Bryan Graham

Hi. I’m Bryan, a Senior Loan Officer who works hard to make sure your pre-approval turns into home ownership.

Available after hours & weekends: call 260.609.1393 or


Bryan has been making it his business for just over a decade to create financing with an eye to the future, not just for this day. His goal is to see the community around him grow. He brings together the buyer, realtors and himself in a group effort to protect the best interests of those who have entrusted him with their goals and aspirations to become homeowners. He has loyal clients and colleagues who not only praise his hard work ethic and honesty, but reward it by returning time and again for refinance and referring him as THE lender to go to in Columbia City, Fort Wayne, Huntington, Albion, and Auburn Areas.

Bryan is active in his community, serving on housing authority for Columbia City, appointed by the mayor, and attending Eagle Quest Church. Bryan also is on the finance committee for the Lighthouse. Bryan has 3 children who he raises as a single father and enjoys spending time with them. In his free time he enjoys watching hockey.

Bryan also serves as the Vice President of Signature Giving, it is a non for profit that he was on the founding board. Signature Giving raises money for a scholarship to be given away each year to a high school senior, or continuing education adult in Whitley County.

"I treat every transaction the same and I believe in working hard to achieve my client's financial and homeownership goals. If I cannot get you approved I will go over the situation and come up with a solution so that you can qualify for a home loan in the near future."

"I started out in the mortgage business in a small mortgage Broker called Focus Capital Group. When the mortgage crisis came around the ownership decided to not continue doing business. I interviewed with several companies and Ruoff's business plan was the most exciting and they also offered the most programs for financing that were available in the market. Ruoff has an established reputation as one of the best lenders in Northeast Indiana and has been locally owned since 1984. I feel their business philosophies and commitment to my clients are second to none!"

My experience...

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!

Step Ahead

Confirm your home financing options ahead of schedule

Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

Loans That End in "A"

One time Close, New Construction Program

Our One-Time Closing Construction Loan program combines your construction financing and permanent financing.

One time Close, New Construction Program

IHCDA Programs

Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.

IHCDA Programs

Client Testimonials

Realtor Testimonials

Benjamen B.
I have worked with Ryan many times in the past and send him business, because he is extremely professional and friendly at same time.