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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Shanna Johnson
Picture of Shanna Johnson

Hi, I'm Shanna!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

89.80% Customer Satisfaction Rating

Hi, I'm Shanna!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

89.80% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Shanna is absolutely amazing! As first-time homebuyers, my boyfriend and I had a ton of questions. Shanna was always quick to respond with answers that made sense to us and never made us feel as though we were bothering her. She kept us informed through the entire process and was completely honest with us. I couldn't have asked for a better experience!

    Stephanie W, happy client
  • Shanna's communication was on point. Her guidance throughout the entire process made us feel comfortable with every important decision.

    Jason J, happy client
  • I am beyond pleased with how great Shanna Johnson helped us with the purchase of our new home. Buying a house can be very stressful, but Shanna did an amazing job helping everything go so smooth. I will definitely be referring her to everyone I know.

    Emily L, happy client
  • Shanna took the time to explain all of the loan options and what would work best for us. She is very knowledgeable answered all of our questions. She made the entire process very quick and easy from application to closing. She is a true master at her craft. I highly recommend her!

    Renea L, happy client
  • Shanna helped turn around an incredibly frustrating experience we had with another agency and helped us buy our new home very quickly! Her communication with us was amazing and she was able to complete the process in a very short timeline! We are so incredibly appreciative of everything she has done to help us buy our new home!

    Laura A, happy client
  • Shanna added that personal touch and made her self available 24/7. She saved my loan. Shanna really pulled through and exceeded expectations. I have already sent more customers her way. She made our dream a reality

    Steven C, happy client
  • Shanna is amazing! She went above and beyond to get us to closing quickly and smoothly! I would highly recommend Ruoff to everyone looking to buy a house because of our excellent experience working with Shanna!

    Stacey S, happy client
  • Communication was excellent. Everything she said she was going to do, she did. I worked in the banking/mortgage industry for 23 years prior, this was as smooth of a process that I have ever scene. Major kudos to Shanna.

    Duane H, happy client
  • Communication was very good. That it why we went with Shamna. She knew what we needed and was very quick to respond to what what we asked from her. Keeping us updated throughout the whole process was the other strong point and it made me very comfortable being a first time home buyer.

    Eric G, happy client
  • Shanna is great at communication and letting us know if anything additional was needed. This is the second time we've gone to Shanna for a home purchase and will go to her again.

    Amanda G, happy client
  • Shanna was outstanding to work with. We switched lenders in the middle of a real estate transaction and Shanna was able to get the loan closed as promised with the limited amount of time given. She always promptly returned our calls even after hours. We will definitely recommend her to friends and family.

    Michelle O, happy client
  • Shanna was on top of everything! She was patient with my questions and gave explanations for every step of the process. I trusted her completely and knew I was in good hands.

    Amy K, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 269.718.5071 or message me below!

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