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Picture of Sheila Welsh
Picture of Sheila Welsh

Hi, I'm Sheila!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.35% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Hi, I'm Sheila!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.35% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Let me help you get pre-approved today!

With more than two decades in the mortgage and real estate industries, I know that as a mortgage planner, my job is not simply to facilitate the loan; my job is to be a trusted counselor. Counseling clients through the home-buying process, which can be a difficult and stressful experience, my expertise allows clients to feel at ease knowing that I am providing excellent service each step of the way. My wealth of knowledge continually places me as a top producer among my peers.

Ruoff Mortgage offers a comprehensive selection of loan products to fit your needs. I will help you navigate through the mortgage loan process, providing you with a prompt, smooth, and professional transaction.

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President's Club Member

President's club seal 2015
President's club seal 2017
President's club seal 2020
President's club seal 2021
President's club seal 2022

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Sheila was great at communicating, and made contacting her easy. Very polite and punctual. Definitely recommend!

    Osbaldo M.

    November 22nd, 2024 04:56 PM

  • Review 2

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    Sheila was amazing during the whole process, she helped me keep my head on straight. Thank you Sheila!

    Eric A L.

    Oxford, IN, November 25th, 2024 11:49 AM

  • Review 3

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    Sheila wqs quick to reachout at every step of the process during almost any time of the day. She was able to break down every step and explain what exactly was needed at what time, why, and then explain hard to grasp concepts in simple terms. During the signing, Sheila was asking questions about the closing that I was not even aware I should have questions about. Cant imagine anyone making the most stressful purchase of their life simpler than Sheila.

    tyler.thomas1973

    Lafayette, IN, November 7th, 2024 11:18 AM

  • Review 4

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    Sheila was incredibly friendly, knowledgeable, and efficient. This was our first time buying a home and we had zero idea on how the process worked, but Sheila made it a breeze! Everything closed and was settled much sooner and more efficiently than we anticipated. She was friendly, always in communication with us, and responded to us quickly. The homebuying process was much better than expected, and that was in large part due to Sheila and Ruoff. I would highly recommend Ruoff to anyone!

    Elizabeth A B.

    Lafayette, IN, November 3rd, 2024 03:40 PM

  • Review 5

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    Overall great experience

    Logan P R.

    Lafayette, IN, October 24th, 2024 10:57 AM

  • Review 6

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    She was attentive to my needs as they arose. When I needed information and advice she was very professional.

    Joseph Anthony Z.

    West Lafayette, IN, October 21st, 2024 02:27 PM

  • Review 7

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    Shelia made the process extremely easy. We wouldn’t even have considered doing this if she wasn’t involved.

    Jonathan Michael H.

    West Lafayette, IN, October 18th, 2024 11:04 AM

  • Review 8

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    quick and easy

    Tricia G.

    Battle Ground, IN, October 17th, 2024 08:44 AM

  • Review 9

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    Our loan officer was great with our original closing. I hadn't heard of Ruiff before and was a bit worried about how good it would be. But Sheila soon made it clear that it was a great company, and everything went well. Then, in the past several months, she kept track of mortgage rates and alerted us to the possibility of saving money by refinancing for a lower rate. We had that closing a week ago, just before interest rates went up again! Great timing! Sheila is always friendly and efficient and a joy to work with!

    Janet Young B.

    Lafayette, IN, October 6th, 2024 03:36 PM

  • Review 10

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    Sheila is just exceptional to work with. She's incredibly professional, personal, and efficient. We are grateful that she helped us to refinance our home.

    Marra Ruth H.

    West Lafayette, IN, October 15th, 2024 06:53 PM

  • Review 11

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    Sheila was a pleasure to work with: professional, friendly, efficient, and very knowledgeable.

    Ronald J. B.

    Lafayette, IN, October 3rd, 2024 08:36 PM

  • Review 12

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    Constant communication and knowledgeable.

    Bryan D H.

    Lafayette, IN, September 26th, 2024 12:17 PM

  • Review 13

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    Sheila is amazing to work with. She's dedicated to our needed and communicates every step of the way. We would never consider working with anyone else

    Anne M H.

    Lafayette, IN, September 25th, 2024 11:35 AM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Call me at 765.404.4626 or message me below!

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