I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
I’m a Senior Loan Originator with over 20+ years of experience with Ruoff Mortgage. Customer service is very important to me, and my goal is not only to get someone their dream home but for them to realize how much love and care I have for every one of my clients. I will work around my clients’ schedules by meeting on evenings and weekends. I let all of my clients know that they can call me anytime, day or night; I am always available. I am licensed in Indiana, Illinois, Ohio, Florida, Michigan, Wisconsin, Georgia and Texas!
I enjoy spending my free time riding my bicycle all over Fort Wayne, but most of all, it is spending time with friends and family that brings me the most joy—especially my little grandson and my sister!
Ruoff has provided home loans in Indiana and the surrounding states since 1984. Not only can Ruoff Mortgage offer the full spectrum of products and services to clients who are looking for low costs, competitive rates, and sound advice, but you also matter—you are NOT just another sales goal or number to us.
We may not know each other when you apply for a loan, but when all is said and done, you will be like family to me!
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This is the third time we have worked with Tracy on a home purchase. Tracy is knowledgeable, friendly, and great to work with. She truly makes the process as easy and smooth as possible. We highly recommend Ruoff and Tracy Adams!
Seth A M.Columbia City, IN, July 3rd, 2023 09:41 AM
The whole entire process was smooth, fast, and easy. As first time home buyers, we appreciated all the help and resources that were provided.
Kindra R B.Fort Wayne, IN, August 19th, 2023 10:55 PM
Tracy and her team are "the best". Communication was excellent. Phone calls, text messages and emails kept me updated with the process. They showed kindness and that they cared about me.
Gail S.Huntertown, IN, July 2nd, 2024 11:35 AM
Tracy was awesome! Made us feel like family!
Joni R K.Fort Wayne, IN, June 28th, 2024 12:18 PM
Tracy went above and beyond to help us out through this whole process. She was able to get us closed in 2 weeks! I cannot express enough how thankful and lucky we were to work with her!
Alexis M C.Fort Wayne, IN, June 19th, 2024 11:56 AM
Tracy is a gem. She was the literal best thing about my experience. She communicated constantly and was a wonderful sounding board. My appraisal got fairly complicated d/t some federal issues, but Tracy made it work. Over 10 years ago, I met Tracy and always knew she was the one, and she was! Thanks to Ruoff and Tracy, my family got the upgrade I know we all deserve and my kids are now living a life that I am so proud I was able to give. Tracy has a pic of the kids on the diving board for their first seasonal swim!
Shauna M. S.Fort Wayne, IN, June 13th, 2024 11:24 AM
Tracy is amazing, and very patient. Even up until a few days before closing, she was advising us and answering questions. Just a pleasure to work with! She goes above and beyond to help make the process easy.
JOSIAH T S.Fort Wayne, IN, June 3rd, 2024 06:38 PM
Just overall great person to work with. Very good at her job!!!
Jeffrey R D.Fort Wayne, IN, May 6th, 2024 01:10 PM
Tracy was incredible!! She was suggested to us by family and we are so thankful she was. She made the process so easy and painless. We look forward to working with her in the future!
Robert F E.New Haven, IN, May 9th, 2024 08:27 AM
Tracy was great to work with and very knowledgeable about our whole situation and helped us get what we needed to find a wonderful new home for us and our 5 kids….thank you again Tracy for all you did.
Jared W T.Larwill, IN, March 6th, 2024 11:57 AM
Communication was exceptional! In this day and age, it is so refreshing to have personalized customer service at every turn. I will recommend Ruoff Home Mortgage and especially Tracy Adams to everyone I know.
Mary K D.Fort Wayne, IN, March 4th, 2024 01:01 PM
Tracy Adams is simply the very best! Have worked with her on previous mortgages and would not consider anyone else.
Patrick J D.Fort Wayne, IN, March 4th, 2024 11:15 AM
Tracy and her team were incredible. Every one of them was on top of our entire loan process day in and day out. My wife and I had such an easy going experience. They made it very enjoyable and easy to get the loan approved and all the way through to closing. At any time we had a question, Tracy would do anything and everything to find a solution or answer to whatever came up. She guided us through every part of the process and was knowledgeable throughout. We would recommend Tracy and her team to anyone and everyone!
Justin A M.Fort Wayne, IN, February 19th, 2024 02:49 PM
Tracy is very knowledgeable and patient. She got us approved quickly and all the way up to closing made things easy for us.
Colby D M.Fort Wayne, IN, February 23rd, 2024 11:10 AM
Tracy was absolutely amazing with helping us to get our home!
Kurtis Michael C.Hope, IN, February 6th, 2024 08:55 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
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**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.