There was nothing I would have changed. Trey was a blessing for me. I am going through a rough period right now and he couldn't have been any kinder. He made me feel like a person and not just a client.

The entire process was smooth from start to finish. I especially appreciated the portal which allowed for the ease of submitting documents as well as seeing where we were at in the application process. It also cut down on back and forth emails. If we had a question, the lender was more than happy to answer it. Communication was always timely. There were no surprises at closing. My husband and I are very pleased with Ruoff and will recommend this company to others!

The Ruoff team was incredibly communicative, efficient, and detail-oriented throughout my buying experience. From application to closing, I could not have asked for a better experience as a first-time homebuyer! Thank you for everything!

Trey was always available - we even called on Sunday and into evening hours. His promptness, positive attitude and willingness to help exceeded oir our expectations and made this entire experience great.

We had a fantastic experience working with Trey. From start to finish, he was professional, knowledgeable, and incredibly supportive throughout the loan process. Trey took the time to explain every detail clearly, answered all of my questions promptly, and made sure I understood my options.

Attention to detail to get the best possible outcome in regards to closing costs , mortgage amount, etc.

They were great

There was nothing I would have changed. Trey was a blessing for me. I am going through a rough period right now and he couldn't have been any kinder. He made me feel like a person and not just a client.

The entire process was smooth from start to finish. I especially appreciated the portal which allowed for the ease of submitting documents as well as seeing where we were at in the application process. It also cut down on back and forth emails. If we had a question, the lender was more than happy to answer it. Communication was always timely. There were no surprises at closing. My husband and I are very pleased with Ruoff and will recommend this company to others!

The Ruoff team was incredibly communicative, efficient, and detail-oriented throughout my buying experience. From application to closing, I could not have asked for a better experience as a first-time homebuyer! Thank you for everything!

Trey was always available - we even called on Sunday and into evening hours. His promptness, positive attitude and willingness to help exceeded oir our expectations and made this entire experience great.

We had a fantastic experience working with Trey. From start to finish, he was professional, knowledgeable, and incredibly supportive throughout the loan process. Trey took the time to explain every detail clearly, answered all of my questions promptly, and made sure I understood my options.

Attention to detail to get the best possible outcome in regards to closing costs , mortgage amount, etc.

They were great

Trey and Dawn were amazing to work with and overall made the process seamless. Very happy with the process !

Trey was incredibly responsive and knowledgeable! He made our first home buying experience go smoothly.

Trey was always available and eager to help with anything we needed and any questions. He made the entire experience easy and enjoyable. Thank you, we appreciate you!!!

We appreciate Trey and the team for an easy process!

Trey and The Howard Team made the entire process as painless as it could be. I had a great experience and will definitely refer and use them again when the time arises!

Trey was great to deal with. Knowledgeable and fast to respond to any questions or concerns I had.

Trey was very nice and helpful

Trey and Dawn were amazing to work with and overall made the process seamless. Very happy with the process !

Trey was incredibly responsive and knowledgeable! He made our first home buying experience go smoothly.

Trey was always available and eager to help with anything we needed and any questions. He made the entire experience easy and enjoyable. Thank you, we appreciate you!!!

We appreciate Trey and the team for an easy process!

Trey and The Howard Team made the entire process as painless as it could be. I had a great experience and will definitely refer and use them again when the time arises!

Trey was great to deal with. Knowledgeable and fast to respond to any questions or concerns I had.

Trey was very nice and helpful