Ruoff Mortgage Logo
Background Image with a decorative green wall inside a house, a couch, and two plants on each side of the couch.

Skye Stevens

Senior Loan Officer

NMLS: 1725759 | OH: MLO-OH.1725759

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

Read full bio
Skye

98.49%

Customer Satisfaction Score.

Scotsman Guide AwardPresident's Club Award

Awards

Proudly serving Florida, Indiana, Ohio

Meet our happy homeowners***

View All Testimonials

Review 1

Daniel E F.

Marion, IN, Jul 24, 2026, 10:38 AM

5.0

Skye was amazing to work with! She communicated so well with us in every step. She has an amazing personality that is personable, very down to earth but extremely confident. We knew we were in good hands!

Review 2

Jennefer R.

Marion, IN, Jul 10, 2026, 6:56 PM

5.0

I was already super stressed bc of my situation. Skye made everything so easy and she put up w my multiple questions, sometimes the same questions, without skipping a beat. She is so friendly and knowledgeable. She made an already super stressed situation, stress-free! She made my home-buying experience EXCELLENT!

Review 3

Jamie L.

Upland, IN, Jul 14, 2026, 3:11 PM

5.0

I have purchased several homes over the years, and every transaction seemed to come with unexpected delays, communication issues, or last-minute snags. Working with Skye was a completely different experience. From the very beginning, she was incredibly responsive, professional, and genuinely kind. She stayed on top of every detail, kept me informed throughout the entire process, and made everything feel seamless. Anytime I had a question or concern, she responded quickly and made sure I felt confident every step of the way. This was by far the smoothest home-buying experience I've had, and that's a direct reflection of Skye's dedication and exceptional customer service. I would highly recommend her to anyone looking for a knowledgeable, trustworthy, and caring loan officer.

Review 4

Haylee R T.

Hartford City, IN, Jul 26, 2026, 7:17 PM

5.0

Skye was amazing to work with. She was very thorough and answered all of our questions throughout the process. Anytime we needed help or had a question she was quick with her response. It made our experience enjoyable.

Review 5

Tammy W.

Upland, IN, Jul 18, 2026, 7:12 PM

5.0

Skye made this experience so easy and flawless! Thank you all at Ruoff

Review 6

Alicia R H.

Marion, IN, Jul 9, 2026, 3:29 PM

5.0

Communicated clearly, helped with a cosigner who was having trouble, they walked him right through instructions with patience.

Review 1

Daniel E F.

Marion, IN, Jul 24, 2026, 10:38 AM

5.0

Skye was amazing to work with! She communicated so well with us in every step. She has an amazing personality that is personable, very down to earth but extremely confident. We knew we were in good hands!

Review 2

Jennefer R.

Marion, IN, Jul 10, 2026, 6:56 PM

5.0

I was already super stressed bc of my situation. Skye made everything so easy and she put up w my multiple questions, sometimes the same questions, without skipping a beat. She is so friendly and knowledgeable. She made an already super stressed situation, stress-free! She made my home-buying experience EXCELLENT!

Review 3

Jamie L.

Upland, IN, Jul 14, 2026, 3:11 PM

5.0

I have purchased several homes over the years, and every transaction seemed to come with unexpected delays, communication issues, or last-minute snags. Working with Skye was a completely different experience. From the very beginning, she was incredibly responsive, professional, and genuinely kind. She stayed on top of every detail, kept me informed throughout the entire process, and made everything feel seamless. Anytime I had a question or concern, she responded quickly and made sure I felt confident every step of the way. This was by far the smoothest home-buying experience I've had, and that's a direct reflection of Skye's dedication and exceptional customer service. I would highly recommend her to anyone looking for a knowledgeable, trustworthy, and caring loan officer.

Review 4

Haylee R T.

Hartford City, IN, Jul 26, 2026, 7:17 PM

5.0

Skye was amazing to work with. She was very thorough and answered all of our questions throughout the process. Anytime we needed help or had a question she was quick with her response. It made our experience enjoyable.

Review 5

Tammy W.

Upland, IN, Jul 18, 2026, 7:12 PM

5.0

Skye made this experience so easy and flawless! Thank you all at Ruoff

Review 6

Alicia R H.

Marion, IN, Jul 9, 2026, 3:29 PM

5.0

Communicated clearly, helped with a cosigner who was having trouble, they walked him right through instructions with patience.

Review 7

Stevi M E.

Marion, IN, Jul 3, 2026, 4:15 PM

5.0

Skye was amazing to work with! I will recommend her to everyone i know!

Review 8

James Phillip P.

Fairmount, IN, Jun 27, 2026, 2:27 PM

5.0

Everything

Review 9

Lindsey B.

Upland, IN, Jun 26, 2026, 3:21 PM

5.0

Skye was excellent to work with! Prompt, friendly, professional, organized. Our closing took less than a half hour because so many documents were already signed in advance. Beyond impressed by the whole process.

Review 10

Cruz H A.

Marion, IN, Jun 17, 2026, 8:31 PM

5.0

Everything was perfect

Review 11

Kimberly A B.

Gas City, IN, Jun 9, 2026, 11:54 PM

5.0

Was very helpful 🙂

Review 12

Ewell R.

Marion, IN, May 11, 2026, 12:25 PM

5.0

Skye did an awesome job ! Thank you very much !!

Review 13

Stephanie L K.

Marion, IN, May 8, 2026, 3:01 PM

5.0

Skye was very helpful and and answered all questions I had . She made this process Smooth for us .

Review 7

Stevi M E.

Marion, IN, Jul 3, 2026, 4:15 PM

5.0

Skye was amazing to work with! I will recommend her to everyone i know!

Review 8

James Phillip P.

Fairmount, IN, Jun 27, 2026, 2:27 PM

5.0

Everything

Review 9

Lindsey B.

Upland, IN, Jun 26, 2026, 3:21 PM

5.0

Skye was excellent to work with! Prompt, friendly, professional, organized. Our closing took less than a half hour because so many documents were already signed in advance. Beyond impressed by the whole process.

Review 10

Cruz H A.

Marion, IN, Jun 17, 2026, 8:31 PM

5.0

Everything was perfect

Review 11

Kimberly A B.

Gas City, IN, Jun 9, 2026, 11:54 PM

5.0

Was very helpful 🙂

Review 12

Ewell R.

Marion, IN, May 11, 2026, 12:25 PM

5.0

Skye did an awesome job ! Thank you very much !!

Review 13

Stephanie L K.

Marion, IN, May 8, 2026, 3:01 PM

5.0

Skye was very helpful and and answered all questions I had . She made this process Smooth for us .

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

Apply Now
Skye Stevens

A Bit About Me

I believe purchasing a home is a special occasion (because it is!!) and I try to make the process feel comfortable from the first call/text.

Whether you’re a first-time buyer, a move-up family, veteran using VA benefits, looking for a loan with down-payment assistance or refinancing, I serve clients across Grant County, Indiana (and surrounding counties too) with honesty, guidance, same-day replies, and clear explanations every step of the way.

Licensed in Indiana, Florida, and Ohio, I focus on fast pre-approvals, creative solutions, and smooth closings that agents appreciate.

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

President's Club Award

President's Club

4x Winner

Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Florida, Indiana, Ohio

Skye Stevens

Senior Loan Officer

NMLS: 1725759

OH: MLO-OH.1725759

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.