Our History

In 1984, our founder, David Ruoff, decided it was time to make a lifelong dream a reality. Having worked in the residential mortgage industry for nearly 25 years with several different companies, he knew there was a better way to meet the financial needs of our community. So the Dave Ruoff Mortgage Co. was started in Fort Wayne, Indiana. The name later changed to Ruoff Mortgage Company, Inc. and in 2009 the same entity began doing business as Ruoff Home Mortgage.

Ruoff is proud to be a family-owned business. In 2007, son-in-law Mark Music joined the business as the new president. Mark assumed the role of both president and CEO in 2012 when Dave Ruoff officially retired.

Under Mark Music’s leadership and direction, Ruoff Home Mortgage is ranked as the number one mortgage lender in Indiana and as one of the fastest-growing companies in the country. We’ve grown from 18 employees in northeast Indiana to more than 600 employees at 55 branches in Indiana, Ohio, Michigan, Kentucky, and Florida.

Our corporate headquarters remains in Fort Wayne with an experienced and knowledgeable Operations team of 150 strong. With the addition of our online division, Ruoff now reaches homebuyers nationwide.

Our year-over-year growth has resulted in a $2 billion projected loan volume for 2019. That being said, Ruoff Home Mortgage is most proud of the business and community partnerships grown throughout our 35 years in business. We continue to make the dream of homeownership a reality and to welcome our thousands of happy homebuyers into the Ruoff family.

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