Picture of

What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
High Contrast:
Get Started
Picture of Beth Harris
Picture of Beth Harris

Hi, I'm Beth!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.80% Customer Satisfaction Rating

Hi, I'm Beth!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.80% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

President's Club Member

President's club seal 2018
President's club seal 2019
President's club seal 2020

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • As a first time home buyer, I was nervous and worried about the whole process. She was very helpful and reassuring and made the whole experience a wonderful and smooth process. I would definitely use both Beth Harris and Ruoff for any possible future purchases and will sing praises for both. Thank you for great customer service and for always looking out for the purchaser's best interest.

    Jeanne M, happy client
  • Beth was amazing to work with. She is very knowledgeable and quick to return your calls even on her own time. Beth was personal but very professional and I would recommend her to anyone looking to buy a home. Beth thank you for your time and your patience. Our home buying experience was amazing.

    Billy C, happy client
  • Beth was great to work with! She made the process very easy!

    William R, happy client
  • Everything! Beth was friendly and knowledgeable. She helped us through the process from start to finish and was always available to answer any questions we had.

    Brianna H, happy client
  • I can't tell you how thrilled we were with Beth Harris and her staff. Everything from start to finish was so professional and easy. She explained how it was going to happen and the timeline we could expect and was correct every time. Thanks for making this process so enjoyable! Twila & Bill Lewis

    Twila & Bill L, happy client
  • Every time that I had a concern or question, Beth Harris was knowledgeable and very quick to answer my specific needs, which made me very comfortable and at ease with the whole mortgage process.

    Tracy H, happy client
  • Beth was very knowledgeable and moved the process along quickly. She was quick to answer any questions, and always kept me informed of where we were in the process. We worked with Beth previously, it’s so nice to have someone to know and trust when making such big decisions.

    Tiffany B, happy client
  • I have worked with Beth Harris in the past and will continue to do so in the future. Beth was a great help in purchasing our home and made home buying (again) very easy. I would highly recommend Beth.

    Cynthia L, happy client
  • Beth couldn't have been any easier to deal with. Prompt responses, confidence, and a great person to deal with all around. 10/10 would recommend!

    Matthew K, happy client
  • She was a great problem solver. We never felt nervous or worried throughout the process because we knew that Beth had it covered. She also made us feel like we were her only client. She was always there for us. She was wonderful! I would recommend her to anyone getting ready to buy a house.

    Laura F, happy client
  • Beth was amazing as always! She was quick to answer questions and even though mine was a difficult transaction (self-employed, low value, investment property) she stayed positive and very helpful. I plan on using Beth again in the future and will send others her way!

    Jennifer P, happy client
  • All aspects of the loan process! Beth was awesome to work with. We always felt comfortable talking with her! We feel blessed we had this opportunity to work with Beth and Ruoff!

    Douglas & Kimberly S, happy client
See More

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 812.241.2126 or message me below!

Download our !