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I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
My family has been in the Real Estate Industry in the Elkhart area since 1946 so I always knew I was born to help people with their dreams of homeownership. I started my career in lending over 20 years ago and love helping people in my community. Whether a homebuyer is purchasing their first home, building their dream home, or looking to downsize or purchase a secondary home - I can help guide them through their financial options.
I am not only committed to my past clients and referral partners- as the Northern Indiana Area Manager for Ruoff Mortgage my focus is also coaching and leading my team to exceed their business and personal goals. I am always looking to recruit dedicated loan officers who are committed to the Ruoff philosophy of stellar customer service.
Ruoff Mortgage was listed on the 2021 #Inc5000Reginonals as one of the fastest-growing companies in the Midwest. With over 35 years of experience, Ruoff makes the process of securing a mortgage simple and straight forward-no hidden costs or surprises. This is why Ruoff is the #1 purchase mortgage lender in the Midwest.
From finding your perfect home to moving in, we've got you covered.
Need a lower monthly payment, or want to get cash out? Learn more about your options.
Get your house on the market, and look for your next home!
We mattered
Eric J V.Elkhart, IN, March 28th, 2025 11:26 AM
The whole home buying process was smooth and easy, Teresa was very helpful throughout the whole process
Kyle O.South Bend, IN, November 21st, 2024 07:39 PM
continued attention to customer service
Eric J V.Goshen, IN, November 7th, 2024 02:01 PM
Teresa is just the best. She always kept me in the loop and it was quick and easy. And she makes the experience fun...just love her
Teresa J F.Elkhart, IN, October 31st, 2024 11:08 AM
Helped us achieve one of our many life goals!
Russell L.Elkhart, IN, September 19th, 2024 11:05 AM
Very friendly and knowledgeable and quick to respond to emails
Kody S.Niles, MI, August 19th, 2024 11:02 AM
The whole process was very streamlined and our loan officer and realtor went out of their way to answer any questions we had along the way.
Nicholas S. O.South Bend, IN, July 9th, 2024 01:08 AM
Teresa made this process so easy, as well as comfortable for this first time process.
Kelley R. C.South Bend, IN, July 5th, 2024 11:08 AM
Communication and the ease of the process
Stephen F A.Elkhart, IN, June 4th, 2024 02:44 PM
Teresa was very knowledgeable and answered my questions quickly, even in the evenings. I will recommend Ruoff and Teresa to anyone looking for a new mortgage.
Shannan A.Elkhart, IN, May 28th, 2024 09:44 AM
Teresa was amazing, we were worried about how difficult the entire process was going to be but Teresa made it so easy. She answered all of our questions no matter how small, and kept us up to date quickly every step of the way. I've already recommended Teresa to 2 of my friends currently beginning their home buying process and I'll continue to recommend her to anyone looking to buy a home.
Bryan L.Bristol, IN, May 19th, 2024 11:06 AM
Teresa was simply amazing! She made this scary process so simple and I will forever recommend her to anyone looking to start this process. She was very quick to reply and explain anything I needed help with it. My family and i appreciate her so much !
Jade L.Bristol, IN, May 19th, 2024 12:28 PM
Ruoff was great to work with. Very informative and helpful throughout the entire process. I would highly recommend anyone to used them while purchasing a home.
Michelle T G.South Bend, IN, May 6th, 2024 01:33 PM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.