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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Picture of Shanna Johnson
Picture of Shanna Johnson

Hi, I'm Shanna!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Hi, I'm Shanna!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • I cannot say enough positive things about my experience with Ruoff and Shanna. We worked with Shanna on the purchase of our home and a refinance and both times she exceeded any expectations. Shanna was highly responsive to calls/emails and very knowledgeable with any questions we had. We definitely will reach out to Shanna with any future needs and highly recommend her anyone.

    Calley Green, happy client
  • Shanna has been my go to person for mortgages and refinances for years! She is so knowledgeable and gets the job done quick. Her communication is great! I have recommended Shanna and the Ruoff team to everyone I know!

    Lisa Allen, happy client
  • I can't say enough great things about Shanna and her team. From the application to closing everything was seamless. She was not only kind but professional. She answered my many questions without hesitation. I would use her again in the future if needed.

    Erica Peterson, happy client
  • Our refinancing with Shanna was a breeze. I was ecstatic with how simple it was. Thanks Shanna! You're the best!

    Emily L, happy client
  • I've used Ruoff Mortgage and absolutely recommend working with Shanna Johnson! She answered any questions or concerns we had. Very professional and is very knowledgeable for your mortgage needs. Highly recommend for your next mortgage lender.

    Lindsay Ware (formerly Baker), happy client
  • The Loan Butler was amazing! Made things so easy! Shanna was awesome, she was quick to respond anytime day or evening!

    Holley W, happy client
  • I’ve worked with Shanna on 2 purchases and 2 refinances. She is very quick with responses and open throughout the entire process. We will continue to go through Shanna for any future fundings. All of the other people we’ve worked with at Ruoff have been amazing as well (just can’t remember their names).

    Amanda Goldsmith, happy client
  • Shanna and Ruoff Mortgage made it easy for us to buy a home in Michigan while we were still in Florida. Shanna is very knowledgeable and professional . I highly recommend her and the Ruoff Team.

    Cheryl Hughes, happy client
  • Shanna was quick to respond and professional! Everything went exactly the way it should have even with all of the unexpected complications that popped up. couldn't recommend Shanna, and Ruoff in general enough!!

    Justin Lesman, happy client
  • Shanna Johnson was by far the easiest person to work with. She made the buying process of our new home so smooth. She is very knowledgeable & confident in the work she does. My husband and I have/would recommend her to anyone!

    Jackson D & Anika M, happy client
  • Shanna Johnson has been a great help with me over the years. From refinancing to recently purchasing an additional property. She worked off hours for me to accommodate my work schedule. Greatly appreciated and thanks again!!

    Chris Barth, happy client
  • After a tree landed on the house we were renting we decided to buy. Shanna was amazing with the process and the purchase of our new house. 2 months later we moved in. Thank you Shanna for all help and answering all our questions. You rock!!

    Becky Kline, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 269.718.5071 or message me below!

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