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Brad Ellett | NMLS: 1634528

Let me help you get pre-approved today!

Hello! I’m Brad, the VP Branch Manager here at the Ruoff La Porte branch. I love helping people achieve their homeownership goals and grow generational wealth. With over a decade of combined experience in the mortgage and finance industries, I am the loan officer you need to help you select the best mortgage option for you. Whether you’re a first-time homebuyer, in need of down-payment assistance, or need more information about a VA loan or jumbo loan, I am ready to help you make your homeownership dreams a reality. Remember, it is never too early to get professional advice about your mortgage options, so reach out to me today and we can get started.

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My Latest Blogs

Building Equity as a First-Time Buyer: Proven Strategies That Actually Work

Jul 9, 2026

Buying your first home feels like a big leap, but building equity as a first-time buyer is one of the smartest moves you can make for your future. Equity grows when your home’s value rises or when you...
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Navigating Home Inspections in LaPorte, Michigan City, and New Carlisle: What Every First-Time Buyer

Jul 2, 2026

Buying your first home in LaPorte, Michigan City, or New Carlisle can feel like an exciting adventure mixed with a few butterflies. Home inspections often pop up as one of those steps that leaves new ...
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How to Get Pre-Approved: What Lenders Really Look For

Jun 25, 2026

Getting pre-approved for a mortgage is the smartest first step you can take when you're ready to buy a home. It shows sellers you're serious, helps you know exactly what you can afford, and sets you u...
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Fast responses and made it all work!

    Brice V.

    Granger, IN, July 6th, 2026 11:59 AM

  • Review 2

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    quick to get back with me on everything .

    Ryan A R.

    South Bend, IN, July 7th, 2026 10:55 PM

  • Review 3

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    Thank you, Brad for such a smooth process! all of your behind the scenes efforts were noticed and appreciated!

    Kylie Suzanne H.

    La Porte, IN, June 22nd, 2026 12:41 PM

  • Review 4

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    Brad Ellet was very friendly and easy to deal with. He made himself available and was able to work around my busy schedule. all around terrific guy to work with.

    Daniel S.

    South Bend, IN, June 12th, 2026 10:50 PM

  • Review 5

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    Brad was always available to answer my questions, make sure I knew where we were in the process and helped me lock in the best interest rate. He was also at our closing to be sure all went well. I feel so confident with this home purchase!

    Elizabeth J W.

    South Bend, IN, June 8th, 2026 10:49 AM

  • Review 6

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    The customer service was excellent! Brad and his entire staff were knowledgable, friendly and very responsive to all of our questions. We were very happy with their service :)

    Alecia Eva Marie Z.

    Rolling Prairie, IN, May 12th, 2026 11:05 AM

  • Review 7

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    Everything went smoothly. My Loan Officer, Brad Ellett, was great with communication. He answered all my questions and took the time to explain anything that I needed to know. Brad is very professional and very knowledgeable. I would recommend him to everyone!!

    Jeffrey A. P.

    South Bend, IN, May 11th, 2026 12:32 PM

  • Review 8

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    Constant communication and updates were helpful, and Brad was very easy to work with.

    Michael Ross M.

    Kokomo, IN, April 10th, 2026 11:06 AM

  • Review 9

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    Brad did such a great job at helping guide me through the whole process. Buying a house for the first time was very intimidating, but Brad did a great job at explaining every detail and communicating with us throughout the process making it a very smooth and enjoyable experience.

    Rylan P M.

    South Bend, IN, April 19th, 2026 06:35 PM

  • Review 10

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    Brad took on my loan with no doubt even though I was asking for a difficult approval. He was able to provide an option for my situation and made the deal happen!

    Yuriy M.

    New Smyrna Beach, FL, March 25th, 2026 02:00 PM

  • Review 11

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    Quick and Helpful !

    Victoria Faith S.

    La Porte, IN, March 14th, 2026 05:14 PM

  • Review 12

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    Brad was incredible! He kept me informed every step of the way

    Cynthia M K.

    MICHIGAN CITY, IN, March 3rd, 2026 05:13 PM

  • Review 13

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    To be honest Brad just made it too easy.

    Joseph Thomas P.

    La Porte, IN, March 1st, 2026 06:13 PM

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Why should you choose Ruoff?

69

Branches throughout
the US.

98.5%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

42

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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