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Picture of Sheila Welsh
Picture of Sheila Welsh

Hi, I'm Sheila!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.38% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Hi, I'm Sheila!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.38% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Let me help you get pre-approved today!

With more than two decades in the mortgage and real estate industries, I know that as a mortgage planner, my job is not simply to facilitate the loan; my job is to be a trusted counselor. Counseling clients through the home-buying process, which can be a difficult and stressful experience, my expertise allows clients to feel at ease knowing that I am providing excellent service each step of the way. My wealth of knowledge continually places me as a top producer among my peers.

Ruoff Mortgage offers a comprehensive selection of loan products to fit your needs. I will help you navigate through the mortgage loan process, providing you with a prompt, smooth, and professional transaction.

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President's Club Member

President's club seal 2015
President's club seal 2017
President's club seal 2020
President's club seal 2021
President's club seal 2022

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • 5.0
    Rating source icon

    Sheila is the real deal. I always say if you think you aren’t ready to buy a house, call Sheila! She knows everything! We’ve used her twice now and both experiences were amazing. We’ll never use anyone else

    Victor E.

    Crawfordsville, IN, July 5th, 2024 12:21 PM

  • 5.0
    Rating source icon

    Shelia was very helpful and pleasant to work with

    Jody L G.

    North Webster, IN, June 20th, 2024 11:21 AM

  • 5.0
    Rating source icon

    Sheila was very good, knowledgeable, patient with me. This was a process I've not been thru before. She explained things and then again when I had questions. I would recommend her to anyone that asks me

    Jennifer J B.

    Flora, IN, June 19th, 2024 11:50 PM

  • 5.0
    Rating source icon

    Sheila was great to work with and would recommend her to anyone

    Andrew G O.

    Lafayette, IN, June 17th, 2024 11:14 AM

  • 5.0
    Rating source icon

    Great experience

    Cristina E V.

    Lafayette, IN, May 21st, 2024 11:04 AM

  • 5.0
    Rating source icon

    Communication and technology

    Kevin O.

    West Lafayette, IN, May 6th, 2024 04:06 PM

  • 5.0
    Rating source icon

    Sheila is excellent she went above and beyond to make everything understandable and expedited, we were in a hurry to get pre approved and she worked hard to get it done to our timeline.

    Jose R.

    LAFAYETTE, IN, April 24th, 2024 05:59 PM

  • 5.0
    Rating source icon

    OH My goodness there really are not enough words to describe how I feel about Sheila and my many experience's with her and Ruoff. From day she has treated me like family and that I matter not only professionally but personally. She wanted and did what was best for me and my situation. She took such good care of me even when I could not do it myself she made sure I had everything done and checked on me many times. She made every step so easy and seamless. I honestly could not have done it without Her and the team. I can not thank Sheila and the team enough for taking such great care of me. I would and will use her for any other business. Again it was absolutely the best easiest experience ever!

    Hayley R W.

    Lafayette, IN, April 1st, 2024 07:57 AM

  • 5.0
    Rating source icon

    Very knowledgeable, every question answered in a timely manner and made the experience very smooth

    Joshua D H.

    Kokomo, IN, January 31st, 2024 02:08 PM

  • 5.0
    Rating source icon

    Great service answered our questions and concerns. Sheila was supper nice go work with. We are excited to be in our house.

    Kristen R H.

    Kokomo, IN, January 31st, 2024 02:04 PM

  • 5.0
    Rating source icon

    Sheila was always there to help and answered all of our questions when we asked her.

    Savannah M.

    Otterbein, IN, January 21st, 2024 06:01 PM

  • 5.0
    Rating source icon

    Her drive to help

    John B.

    Attica, IN, January 16th, 2024 11:28 AM

  • 5.0
    Rating source icon

    Always stayed in touch. Quick responses to questions and or concerns. Very helpful and nice. Always shared tips and advice. I highly recommend!

    Merannda K C.

    Lafayette, IN, December 28th, 2023 11:07 AM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 765.404.4626 or message me below!

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