Picture of

What is your goal?


When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?


Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Amy Helmen
Picture of Amy Helmen

Hi, I'm Amy!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.79% Customer Satisfaction Rating

Hi, I'm Amy!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.79% Customer Satisfaction Rating

Let me help you get pre-approved today!

I started my career in mortgage lending over 20 years ago and have served the Michiana area the entire time. I have held positions in processing, underwriting and originating mortgages. My background as a processor and underwriter has given me the foundation to assist clients better as an originator at the initial loan application. Each situation and client is unique and deserves the attention to detail to ensure a smooth transaction from start to finish. My experience has equipped me with being well prepared and knowing my trade.

Outside of work, I enjoy spending time with my husband, Dave and our daughter, Olivia. We enjoy traveling and most likely, you will find us anywhere there is sun and sand. When not spending time outdoors, I also enjoy reading and working jigsaw puzzles.

I pride myself on a high level of customer service. My customers are top priority. I truly enjoy helping the first-time homebuyer achieve their goal of homeownership and assisting current homeowners with refinancing to help achieve their future goals. I will put you in the right mortgage product, close in your time-frame and ensure that I have done everything I can to help you meet your short term and long term financial goals with your purchase or refinance.

Ruoff is a strong, stable and family owned company that focuses on doing the right thing for their customers. With our in-house processing, underwriting and closing services, we truly are your one stop shop for your mortgage needs.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Filling out the VA loan application was much easier than I thought it would be. Amy told me all the information I would need to bring, so from there, filling out the form went smoothly, and right away, I had an idea of how much I could borrow for the house. Buying the house was much simpler and easier than I thought it would be.

    William K, happy client
  • We were grateful to be working with Amy. She prepared us for all steps in the process so we didn't really have any surprises. She was always available and never tired of my repeat questions (there were many)! Amy made us feel like we had known each other for years. There really are not enough words to express how wonderful she is.

    Amy S, happy client
  • Amy was absolutely fantastic during this whole process! She handled everything quickly, efficiently, gave real-time updates every step of the way, and made our mortgage loan process painless, which is something I never thought I would say about a mortgage loan, having done this two other times!!!!

    Brian O, happy client
  • Amy provided such personable service and went above and beyond to try and help us when our home sale fell through. She explained everything so well and never rushed us. I cannot say enough great things about her. She made borrowing money almost painless.

    Mandi F, happy client
  • Amy was always able to explain things to me in a way I could understand and feel comfortable about what was going on. Whenever I hear of someone looking to purchase a home I always recommend Amy! Her diligence throughout the entire process made everything seem smooth and really helped take away a lot of stress of buying a home.

    Jason S, happy client
  • Amy was the most amazing loan officer I could have ever asked for. She did such a phenomenal job at helping me during every stage of the home buying process. She went above and beyond the call of duty to complete her job. I would recommend her to anyone that would listen!!

    Cora M, happy client
  • Honestly, everything Amy helped us with was mind-blowing! She definitely is a rock star! So efficient, very respectful and always guiding us in the right direction! Loved her! Would highly recommend her services!

    Sydney L, happy client
  • Everything! Amy is very professional and extremely knowledgeable and kind and cares about every single detail. Clients feel very well represented and backed up along the process.

    Julio Cesar P, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (574) 220-1702 or message me below!

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