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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Brett Strack
Picture of Brett Strack

Hi, I'm Brett!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.80% Customer Satisfaction Rating

Hi, I'm Brett!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.80% Customer Satisfaction Rating

Let me help you get pre-approved today!

I am a Columbia City native with a strong sense of hometown values. I'm a skilled professional with solid interpersonal and organizational skills. To me, the most rewarding part of my job is helping home buyers fulfill their dreams of owning a new home. My thorough understanding of the lending field makes me a very valuable asset for anyone looking for exceptional service in the home buying process.

My willingness to help borrowers every step of the way through exceptional communication skills and undivided attention to detail makes me an excellent Loan Officer. I will go above and beyond to help make sure you get the home you want and deserve. I'm looking forward to bringing many fantastic lending options to the Columbia City area as well as working in the town I know. Let me make your housing goals not just a dream but a reality.

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Brett was totally on top of every aspect of my mortgage process. I was on a time schedule as well and I feel he went over and beyond - returning my calls even when the office was closed. He was patient when I asked questions repeatedly and was encouraging and supportive as well. He did what it took of his time to get the process done smoothly and flawlessly. I would recommend Brett to anyone in need of a loan officer.

    Julie M, happy client
  • Brett did an excellent job of meeting my goals for the timeline I wanted.

    Alex G, happy client
  • Working with Brett went really smooth. He was very informative and kept us up to date through the whole process.

    Michael W, happy client
  • Brett was great with communication even responding to my questions after normal business hours.

    Keely R, happy client
  • I was a typical clueless first time home buyer. Brett spent the time to go over everything with me, explain stuff that I was not sure about and helped me with the final touches to make it a painless experience.

    Zachary W, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 260.403.5802 or message me below!

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