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Whether you’re buying, selling, refinancing, or building your dream home, it’s important to have a team of experienced and knowledgeable people at your side. As a Senior Loan Officer, I have the knowledge and resources you need to stay current with market conditions and frequently changing mortgage programs. Ensuring that you make the right choice for you and your family is my ultimate goal.
I am a graduate of Indiana Wesleyan University and a member of the Gas City Chamber of Commerce. I have two wonderful daughters, three dogs, and love to travel. One day, I hope to visit Bora Bora and the Grand Canyon.
Ready to take the next step? I recommend getting pre-approved first, so you know and understand your budget before viewing homes. As always, you may contact me anytime by phone or email for personalized service and expert advice. I look forward to helping you achieve your homeownership dreams!
2022
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2025
From finding your perfect home to moving in, we've got you covered.
Need a lower monthly payment, or want to get cash out? Learn more about your options.
Get your house on the market, and look for your next home!
Skye was very knowledgeable and helpful with the questions I asked her about the process. She kept me informed about what I needed to do and what the next steps would be. If i I had questions, Skye didn't hesitate to answer my questions. This process was so much easier with the help of the Ruoff team!! From the beginning to the end, I had no doubt that I made the right decision to go with Ruoff. I would highly recommend them to anyone!
Staci D D.Marion, IN, April 22nd, 2026 11:38 AM
Skye Stevens is very knowledgeable,easy to work with and she's on top of everything. Ruoff should be proud to have her, she's the best in the business!
Jeremy L H.Marion, IN, April 21st, 2026 11:13 AM
Answered all questions quickly was easy to get a hold of and navigate us through everything
Andrew L M.Marion, IN, April 20th, 2026 11:06 AM
Skye was on it. Anytime we need anything she answered fast and thoroughly. It was our first time buying a home and she made it easy.
Jacob B H.Kokomo, IN, April 14th, 2026 12:32 PM
She helped me understand the process to the best of her ability . the process of closing was very simple and the loan butler app helped walk you through every step nicely.
Shealene D.Gas City, IN, April 13th, 2026 11:08 AM
Skye was very helpful and knowledgeable throughout this whole process. I would highly recommend Ruoff Mortgage to anyone. Thank you for a such a great experience as a first time home buyer!
Jason L H.Marion, IN, January 9th, 2026 11:11 AM
Skye is great always there when you have a question and has the answers or will get them and get back with you quickly. You don't realize how much stress this takes out of the proces.
Demmie W.Fishers, IN, April 8th, 2026 08:19 PM
The process was made simple by the loan officer shr was fabulous
Tracy C.Fishers, IN, April 7th, 2026 11:19 AM
Skye was Always there when we needed her.
Brett W O.Marion, IN, April 6th, 2026 11:31 AM
Skye was great to work with. Very friendly and knowledgeable. She made the whole process much less scary!
Kristen D K.Upland, IN, April 5th, 2026 05:26 PM
good communication
John T H.Palm Harbor, FL, March 24th, 2026 11:07 AM
Skye did an amazing job with contacting us when the rates dropped to get a lower interest r***! The whole process was easy and helped us save a lot! We appreciate you and your hard work!!
Nicole L D.Van Buren, IN, March 23rd, 2026 07:34 PM
Sky is awesome and quick to call me you should feel great to have
Joshua R W.JONESBORO, IN, March 18th, 2026 06:54 PM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2025
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.