
AJ Hodge
Senior Loan Officer
NMLS: 1045145 | OH: MLO.042794.000
The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.
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Proudly serving Florida, Indiana, Ohio
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A Bit About Me
At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.
Awards & Achievements

Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Ruoff Customer Experience Award
Awarded for outstanding commitment to clients, a core component of Ruoff’s philosophy.
My Latest Blogs
First Step of Buying a Home: How to Get Pre-Approved and What Lenders Really Look For
Jul 16, 2026
First-Time Home Buyers: How to Get Pre-Approved and What Lenders Really Look For
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Buyer's Guide to Buying a Home in 2026: First-Time Tips That Actually Work
Jun 12, 2026
Buying your first home in 2026 feels exciting and a little overwhelming, but this buyer's guide to buying a home in 2026 breaks everything down into simple, doable steps. Whether you're eyeing a cozy spot in Cincinnati, a quiet neighborhood in Southeastern Indiana, or a growing community near Dayton or West Chester, the process stays the same: get clear on your numbers, understand the local market, and move with confidence. Let's walk through it together like we're chatting over coffee.
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How Inflation and Fed Policy Affect Mortgage Rates
Mar 25, 2026
How Inflation and Federal Reserve Policy Are Shaping Mortgage Interest Rates Today
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Experience the Ruoff Advantage
At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*



