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AJ Hodge

Senior Loan Officer

NMLS: 1045145 | OH: MLO.042794.000

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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AJ

98.71%

Customer Satisfaction Score.

Scotsman GuideRuoff Experience Award Winner

Awards

Proudly serving Florida, Indiana, Ohio

Meet our happy homeowners***

View All Testimonials

Cody T W.

Cincinnati, OH, Jun 30, 2026, 12:40 AM

From start to finish it was a smooth and easy experience! Our loan officer was very responsive and helped thoroughly explain the processes. As a first time home buyer he made us feel very comfortable in our decision. He recommended great realtors, home owner insurance company's and even a great home security deal. The loan process was easy and extremely quick! Couldn't recommend Ruoff or AJ enough!!

Collin K.

West Carrollton, OH, Oct 7, 2025, 3:08 PM

Very quick through the whole process and explained every step of the process clearly and in a easily understood manner. Even answered questions I had outside of normal business hours going above and beyond.

Lyndon D.

Cincinnati, OH, Aug 8, 2026, 3:42 PM

AJ was the best part of purchasing our home. If it were not for him I am not sure this process would have been completed in a timely manner. He communicated well and continued to updatee to the process.

Garry Allen F.

Fairfield Twp, OH, Jul 9, 2026, 4:42 PM

very professional and personable. Communication was top notch. made the entire process smooth. Thank you AJ.

Linda Jean F.

Fairfield Twp, OH, Jul 5, 2026, 5:19 PM

AJ was very knowledgeable and helpful throughout the entire process

Jennifer D D.

Xenia, OH, Apr 1, 2025, 6:27 PM

AJ was hands down the best loan officer I've ever worked with! Responsive, knowledgeable, and genuinely a great person. He made the process easy to follow, expectations were clearly communicated.

Cody T W.

Cincinnati, OH, Jun 30, 2026, 12:40 AM

From start to finish it was a smooth and easy experience! Our loan officer was very responsive and helped thoroughly explain the processes. As a first time home buyer he made us feel very comfortable in our decision. He recommended great realtors, home owner insurance company's and even a great home security deal. The loan process was easy and extremely quick! Couldn't recommend Ruoff or AJ enough!!

Collin K.

West Carrollton, OH, Oct 7, 2025, 3:08 PM

Very quick through the whole process and explained every step of the process clearly and in a easily understood manner. Even answered questions I had outside of normal business hours going above and beyond.

Lyndon D.

Cincinnati, OH, Aug 8, 2026, 3:42 PM

AJ was the best part of purchasing our home. If it were not for him I am not sure this process would have been completed in a timely manner. He communicated well and continued to updatee to the process.

Garry Allen F.

Fairfield Twp, OH, Jul 9, 2026, 4:42 PM

very professional and personable. Communication was top notch. made the entire process smooth. Thank you AJ.

Linda Jean F.

Fairfield Twp, OH, Jul 5, 2026, 5:19 PM

AJ was very knowledgeable and helpful throughout the entire process

Jennifer D D.

Xenia, OH, Apr 1, 2025, 6:27 PM

AJ was hands down the best loan officer I've ever worked with! Responsive, knowledgeable, and genuinely a great person. He made the process easy to follow, expectations were clearly communicated.

Dustin D.

Kettering, OH, May 31, 2026, 7:08 PM

AJ had no curveballs thrown at us, was very kind and easy to talk too. AJ took the time to explain what things meant, paused and asked if we had additional questions.

Ryan R H.

Cincinnati, OH, May 18, 2026, 12:34 PM

AJ was always available, very knowledgable , and was a pleasure to deal with

Kraig J R.

HARRISON, OH, Dec 9, 2025, 3:28 AM

Aj was on top of everything and we could of closed even earlier if the other owners would of agreed!

Charles K.

Panama City Beach, FL, Dec 1, 2025, 4:09 PM

Everything was fantastic. AJ Hodge was the primary person I worked through and he did excellent. he always kept me in the know and was professional and extremely knowledgeable. I have used him several times, and so has other family and friends that I have recommended.

Bridgette H.

Oxford, OH, Nov 10, 2025, 4:08 PM

AJ was great!!

Wendell C. H.

Oxford, OH, Nov 7, 2025, 4:03 PM

AJ was amazing. He walked us through every step. He got the deal done quickly. Would highly recommen.

Stephanie K.

Franklin, OH, Sep 11, 2025, 7:06 PM

AJ was great to work with and stayed on top of everything!

Dustin D.

Kettering, OH, May 31, 2026, 7:08 PM

AJ had no curveballs thrown at us, was very kind and easy to talk too. AJ took the time to explain what things meant, paused and asked if we had additional questions.

Ryan R H.

Cincinnati, OH, May 18, 2026, 12:34 PM

AJ was always available, very knowledgable , and was a pleasure to deal with

Kraig J R.

HARRISON, OH, Dec 9, 2025, 3:28 AM

Aj was on top of everything and we could of closed even earlier if the other owners would of agreed!

Charles K.

Panama City Beach, FL, Dec 1, 2025, 4:09 PM

Everything was fantastic. AJ Hodge was the primary person I worked through and he did excellent. he always kept me in the know and was professional and extremely knowledgeable. I have used him several times, and so has other family and friends that I have recommended.

Bridgette H.

Oxford, OH, Nov 10, 2025, 4:08 PM

AJ was great!!

Wendell C. H.

Oxford, OH, Nov 7, 2025, 4:03 PM

AJ was amazing. He walked us through every step. He got the deal done quickly. Would highly recommen.

Stephanie K.

Franklin, OH, Sep 11, 2025, 7:06 PM

AJ was great to work with and stayed on top of everything!

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs


Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Taxes

$0.00

Home Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

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AJ Hodge

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Ruoff Customer Experience Award

Ruoff Customer Experience Award

Awarded for outstanding commitment to clients, a core component of Ruoff’s philosophy.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Florida, Indiana, Ohio

AJ Hodge

Senior Loan Officer

NMLS: 1045145

OH: MLO.042794.000

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.