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I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
From finding your perfect home to moving in, we've got you covered.
Need a lower monthly payment, or want to get cash out? Learn more about your options.
Get your house on the market, and look for your next home!
Tom was amazing through this experience I'm a first time buyer and he made sure I knew exactly what was going on and what I was doing! I appreciate his hard work and dedication !
Kynedy S.Terre Haute, IN, May 2nd, 2025 11:06 AM
Tom and his team were phenomenal in uncertain housing and mortgage markets. Tom responded promptly and his experience shows when navigating every element of the buying process. Tom goes the extra mile to make sure things are completed instantly and clearly. Would recommend him to anyone looking for a mortgage in Bloomington and beyond.
Kellen J M.Bloomington, IN, April 22nd, 2025 03:35 PM
The convenience of Ruoff is incredible. Tom was an absolute pleasure. Thank you!
Emily K C.Bedford, IN, March 15th, 2025 11:40 AM
Tom was great and made the process as easy as possible
Cory C.Bedford, IN, March 11th, 2025 12:34 PM
Tom was so friendly and knowledgeable it made the whole process so smooth.
Jon J L.Bedford, IN, February 25th, 2025 12:05 PM
Tom was incredibly helpful and always communicated proactively with us. Would absolutely recommend him to all family and friends!
Miriam L M.Bloomington, IN, February 7th, 2025 01:50 PM
Smooth and easy process
Daniel R M.Bloomington, IN, February 7th, 2025 01:24 PM
I reached out to several companies and Tom was the first call I accepted. I was immediately comfortable with him and he answered several questions before I had even chosen a company I would go with. I did have other seemingly better offers, but chose Ruoff based on the gut feeling I had after that first call with Tom. My buying process was very difficult and emotionally exhausting because of other involved parties, but Tom got me through it. He truly went above & beyond and was the only positive part of my home buying experience. I ask a lot of questions to full understand anything I am signing and he took the time to answer each one and fully explain the process interactions. I am sure I gave him a few headaches along the way, but he never let it show. Ruoff's application and online process were simple and easy to use. I was not bombarded with calls or pressure after my initial inquiry. R*** and fees were comparable to others. The selling point for me was Tom. I never intend to buy a house again, but if I did I would absolutely call him again.
Maggie C.Elizabethtown, IN, October 14th, 2024 01:05 PM
Tom was able to patiently explain each phase of home buying as well as help navigate the many tasks associated with the process. He made us feel comfortable to ask questions. The app made signing and uploading docs easy which helped keep the process moving. We couldn't have been happier with our experience with Tom and will be referring people to him in the future.
Haven C.Bloomington, IN, August 29th, 2024 08:46 PM
Tom was great and replied immediately and fair to all questions we had!
Mason L.BLOOMINGTON, IN, June 25th, 2024 10:58 PM
It was painless and easy to do.
Carl H.Brookville, IN, April 22nd, 2024 12:39 PM
Extremely professional, prompt and informative in all areas
Debra J H.Brookville, IN, April 19th, 2024 04:36 PM
Very friendly and knowledgeable. The whole process was extremely smoothe and all questions were answered in a way that could be easily understood.
Abigail D W.Worthington, IN, February 29th, 2024 11:04 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.