to refinance their home.

    Chris Y, happy client
  • Constant communication. If we had a question and called Sean answered the phone even on weekends. If he was not available he would send a text and follow up with a call in less than 24 hrs. Sarah is organized and kept the flow of requests for information moving. Very please with the Loan Butler application. It was easy to see where we were in the process and it was easy to upload requested information and sign documents.

    John L, happy client
  • Sean McNemar and Sarah Herring provided a level of service that is unmatched. Their professionalism and communicative nature set such a high bar and made a lifetime fan and customer of me. Can't sign their praises enough. Top notch customer service experience - hands down.

    Shauna W, happy client
  • The communication was impeccable! This was by far the easiest decision we've made.

    Jameson J, happy client
  • Everything went just like we were told. Sean was excellent throughout the whole process. Thank You Sean !!!!

    Scott , happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 317.420.5081 or message me below!

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