Ruoff Mortgage Logo

Tony Guinta

Senior Loan Officer

NMLS: 2221486 | OH: MLO-OH.2221486

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

Read full bio
Background Image with a decorative green wall inside a house, a couch, and two plants on each side of the couch.
Tony

99.44%

Customer Satisfaction Score.

Scotsman Guide Award

Awards

Proudly serving Ohio

Meet our happy homeowners***

View All Testimonials

Review 1

Jelissa M.

Chillicothe, OH, Jul 4, 2024, 5:15 PM

5.0

We couldn’t imagine doing this whole process with any one other than Tony! He was so knowledgeable and responsive. As first time home buyers we needed someone personal and caring and Tony was that and more. I would recommend Tony and his Ruoff Team to anyone! Thank you for everything!

Review 2

Robert E R.

Pickerington, OH, Mar 4, 2026, 4:25 PM

5.0

Everyone was great.

Review 3

Brenda S R.

Pickerington, OH, Mar 4, 2026, 4:14 PM

5.0

We were kept well informed throughout the whole process.

Review 4

Kameron C.

Granville, OH, Feb 9, 2026, 4:36 PM

5.0

Tony was a massive help during the entire duration of our refinance! He answered every question in a timely manner and broke down every aspect of the loan in great detail. I highly recommend using Ruoff to anyone looking for a stress free experienc!

Review 5

Michael R L.

Heath, OH, Mar 24, 2024, 7:03 PM

5.0

Tony and Ruoff made all expectations and milestones in the loan process clear, and took a lot of stress out of the process. I would recommend both to anyone looking for a mortgage.

Review 6

Gene B.

Mount Vernon, OH, Mar 27, 2024, 12:39 PM

5.0

It was a smooth process, no surprises and communication was never an issue.

Review 1

Jelissa M.

Chillicothe, OH, Jul 4, 2024, 5:15 PM

5.0

We couldn’t imagine doing this whole process with any one other than Tony! He was so knowledgeable and responsive. As first time home buyers we needed someone personal and caring and Tony was that and more. I would recommend Tony and his Ruoff Team to anyone! Thank you for everything!

Review 2

Robert E R.

Pickerington, OH, Mar 4, 2026, 4:25 PM

5.0

Everyone was great.

Review 3

Brenda S R.

Pickerington, OH, Mar 4, 2026, 4:14 PM

5.0

We were kept well informed throughout the whole process.

Review 4

Kameron C.

Granville, OH, Feb 9, 2026, 4:36 PM

5.0

Tony was a massive help during the entire duration of our refinance! He answered every question in a timely manner and broke down every aspect of the loan in great detail. I highly recommend using Ruoff to anyone looking for a stress free experienc!

Review 5

Michael R L.

Heath, OH, Mar 24, 2024, 7:03 PM

5.0

Tony and Ruoff made all expectations and milestones in the loan process clear, and took a lot of stress out of the process. I would recommend both to anyone looking for a mortgage.

Review 6

Gene B.

Mount Vernon, OH, Mar 27, 2024, 12:39 PM

5.0

It was a smooth process, no surprises and communication was never an issue.

Review 7

Alexis M M.

Thornville, OH, Apr 1, 2024, 3:38 PM

5.0

Tony made our experience very easy and smooth. We had trouble with our previous loan officer on our first home purchase so we were nervous to have that experience again but this experience was great. He was a great communicator, always answered our questions promptly and kept us informed the entire time. We will definitely be using Tony for any loan needs in the foreseeable future.

Review 8

Tyler B H.

Thornville, OH, Apr 2, 2024, 1:32 AM

5.0

Tony was awesome to work with, made the entire experience easy and enjoyable. He was very helpful, punctual, and outgoing every step of the way.

Review 9

Larry J N.

Obetz, OH, Apr 4, 2024, 3:34 PM

5.0

There was NO TIME more important than our time! When we needed information on any questions we had, all were answered with no hesitation during the week and especially the weekend! It’s been a pleasure experience!

Review 10

Bryan K R.

Newark, OH, Apr 16, 2024, 4:23 PM

5.0

Tony is an outstanding loan officer and very knowledgeable. He explained things in lamen terms that made it easier for me to understand.

Review 11

Meagan W.

HEATH, OH, Apr 29, 2024, 3:08 PM

5.0

I've witnessed so many family and friends jump through hoops with their home buying process. We had the complete opposite experience with Tony! No hoops, no guessing, and the only surprises were positive ones. There is no way we could have been more supported and assisted through our journey. Tony will forever have our recommendation for anyone looking for a home loan!

Review 12

Tabitha S.

Newark, OH, May 26, 2024, 6:22 PM

5.0

Great communication throughout the entire process, making my first time home buying experience a breeze!

Review 13

Cory Daniel G.

Zanesville, OH, May 26, 2024, 7:08 PM

5.0

I liked the fact that if he didn’t have the answer for us right away he would take the time to find someone who could answer the question the right way before giving us a bad answer basically he would ask all of his resources before he gave us an answer witch is great. And also he was extremely friendly and would always get back to me as soon as he could.

Review 7

Alexis M M.

Thornville, OH, Apr 1, 2024, 3:38 PM

5.0

Tony made our experience very easy and smooth. We had trouble with our previous loan officer on our first home purchase so we were nervous to have that experience again but this experience was great. He was a great communicator, always answered our questions promptly and kept us informed the entire time. We will definitely be using Tony for any loan needs in the foreseeable future.

Review 8

Tyler B H.

Thornville, OH, Apr 2, 2024, 1:32 AM

5.0

Tony was awesome to work with, made the entire experience easy and enjoyable. He was very helpful, punctual, and outgoing every step of the way.

Review 9

Larry J N.

Obetz, OH, Apr 4, 2024, 3:34 PM

5.0

There was NO TIME more important than our time! When we needed information on any questions we had, all were answered with no hesitation during the week and especially the weekend! It’s been a pleasure experience!

Review 10

Bryan K R.

Newark, OH, Apr 16, 2024, 4:23 PM

5.0

Tony is an outstanding loan officer and very knowledgeable. He explained things in lamen terms that made it easier for me to understand.

Review 11

Meagan W.

HEATH, OH, Apr 29, 2024, 3:08 PM

5.0

I've witnessed so many family and friends jump through hoops with their home buying process. We had the complete opposite experience with Tony! No hoops, no guessing, and the only surprises were positive ones. There is no way we could have been more supported and assisted through our journey. Tony will forever have our recommendation for anyone looking for a home loan!

Review 12

Tabitha S.

Newark, OH, May 26, 2024, 6:22 PM

5.0

Great communication throughout the entire process, making my first time home buying experience a breeze!

Review 13

Cory Daniel G.

Zanesville, OH, May 26, 2024, 7:08 PM

5.0

I liked the fact that if he didn’t have the answer for us right away he would take the time to find someone who could answer the question the right way before giving us a bad answer basically he would ask all of his resources before he gave us an answer witch is great. And also he was extremely friendly and would always get back to me as soon as he could.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment†

$1,663.00

Principal & Interest

$1,663.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$1,663.00

Apply Now
Tony Guinta

A Bit About Me

Born and raised in Licking County, I'm proud to help homebuyers across Ohio navigate one of the biggest purchases of their lives. As a Loan Officer with Ruoff Mortgage, my goal is simple: make the mortgage process easier, less stressful, and as smooth as possible.

I'm known for being honest, patient, and easy to talk to—giving straightforward answers and making sure clients truly understand their options. I specialize in Conventional, FHA, VA, and USDA loans, helping first-time buyers, veterans, families, and experienced homeowners find the right fit.

I know life doesn't happen 9 to 5, so I'm available evenings and weekends. If you're buying, refinancing, or just exploring options, I'd love to help.

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Ohio

Tony Guinta

Senior Loan Officer

NMLS: 2221486

OH: MLO-OH.2221486

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******†††‡Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.