President and Chief Executive Officer
Mark K. Music, president and CEO of Ruoff Home Mortgage, came to the company with a vision that shunned convention and pursued a fresh new approach to mortgage banking. In 2007, he set out to make Ruoff the #1 choice of the top talent working in the industry as well as the top choice of consumers needing assistance in achieving their home ownership goals. This philosophy saw Ruoff grow from 18 employees at Music’s arrival to over 600 team members in 2018. The company also went from one location in Fort Wayne (still our headquarters today) to forty-nine lending centers. Annual loan volume has grown from less than $50,000,000 10 years ago to a projected $2B in 2017. In August of 2017, Ruoff Home Mortgage will have been named to the INC 500|5000 list as an honoree for the fifth consecutive year as well as a Top 100 Mortgage Company in America by Mortgage Executive Magazine.
Under Mark’s leadership, Ruoff has streamlined operations with the implementation of cutting-edge software and processes. All of this ensures the company’s ability to impress its client base with superior, on-time service. Through his direction and leadership, the Ruoff financial services team has established an outstanding reputation throughout the Midwest.
Validation of a proven strategy came in 2017 as Music received the Ernst and Young Entrepreneur of the Year award in the category of Financial Services.
Senior Vice President and Chief Lending Officer
As Senior Vice President and Chief Lending Officer, Clint Morgan has one goal at Ruoff Home Mortgage and that is to build a knowledgeable, talented and elite team of loan originators who stand head and shoulders above their competition. By keeping his boots on the ground as a producing sales manager, Morgan has been able to develop cutting-edge training tools and resources for the Ruoff origination staff at a peer level. And, in an ever-changing industry, it is his ability to remain knowledgeable on a wide spectrum of mortgage products and underwriting guidelines that helps to instruct and hone the skills of the more than 200 Ruoff loan originators.
Ruoff Home Mortgage stands as a beacon for innovative and localized mortgage lending. With Morgan at the helm, Ruoff will continue to see an origination team that thrives on organic growth and healthy competition.
Chief Operating Officer
Sharon Baron has spent 16 years in residential housing and finance. Mrs. Baron joined the Ruoff Home Mortgage team in August 2007 and it wasn’t very long afterwards that she established a reputation within the Ruoff organization as a real “go to” player and has served in every capacity.
That versatility, combined with a thirst for knowledge, serves Sharon well in her current role as Chief Operating Officer. Her understanding of RESPA and settlement procedures makes her a valuable resource for the entire staff of Ruoff originators as she navigates the regulatory waters of the home lending industry
Diana Ringer, Master CMB
Chief Compliance Officer
Active in the mortgage banking industry for more than 40 years, Diana has served in various capacities prior to joining Ruoff Home Mortgage as the Chief Compliance Officer. Prior to joining Ruoff Home Mortgage, Ms. Ringer was Chief Operating Officer/Senior Vice President of Operations at Trustcorp Mortgage Co. and assumed responsibility for all production activities in 1997. After graduating with Distinction from the MBA School of Mortgage Banking, she earned her Master Certified Mortgage Banker designation in 1993. Ms. Ringer is a past President of the Indiana Mortgage Bankers Association and a past president of the North Central Chapter of the Indiana Mortgage Bankers Association. Ms. Ringer also serves on various committees of the MBA. She is a graduate of Indiana University.
Diana’s wealth of experience allows her to provide unmatched leadership of our operations staff. Her understanding of what it takes to excel in a highly regulated lending climate allows Ruoff Home Mortgage to fulfill our commitment to homeowners to close on time.
Chief Financial Officer
Jeffrey Cassetta is Chief Financial Officer of Ruoff Home Mortgage. As a mortgage banking expert in secondary marketing and accounting, he leverages an extensive background in technical accounting, financial reporting, and insurance/bank auditing to increase profitability and improve execution. His strongest passions and greatest talents are in secondary marketing, capital markets reviews, and negotiations.
Throughout his career, Cassetta has demonstrated an exceptional track record in restructuring numerous corporate accounting systems and reporting processes to increase efficiency, accuracy, and profitability. He expertly establishes loan pipeline management from origination through sale in the secondary market. He has also played instrumental roles in securing regulatory seller/servicer approval from FHLMC, FNMA, and GNMA.
Cassetta’s previous professional experiences include 15 years as CFO of a regional mortgage banking corporation and 3 years in accounting and auditing with one of the Big Four Auditors. Cassetta earned his Bachelor of Arts degree in Accounting with High Honors from Michigan State University. In addition to his CPA certification, he has earned certifications as General Securities Representative (Series 7), Uniform Securities Agent – State Law (Series 63), and Resident Producer of Accident, Health, and Life Insurance and Variable Annuities.
Chief Information Officer
Jeff Deacon is the Chief Information Officer (CIO) for Ruoff Home Mortgage. Working with the Executive team, Jeff provides technical leadership, vision, and experience. He is responsible for all software development, data management, and information systems within the organization.
Jeff is a native Fort Wayne resident and started work with Ruoff in August 2011 with over twenty years’ experience in technology. He began his technology career at H&R Block and has worked in various capacities in the private and public sector. During his career he has worked in a technical capacity for the insurance industry, business telecommunications, and local banks. Jeff has held titles with other organizations such as a Network Administrator, FST, and Technology Director prior to his role as CIO.