
Stephanie Moncayo
VP | Branch Manager
NMLS: 2223577
The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.
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Customer Satisfaction Score.


Awards
Proudly serving Florida, Indiana, Michigan
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A Bit About Me
Hi! I’m Stephanie Moncayo, a mortgage professional, mom, and homeowner who understands that buying or refinancing a home is about so much more than numbers; it’s about your goals, your family, and your future. I treat every client like family, offering honest guidance, personalized solutions, and support every step of the way. From first-time homebuyers and growing families to refinances and investment properties purchases; I offer a wide range of loan options, including down payment assistance, creative and investor-friendly financing. When I’m not helping clients achieve homeownership, I enjoy spending time with my kids, community dancing, watching documentaries, and a good cup of coffee.
Let’s make your homeownership goals a reality!
I'm a math champion at my home country, Ecuador

My first language is spanish, although I don't have much of an accent when speaking english.

Back in my home country, Ecuador, I am a licensed cosmetologist

Some people might say I have a photographic memory

I can eat pretty much anything with cheese on it, I'm a cheese lover

Awards & Achievements

Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

President's Club
Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.
Experience the Ruoff Advantage
At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*



