Ruoff Mortgage Logo

Wyatt Ervin

Senior Loan Officer

NMLS: 2599586

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

Read full bio
Background Image with a decorative green wall inside a house, a couch, and two plants on each side of the couch.
Wyatt

Proudly serving Michigan

Meet our happy homeowners***

View All Testimonials

Review 1

Kyle B.

Mount Pleasant, MI, Mar 10, 2026, 9:52 AM

5.0

My experience with Guild Mortgage was excellent from start to finish. The process was fast, efficient, and surprisingly easy to navigate. I appreciated the team's dedication to pushing for the quickest closing possible. I couldn't be happier with how it all turned out!

Review 2

Andrew E.

Mount Pleasant, MI, Jun 19, 2025, 5:53 PM

5.0

Wyatt and the rest of the crew at guild were very easy to work with and made the process smooth

Review 3

Rich A.

Mount Pleasant, MI, Jun 18, 2025, 1:40 PM

5.0

Wyatt and his team moved the file along in a timely matter which resulted in the buyer getting in his new home

Review 4

Allison E.

Midland, MI, Aug 5, 2025, 9:07 PM

5.0

Wyatt was very quick to answer and and all questions we had throughout the process, he was also very kind and was always giving us updates on how things were moving along .

Review 5

Justin S.

Mecosta, MI, Aug 16, 2025, 1:06 AM

5.0

Wyatt is the best koan officer there is!!

Review 6

William D.

Barryton, MI, Sep 8, 2025, 12:07 PM

5.0

Wyatt, Freida, and Traci were all very helpful and eager to answer any questions I had during the process of buying a home. They took every step possible to make sure I got the deal that best fit my needs. Would definitely recommend to anyone

Review 1

Kyle B.

Mount Pleasant, MI, Mar 10, 2026, 9:52 AM

5.0

My experience with Guild Mortgage was excellent from start to finish. The process was fast, efficient, and surprisingly easy to navigate. I appreciated the team's dedication to pushing for the quickest closing possible. I couldn't be happier with how it all turned out!

Review 2

Andrew E.

Mount Pleasant, MI, Jun 19, 2025, 5:53 PM

5.0

Wyatt and the rest of the crew at guild were very easy to work with and made the process smooth

Review 3

Rich A.

Mount Pleasant, MI, Jun 18, 2025, 1:40 PM

5.0

Wyatt and his team moved the file along in a timely matter which resulted in the buyer getting in his new home

Review 4

Allison E.

Midland, MI, Aug 5, 2025, 9:07 PM

5.0

Wyatt was very quick to answer and and all questions we had throughout the process, he was also very kind and was always giving us updates on how things were moving along .

Review 5

Justin S.

Mecosta, MI, Aug 16, 2025, 1:06 AM

5.0

Wyatt is the best koan officer there is!!

Review 6

William D.

Barryton, MI, Sep 8, 2025, 12:07 PM

5.0

Wyatt, Freida, and Traci were all very helpful and eager to answer any questions I had during the process of buying a home. They took every step possible to make sure I got the deal that best fit my needs. Would definitely recommend to anyone

Review 7

Christopher R.

Sanford, MI, Oct 29, 2025, 1:24 AM

5.0

Wyatt and the Guild team acted with the utmost professionalism and cared about our home buying journey as if it was their own. The "Can Do " attitude that was prevalent through the entire process gave us absolute confidence that we had the best team in our corner. We will definitely be using Wyatt and the Guild team for all of our future needs.

Review 8

Melissa R.

Sanford, MI, Oct 30, 2025, 1:51 AM

5.0

Wyatt and his team were absolutely excellent throughout our entire mortgage process. Wyatt communicated well every step of the way, and his dedication truly stood out; he worked on securing our funding as if it were his own. He was focused on finding us the best possible path and completing the process as quickly as possible. We highly recommend Wyatt and his team!

Review 9

Abigail K.

Clare, MI, Nov 2, 2025, 2:24 AM

5.0

Wonderful customer service. they were very helpful with all our questions we had as first time homebuyers And quick with responding.

Review 10

George J.

Mount Pleasant, MI, Oct 31, 2025, 5:48 PM

5.0

Wyatt was my loan officer on my last deal. His team in my opion is one of the best here in Mount Pleasant. Even facing difficultlies, his team got my clients where they needed to be to be able to purchase their house in the timeline my clients needed.

Review 11

Jaleel H.

Detroit, MI, Dec 2, 2025, 5:57 PM

5.0

Wyatt was very helpful and insightful. Answering every question I had no matter the time. I will definitely recommend to my coworker.

Review 12

Terryohn J.

Detroit, MI, Dec 2, 2025, 7:03 PM

5.0

Wyatt was awesome!

Review 13

Matthew H.

Mount Pleasant, MI, Jan 3, 2026, 10:36 PM

5.0

The team was always ready to answer our questions. They were prompt in their responses, and got the job done quick!

Review 7

Christopher R.

Sanford, MI, Oct 29, 2025, 1:24 AM

5.0

Wyatt and the Guild team acted with the utmost professionalism and cared about our home buying journey as if it was their own. The "Can Do " attitude that was prevalent through the entire process gave us absolute confidence that we had the best team in our corner. We will definitely be using Wyatt and the Guild team for all of our future needs.

Review 8

Melissa R.

Sanford, MI, Oct 30, 2025, 1:51 AM

5.0

Wyatt and his team were absolutely excellent throughout our entire mortgage process. Wyatt communicated well every step of the way, and his dedication truly stood out; he worked on securing our funding as if it were his own. He was focused on finding us the best possible path and completing the process as quickly as possible. We highly recommend Wyatt and his team!

Review 9

Abigail K.

Clare, MI, Nov 2, 2025, 2:24 AM

5.0

Wonderful customer service. they were very helpful with all our questions we had as first time homebuyers And quick with responding.

Review 10

George J.

Mount Pleasant, MI, Oct 31, 2025, 5:48 PM

5.0

Wyatt was my loan officer on my last deal. His team in my opion is one of the best here in Mount Pleasant. Even facing difficultlies, his team got my clients where they needed to be to be able to purchase their house in the timeline my clients needed.

Review 11

Jaleel H.

Detroit, MI, Dec 2, 2025, 5:57 PM

5.0

Wyatt was very helpful and insightful. Answering every question I had no matter the time. I will definitely recommend to my coworker.

Review 12

Terryohn J.

Detroit, MI, Dec 2, 2025, 7:03 PM

5.0

Wyatt was awesome!

Review 13

Matthew H.

Mount Pleasant, MI, Jan 3, 2026, 10:36 PM

5.0

The team was always ready to answer our questions. They were prompt in their responses, and got the job done quick!

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment†

$1,663.00

Principal & Interest

$1,663.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$1,663.00

Apply Now
Wyatt Ervin

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way. As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Michigan

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******†††‡Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.