I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
With four years of experience in the mortgage industry, I proudly serve as the frontline and face of the customer experience at Ruoff Mortgage, paving the path for a smooth lending process with the goal of achieving 100% satisfaction from my clients.
My role extends far beyond the desk—I'm often found out on the road, connecting with clients and ensuring their needs are met. What I love most about my career is the opportunity to help people. I thrive on customer satisfaction and believe in providing a transparent, dedicated, and detail-oriented approach to every interaction. In my personal philosophy, I live by the principle of treating everyone with respect. I firmly believe that what you give is what you get in return.
Specializing in Conventional and FHA financing, I am also well-versed in USDA and VA loans. When it comes to advice for those looking to buy or refinance a home, I have one simple tip: Call me! I'll ensure you're ready for a purchase or the right time to refinance.
Outside of work, you might find me golfing, hiking, or showcasing my hidden talent as an ambidextrous individual. My family is my anchor, and I enjoy spending quality time with my wife, Kayla. I am actively involved in the community as the Vice President of the Downtown Newark Association. My commitment to making a positive impact extends beyond mortgages and into the heart of our community.
Your homebuying journey is not just a transaction—it's a partnership. I look forward to not only guiding you through the process but also developing a lasting friendship. Call me when you're ready to make your homeownership dreams a reality!
From finding your perfect home to moving in, we've got you covered.
Need a lower monthly payment, or want to get cash out? Learn more about your options.
Get your house on the market, and look for your next home!
Tony made our overall experience great. He explained everything thoroughly and answered all questions we had. It was a pleasure working with him.
Nicole M.Zanesville, OH, July 18th, 2024 11:07 AM
Tony made the whole process go as smooth as possible, couldnt ask for a better experience.
James M.Zanesville, OH, July 16th, 2024 12:25 AM
Answered all our questions in a timely manner, as first time home buyers we had a lot of questions.
Jared L.Chillicothe, OH, July 8th, 2024 02:38 PM
Tony kept us informed of everything. No matter what day it was if we found a house we called him and he got back to us in a very timely matter. He gave us outstanding service and will recommend him and your company to anyone we know that who is looking to purchase a house.
Troy D W.Newark, OH, July 8th, 2024 11:39 AM
We couldn’t imagine doing this whole process with any one other than Tony! He was so knowledgeable and responsive. As first time home buyers we needed someone personal and caring and Tony was that and more. I would recommend Tony and his Ruoff Team to anyone! Thank you for everything!
Jelissa M.Chillicothe, OH, July 4th, 2024 01:15 PM
The clear communication was exactly what I needed the most. This made a process which I didn't fully understand way less stressful than I anticipated. I was always kept informed of the status of every step. This team always made sure we knew what we needed to make everything go smoothly.
Matthew James W.HEATH, OH, May 28th, 2024 02:48 PM
I liked the fact that if he didn’t have the answer for us right away he would take the time to find someone who could answer the question the right way before giving us a bad answer basically he would ask all of his resources before he gave us an answer witch is great. And also he was extremely friendly and would always get back to me as soon as he could.
Cory Daniel G.Zanesville, OH, May 26th, 2024 03:08 PM
Super friendly! He replied to all our questions within a timely manor! And if he didn’t know the answer to our questions he would always asks those around him to make sure we were getting the correct answers
Michaela G.Zanesville, OH, May 26th, 2024 03:09 PM
Great communication throughout the entire process, making my first time home buying experience a breeze!
Tabitha S.Newark, OH, May 26th, 2024 02:22 PM
I've witnessed so many family and friends jump through hoops with their home buying process. We had the complete opposite experience with Tony! No hoops, no guessing, and the only surprises were positive ones. There is no way we could have been more supported and assisted through our journey. Tony will forever have our recommendation for anyone looking for a home loan!
Meagan W.HEATH, OH, April 29th, 2024 11:08 AM
Tony is an outstanding loan officer and very knowledgeable. He explained things in lamen terms that made it easier for me to understand.
Bryan K R.Newark, OH, April 16th, 2024 12:23 PM
There was NO TIME more important than our time! When we needed information on any questions we had, all were answered with no hesitation during the week and especially the weekend! It’s been a pleasure experience!
Larry J N.Obetz, OH, April 4th, 2024 11:34 AM
Tony was awesome to work with, made the entire experience easy and enjoyable. He was very helpful, punctual, and outgoing every step of the way.
Tyler B H.Thornville, OH, April 1st, 2024 09:32 PM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.