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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Picture of Tracie Westlake
Picture of Tracie Westlake

Hi, I'm Tracie!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

95.00% Customer Satisfaction Rating

Hi, I'm Tracie!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

95.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • She explained different options available and explaining what to expect going through the process. Tracie made herself available by text whenever I had a question.

    Linda K, happy client
  • The online format was easy, even with my slow PC..lol..& saved a lot of time at closing.

    Jon B, happy client
  • The whole process was seamless and completely easy to navigate.

    Mary E, happy client
  • Everything was absolutely amazing. I have heard people complain about the home buying process. Tracie made it flawless and enjoyable.

    Michael M, happy client
  • My refinance went smoothly and quickly Tracie was always available to us for questions and concerns everything was seamless.

    Edward S, happy client
  • Tracie explained every step and made the process easy.

    LeAnn A, happy client
  • I was surprised with how quick and easy the process was. Could not have done it without Tracie's help.

    Montgomery W, happy client
  • Great communication between all parties involved!

    Karmen K, happy client
See More

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 574.215.9333 or message me below!

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