Ruoff Home Mortgage is an approved seller/servicer for Freddie Mac and Fannie Mae, as well as an approved issuer for Ginnie Mae enabling us to offer a variety of mortgage products. In addition, Ruoff Home Mortgage is an active member in the Indiana Mortgage Bankers Association as well as the National Mortgage Bankers Association. We are proud of our employees who take an active role in their communities through housing development and Habitat for Humanity, just to name a few.
We are licensed in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, West Virginia, Washington, Wisconsin, and Wyoming. Because we understand that every borrower is different, we offer a variety of products to meet your individual needs such as Conventional and Government (FHA/VA/USDA) Mortgages as well as One-time Close New Construction Mortgages, FHA 203(k) Mortgages, and many others. Ruoff Home Mortgage is approved to offer first-time homebuyer programs with both Indiana and Michigan Housing and Community Developments.
With over 30 years of experience, we make the process of securing a mortgage simple and straight forward – with no hidden costs and no surprises. Our own in-house processing, underwriting, and closing departments can help expedite the whole process while providing individual personal service. Contact us today to find out more about our low closing costs and great rates on our many flexible mortgage products.