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Picture of AJ Hodge
Picture of AJ Hodge

Hi, I'm AJ!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm AJ!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • 5.0
    Rating source icon

    AJ was excellent. Will definitely use in the future for more deals.

    Izzak C C.

    Dayton, OH, June 26th, 2024 11:15 AM

  • 5.0
    Rating source icon

    The communication was nothing short of FANTASTIC! AJ walked me through the process every step of the way and explained everything in a way that I could understand being a first time home owner. The website was easy to navigate and super simple. Overall GREAT experience!

    Amber F.

    Cincinnati, OH, June 15th, 2024 09:42 AM

  • 5.0
    Rating source icon

    AJ made my experience excellent

    Colin D K.

    Dillsboro, IN, June 14th, 2024 04:29 PM

  • 5.0
    Rating source icon

    AJ explained everything throughout the entire process so we understood what to expect and so there were no surprises.

    Matthew W M.

    Hamilton, OH, June 12th, 2024 11:51 AM

  • 5.0
    Rating source icon

    AJ was always available for any question I had during the whole process from loan application to closing. He utilized his connections to get me home owners insurance quotes from multiple different companies. AJ was fast and reliable.

    Allen D.

    Cincinnati, OH, May 28th, 2024 11:04 AM

  • 5.0
    Rating source icon

    AJ was amazing at answering and handling all of our questions. I recommend him to all my friends and family and I will be working again with him soon.

    Hamid O.

    Hamilton, OH, April 7th, 2024 11:36 AM

  • 5.0
    Rating source icon

    Quick closing, closing costs lower than anticipated, and AJ was very knowledgeable.

    Justine Y.

    HAMILTON, OH, February 11th, 2024 01:44 PM

  • 5.0
    Rating source icon

    AJ helped with the clarification on may items as this was the first home I have purchased, his professionalism yet personal touches were perfect for understanding the changing housing market currently. The closing was the easiest part of the entire process due to Ruoff and AJs guidance.

    Robert W S.

    Cincinnati, OH, December 27th, 2023 11:05 AM

  • 5.0
    Rating source icon

    Everyone was very helpful and friendly. E-signing is amazing. Cut down on paperwork at closing. Thank for all the help getting us into our home.

    Addee A P.

    Nashville, IN, November 19th, 2023 12:28 PM

  • 5.0
    Rating source icon

    Was really good about staying on top of everything an was there if we had a question on anything

    Kenneth B H.

    Nashville, IN, November 17th, 2023 02:31 PM

  • 5.0
    Rating source icon

    AJ was a wonderful loan officer. Although we hit some unforeseen bumps along the way, AJ kept the process moving forward. He understood what we were going through and was very informative on best options to get us where we needed to be. Highly recommend!

    Elizabeth H.

    April 6th, 2023 11:07 AM

  • 5.0
    Rating source icon

    AJ was top notch! He went out of his way to make sure everything was perfect and supported us the whole time. He answered every call, text, and email quickly, and with reassuring answers every time. I could not ask for a better loan officer. We are so thankful we used Ruoff and AJ!!

    Brittany M S.

    GERMANTOWN, OH, June 12th, 2023 12:58 PM

  • 5.0
    Rating source icon

    Explained and gave me every choice possible. Fast and knowledgeable. Great service 10/10

    Nathaniel C H.

    Dayton, OH, June 30th, 2023 06:54 PM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 513.907.2374 or message me below!

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