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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Picture of Beth Harris
Picture of Beth Harris

Hi, I'm Beth!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.80% Customer Satisfaction Rating
Scotsman Guide Top Originator Award

Hi, I'm Beth!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.80% Customer Satisfaction Rating
Scotsman Guide Top Originator Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

President's Club Member

President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Beth and her team were fantastic, responsive, and extremely helpful throughout the mortgage process. I would like to particularly highlight Nick Pell who handled a lot of the day to day needs and explanations, and he was available, professional, and knowledgeable- I would absolutely recommend the team!

    Garrett C, happy client
  • The process was super fast and Beth is a gem at her job! We’ve used her three times!

    Mary G, happy client
  • It was a very easy and laid-back experience. I don't think it could have gone any smoother.

    Kevin D, happy client
  • Nick Pell did an amazing job during the whole process. With us being first-time homebuyers, we had a lot of questions and Nick took the time to answer every one with kindness and transparency. I would recommend Nick and Ruoff any day of the week!

    Alexis K, happy client
  • I think everything was very smooth. This was my second time going through the process, but my first time buying my own house. Both Beth and Amber went out of their way to make it painless and easy to understand.

    Brandon S, happy client
  • The whole process was smooth, clear and fairly stress free!

    Jennifer P, happy client
  • I just can’t believe how fast the process went, I closed 10 days earlier than expected, everything happened very smooth and Nick Pell did an excellent job.

    Brandon J, happy client
  • This was the most organized and stress free refinance process I have ever done. Beth Harris was phenomenal. She is so knowledgeable and was so easy to work with. I would recommend her to anyone who needs home loans. Thanks Beth!

    Patricia N, happy client
  • Beth and her team had great communication, and always let us know the next step and what was going on with the loan!

    Derek S, happy client
  • Beth & her assistant were always communicating where we were in the process and what was to come next. When I wasn't understanding what something was they both were so pleasant and kind to me as they helped me understand.

    Amanda D, happy client
  • Everyone was so helpful, kind and patient! I'm so grateful I was able to get my home.

    Susie W, happy client
  • Everything was as easy as it could be. We're super happy with our service.

    Glenn F, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 812.241.2126 or message me below!

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