Ruoff Mortgage
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Amy Schroeder

VP | Branch Manager

NMLS: 645991 | GA: 62146

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Amy

99.84%

Customer Satisfaction Score.

Scotsman GuideRuoff Experience Award WinnerPresident's Club

Awards

Proudly serving Alabama, Georgia, Indiana, Tennessee

Meet our happy homeowners***

View All Testimonials

Reese Jefferson K.

Phenix City, AL, Jul 19, 2026, 3:15 PM

The experience was very professional and understanding. Awnsered all questions and were always awnsering back in a timely manner. Very knowledgeable in there work and gave me pointers on what to do and not do.

Emily Kathleen G.

MAUK, GA, Jul 14, 2026, 3:02 PM

Wonderful people to work with. Easy process and everything was simple to navigate and highly recommend!

Steven M J.

Fortson, GA, Jul 4, 2026, 3:59 PM

Amy went above and beyond for me and my wife. Would use again for sure and recommend

Casey Marie B.

Hogansville, GA, Jul 2, 2026, 3:03 PM

She made us feel like more than just a client! She was willing to work around my husband and I'a schedule, meaning she didn't mind making a phone call at 9pm when we got off work. She never hesitated to make us feel like we could contact her at any time! She also never lied to us about anything, she kept everything straight forward and there was no surprises!

Gregg William S.

CATAULA, GA, Jun 17, 2026, 2:41 AM

Amy was great helping me get the loan and everything sorted out super easy

Presley P W.

Springport, IN, Jun 5, 2026, 4:09 PM

Amy was great to work with. She was very on top of things and knowledgeable. She kept us in the loop and we appreciate her!

Reese Jefferson K.

Phenix City, AL, Jul 19, 2026, 3:15 PM

The experience was very professional and understanding. Awnsered all questions and were always awnsering back in a timely manner. Very knowledgeable in there work and gave me pointers on what to do and not do.

Emily Kathleen G.

MAUK, GA, Jul 14, 2026, 3:02 PM

Wonderful people to work with. Easy process and everything was simple to navigate and highly recommend!

Steven M J.

Fortson, GA, Jul 4, 2026, 3:59 PM

Amy went above and beyond for me and my wife. Would use again for sure and recommend

Casey Marie B.

Hogansville, GA, Jul 2, 2026, 3:03 PM

She made us feel like more than just a client! She was willing to work around my husband and I'a schedule, meaning she didn't mind making a phone call at 9pm when we got off work. She never hesitated to make us feel like we could contact her at any time! She also never lied to us about anything, she kept everything straight forward and there was no surprises!

Gregg William S.

CATAULA, GA, Jun 17, 2026, 2:41 AM

Amy was great helping me get the loan and everything sorted out super easy

Presley P W.

Springport, IN, Jun 5, 2026, 4:09 PM

Amy was great to work with. She was very on top of things and knowledgeable. She kept us in the loop and we appreciate her!

David B W.

Springport, IN, Jun 5, 2026, 3:11 PM

Amy Schroeder is absolutely amazing! she made us feel like a priority throughout the entire loan process. We have definitely made a new friend after everything!

Ryan William R.

CATAULA, GA, May 26, 2026, 4:49 PM

The communication was excellent . Amy answered all of our questions promotly and took the time to explain every step and process.

Lucas Stephen S.

INDIANAPOLIS, IN, May 5, 2026, 4:18 PM

Amy went above and beyond from the start and was transparent and helpful about the process as a first time home buyers. She elevated much of the stress and explained everything clearly and concise.

Benjamin Lee J.

Fort Mitchell, AL, May 5, 2026, 4:22 AM

It was a no hassle experience all the way.

Stephen Joseph R.

PINE MOUNTAIN, GA, May 5, 2026, 12:26 AM

Amy was excellent to work with on our home-buying endeavor. She was a phone call away, and explained everything we had a question about. A true professional.

Edward H H.

Phenix City, AL, Apr 18, 2026, 3:54 PM

I cannot say enough positive comments about Amy. Amy is patient, knowledgeable and kind. Amy led my husband and I through the process efficiently and flawlessly. Amy worked around my husband's work schedule day and night... talk about flexible! Amy made our home buying experience awesome!

Jessica A.

Smiths Station, AL, Apr 13, 2026, 4:50 PM

Amy was the BEST agent to work with. Smooth process and we were treated like family, and you dont usually get that from a loan officer. We were very blessed to to through this process with her.

David B W.

Springport, IN, Jun 5, 2026, 3:11 PM

Amy Schroeder is absolutely amazing! she made us feel like a priority throughout the entire loan process. We have definitely made a new friend after everything!

Ryan William R.

CATAULA, GA, May 26, 2026, 4:49 PM

The communication was excellent . Amy answered all of our questions promotly and took the time to explain every step and process.

Lucas Stephen S.

INDIANAPOLIS, IN, May 5, 2026, 4:18 PM

Amy went above and beyond from the start and was transparent and helpful about the process as a first time home buyers. She elevated much of the stress and explained everything clearly and concise.

Benjamin Lee J.

Fort Mitchell, AL, May 5, 2026, 4:22 AM

It was a no hassle experience all the way.

Stephen Joseph R.

PINE MOUNTAIN, GA, May 5, 2026, 12:26 AM

Amy was excellent to work with on our home-buying endeavor. She was a phone call away, and explained everything we had a question about. A true professional.

Edward H H.

Phenix City, AL, Apr 18, 2026, 3:54 PM

I cannot say enough positive comments about Amy. Amy is patient, knowledgeable and kind. Amy led my husband and I through the process efficiently and flawlessly. Amy worked around my husband's work schedule day and night... talk about flexible! Amy made our home buying experience awesome!

Jessica A.

Smiths Station, AL, Apr 13, 2026, 4:50 PM

Amy was the BEST agent to work with. Smooth process and we were treated like family, and you dont usually get that from a loan officer. We were very blessed to to through this process with her.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs


Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Taxes

$0.00

Home Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

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Amy Schroeder

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Ruoff Customer Experience Award

Ruoff Customer Experience Award

Awarded for outstanding commitment to clients, a core component of Ruoff’s philosophy.

President's Club

President's Club

3x Winner

Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Alabama, Georgia, Indiana, Tennessee

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

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******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.