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Picture of Sheila Welsh
Picture of Sheila Welsh

Hi, I'm Sheila!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Hi, I'm Sheila!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Let me help you get pre-approved today!

With more than two decades in the mortgage and real estate industries, I know that as a mortgage planner, my job is not simply to facilitate the loan; my job is to be a trusted counselor. Counseling clients through the home-buying process, which can be a difficult and stressful experience, my expertise allows clients to feel at ease knowing that I am providing excellent service each step of the way. My wealth of knowledge continually places me as a top producer among my peers.

Ruoff Mortgage offers a comprehensive selection of loan products to fit your needs. I will help you navigate through the mortgage loan process, providing you with a prompt, smooth, and professional transaction.

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President's Club Member

President's club seal 2015
President's club seal 2017
President's club seal 2020
President's club seal 2021
President's club seal 2022

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Shelia made the process extremely easy. We wouldn’t even have considered doing this if she wasn’t involved.

    Jonathan Michael H.

    West Lafayette, IN, October 18th, 2024 11:04 AM

  • Review 2

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    She was attentive to my needs as they arose. When I needed information and advice she was very professional.

    Joseph Anthony Z.

    West Lafayette, IN, October 21st, 2024 02:27 PM

  • Review 3

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    quick and easy

    Tricia G.

    Battle Ground, IN, October 17th, 2024 08:44 AM

  • Review 4

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    Our loan officer was great with our original closing. I hadn't heard of Ruiff before and was a bit worried about how good it would be. But Sheila soon made it clear that it was a great company, and everything went well. Then, in the past several months, she kept track of mortgage rates and alerted us to the possibility of saving money by refinancing for a lower rate. We had that closing a week ago, just before interest rates went up again! Great timing! Sheila is always friendly and efficient and a joy to work with!

    Janet Young B.

    Lafayette, IN, October 6th, 2024 03:36 PM

  • Review 5

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    Sheila is just exceptional to work with. She's incredibly professional, personal, and efficient. We are grateful that she helped us to refinance our home.

    Marra Ruth H.

    West Lafayette, IN, October 15th, 2024 06:53 PM

  • Review 6

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    Sheila was a pleasure to work with: professional, friendly, efficient, and very knowledgeable.

    Ronald J. B.

    Lafayette, IN, October 3rd, 2024 08:36 PM

  • Review 7

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    Constant communication and knowledgeable.

    Bryan D H.

    Lafayette, IN, September 26th, 2024 12:17 PM

  • Review 8

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    Sheila is amazing to work with. She's dedicated to our needed and communicates every step of the way. We would never consider working with anyone else

    Anne M H.

    Lafayette, IN, September 25th, 2024 11:35 AM

  • Review 9

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    Sheila is the real deal. I always say if you think you aren’t ready to buy a house, call Sheila! She knows everything! We’ve used her twice now and both experiences were amazing. We’ll never use anyone else

    Victor E.

    Crawfordsville, IN, July 5th, 2024 12:21 PM

  • Review 10

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    The process was made so easy!

    Sydney M R.

    West Lafayette, IN, August 26th, 2024 06:46 AM

  • Review 11

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    Sheila was very informative, communicated extremely well and kept us up to date on everything. Even when the builders kept pushing the closing date back, Sheila stepped in and got a final date. Very impressed and pleased with our experience.

    David K.

    West Lafayette, IN, August 19th, 2024 05:35 PM

  • Review 12

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    Shelia was very helpful and pleasant to work with

    Jody L G.

    North Webster, IN, June 20th, 2024 11:21 AM

  • Review 13

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    Sheila was very good, knowledgeable, patient with me. This was a process I've not been thru before. She explained things and then again when I had questions. I would recommend her to anyone that asks me

    Jennifer J B.

    Flora, IN, June 19th, 2024 11:50 PM

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Why should you choose Ruoff?

66

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 765.404.4626 or message me below!

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