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What is your goal?


When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?


Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Andrew Newton
Picture of Andrew Newton

Hi, I'm Andrew!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

Hi, I'm Andrew!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

Let me help you get pre-approved today!

I come from a close-knit family, and I bring my family values into my work. I love helping people become more stable and successful versions of themselves. My clients deserve to build lifetime memories, and I go above and beyond their expectations to make those memories happen. Clients become family to me, which is why I define success as getting a referral from my previous clients.

If I’m not helping a client or one of my Realtor partners, I stay active in my community. I am a member of the St. John’s United Methodist Church, Habitat for Humanity, and volunteer for many other local organizations. I also enjoy golfing, cooking, traveling, and live music. College basketball and football are my favorite sports to attend and watch live. I am also in the process of writing a self-help book before retirement.

I have worked in the mortgage industry for 12 years. I have found a mutual partner with Ruoff Mortgage because the teamwork and professionalism are astounding. As a mortgage professional, your home is one of the biggest investments and purchases in your life. Buying the right home with the right loan product, is critical to achieving your financial and personal goals. I will create a world class and down to earth lending experience throughout the mortgage process from application to funding. I possess an acute business acumen and have an attention to detail about my clients that is second to none!

My objective is to earn your trust and respect for a lifelong partnership and giving your family peace of mind and stability. While this saves you stress, time, and money, it also allows our team to work together towards your best interest. I specialize in purchase loans, so call me today if I can help you buy your dream home!

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (502) 554-4869 or message me below!

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