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Chris Beal

Senior Loan Officer

NMLS: 514071 | OH: MLO-OH.514071

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Chris

98.37%

Customer Satisfaction Score.

Scotsman Guide Award

Awards

Proudly serving Ohio

Meet our happy homeowners***

View All Testimonials

Review 1

Andre B L.

Columbus, OH, Jan 27, 2025, 5:12 PM

5.0

Chris was great I will send all of my family and friends to him

Review 2

Elizabet J.

Columbus, OH, Feb 7, 2025, 4:29 PM

5.0

Making the decision of which lender to accept was difficult due to a lot of competitive offers in the mortgage market. But I feel that I made the right decision with Ruoff and I am confident that Chris guided me to the best option for me.

Review 3

Drey R A.

Columbus, OH, Mar 28, 2025, 4:13 PM

5.0

Very easy to get ahold of Loan agent when questions needed answers. Whole process was much smoother than I expect from hearing from others experiences. Would highly recommend!

Review 4

Teresa D.

Cardington, OH, Jun 20, 2026, 10:08 PM

5.0

I had a great experience working with Chris as our loan officer. He was very nice, professional, and always quick to respond whenever we had questions. He truly went above and beyond throughout the entire process and helped keep both of us informed and reassured — especially my husband, who needed a little extra calming along the way. Chris made the process much easier, and we really appreciated all of his help. I would definitely recommend him to anyone going through the loan process.

Review 5

Dewey D.

Cardington, OH, Jun 21, 2026, 1:34 PM

5.0

Chris was absolutely amazing throughout our entire home-buying process. He answered every question we had, no matter how big or small, and always took the time to make sure we understood everything. His communication was excellent, and he consistently went above and beyond to get us the answers we needed. Chris was professional, courteous, knowledgeable, and genuinely cared about helping us through the process. Buying a home can be stressful, but he made the experience smooth and easy by being available whenever we needed him and guiding us every step of the way. This was one of the best customer service experiences I have ever had. I would highly recommend Chris to anyone looking for a mortgage broker. We are incredibly grateful for all of his hard work and dedication.

Review 6

Tahesia W.

Columbus, OH, Jun 3, 2026, 5:28 PM

5.0

Being a first time homebuyer all of my questions were answered and I was very informed on everything that needed to be done on my end, on top of good communication from Chris keeping me in the loop of things on his end. I'm very thankful for the good experience and Chris being so knowledgeable about the whole process!

Review 7

Nicole L S.

Westerville, OH, Jun 12, 2026, 12:15 PM

5.0

Attention to detail and communication was excellent!

Review 8

Andre B L.

Columbus, OH, Jan 27, 2025, 5:12 PM

5.0

Chris was great I will send all of my family and friends to him

Review 1

Andre B L.

Columbus, OH, Jan 27, 2025, 5:12 PM

5.0

Chris was great I will send all of my family and friends to him

Review 2

Elizabet J.

Columbus, OH, Feb 7, 2025, 4:29 PM

5.0

Making the decision of which lender to accept was difficult due to a lot of competitive offers in the mortgage market. But I feel that I made the right decision with Ruoff and I am confident that Chris guided me to the best option for me.

Review 3

Drey R A.

Columbus, OH, Mar 28, 2025, 4:13 PM

5.0

Very easy to get ahold of Loan agent when questions needed answers. Whole process was much smoother than I expect from hearing from others experiences. Would highly recommend!

Review 4

Teresa D.

Cardington, OH, Jun 20, 2026, 10:08 PM

5.0

I had a great experience working with Chris as our loan officer. He was very nice, professional, and always quick to respond whenever we had questions. He truly went above and beyond throughout the entire process and helped keep both of us informed and reassured — especially my husband, who needed a little extra calming along the way. Chris made the process much easier, and we really appreciated all of his help. I would definitely recommend him to anyone going through the loan process.

Review 5

Dewey D.

Cardington, OH, Jun 21, 2026, 1:34 PM

5.0

Chris was absolutely amazing throughout our entire home-buying process. He answered every question we had, no matter how big or small, and always took the time to make sure we understood everything. His communication was excellent, and he consistently went above and beyond to get us the answers we needed. Chris was professional, courteous, knowledgeable, and genuinely cared about helping us through the process. Buying a home can be stressful, but he made the experience smooth and easy by being available whenever we needed him and guiding us every step of the way. This was one of the best customer service experiences I have ever had. I would highly recommend Chris to anyone looking for a mortgage broker. We are incredibly grateful for all of his hard work and dedication.

Review 6

Tahesia W.

Columbus, OH, Jun 3, 2026, 5:28 PM

5.0

Being a first time homebuyer all of my questions were answered and I was very informed on everything that needed to be done on my end, on top of good communication from Chris keeping me in the loop of things on his end. I'm very thankful for the good experience and Chris being so knowledgeable about the whole process!

Review 7

Nicole L S.

Westerville, OH, Jun 12, 2026, 12:15 PM

5.0

Attention to detail and communication was excellent!

Review 8

Andre B L.

Columbus, OH, Jan 27, 2025, 5:12 PM

5.0

Chris was great I will send all of my family and friends to him

Review 9

Drey R A.

Columbus, OH, Mar 28, 2025, 4:13 PM

5.0

Very easy to get ahold of Loan agent when questions needed answers. Whole process was much smoother than I expect from hearing from others experiences. Would highly recommend!

Review 10

Loyd S A.

Obetz, OH, Aug 4, 2023, 5:01 PM

5.0

Everything was great. It is our first home and Chris was very patient with us.

Review 11

Adam C. L.

Howard, OH, Aug 10, 2023, 4:15 PM

5.0

Chris us a great communicator and easy to work with.

Review 12

Chaniya D C.

Dayton, OH, Sep 18, 2023, 3:21 PM

5.0

Making everything super easy. Replying back fast answering my questions

Review 13

Christopher G J.

Columbus, OH, Sep 22, 2023, 1:33 AM

5.0

Everything thing went great, and Chris was awesome to work with.

Review 14

Faraz A.

Hilliard, OH, Oct 11, 2023, 1:05 PM

5.0

This is my second loan with Chris, as always seamless process and very quick is getting back to email, always on top of stuff.

Review 15

Simone N H.

Columbus, OH, Nov 9, 2023, 4:52 PM

5.0

Experience was great.

Review 16

Dillon H L.

Grove City, OH, Nov 15, 2023, 2:42 PM

5.0

Chris was very friendly and quick to respond at all hours od the day.

Review 9

Drey R A.

Columbus, OH, Mar 28, 2025, 4:13 PM

5.0

Very easy to get ahold of Loan agent when questions needed answers. Whole process was much smoother than I expect from hearing from others experiences. Would highly recommend!

Review 10

Loyd S A.

Obetz, OH, Aug 4, 2023, 5:01 PM

5.0

Everything was great. It is our first home and Chris was very patient with us.

Review 11

Adam C. L.

Howard, OH, Aug 10, 2023, 4:15 PM

5.0

Chris us a great communicator and easy to work with.

Review 12

Chaniya D C.

Dayton, OH, Sep 18, 2023, 3:21 PM

5.0

Making everything super easy. Replying back fast answering my questions

Review 13

Christopher G J.

Columbus, OH, Sep 22, 2023, 1:33 AM

5.0

Everything thing went great, and Chris was awesome to work with.

Review 14

Faraz A.

Hilliard, OH, Oct 11, 2023, 1:05 PM

5.0

This is my second loan with Chris, as always seamless process and very quick is getting back to email, always on top of stuff.

Review 15

Simone N H.

Columbus, OH, Nov 9, 2023, 4:52 PM

5.0

Experience was great.

Review 16

Dillon H L.

Grove City, OH, Nov 15, 2023, 2:42 PM

5.0

Chris was very friendly and quick to respond at all hours od the day.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

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Chris Beal

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Ohio

Chris Beal

Senior Loan Officer

NMLS: 514071

OH: MLO-OH.514071

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.