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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Chris Jaso
Picture of Chris Jaso

Hi, I'm Chris!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.00% Customer Satisfaction Rating

Hi, I'm Chris!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

Hello and thank you for visiting my website! I am humbled and honored with your trust. I am committed to providing you with clear communication to relieve the stress of the home mortgage process. On every transaction, I strive to use my 10+ years of lending experience to help to not only close on time but also exceed expectations.

When people trust me to be a part of such an important milestone, I do not take that responsibility lightly. I look forward to working with you in the future to help make your home buying dreams a reality! Faith, Family, and Friends are very important to me. I love spending my free time outside, running, or eating! I sit on the board for St. Joseph County Association of Realtors’ committees for Special Activities and Community Outreach while also being involved with Habitat for Humanity.

Since 2009, I have been working in residential and commercial lending. After attending Indiana University, I moved back to the Michiana area to get people just like you financed for their future home purchase. I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending.

We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Chris was so prompt with responses to our questions. Day, night, weekend, weekday- he was on it ALL the time. I especially appreciated Chris going above and beyond when it came to getting final closing numbers for us. He helped to prepare us in any way he could. It was a huge help to make the process understandable and easy!

    Anne K, happy client
  • Communication is very important to me, and Chris did an excellent job of always keeping me up to date with where things were.

    Jeremy N, happy client
  • Chris went above and beyond expectations. He always explained everything thoroughly and maintained a pleasant attitude even with us being stressed.

    Ashley T, happy client
  • Chris was super responsive to my questions, even after hours and on weekends. He walked me through the whole process, which can easily be overwhelming for first time buyers. With my busy schedule, it was great that I never even had to go into the Ruoff Office to get stuff done!

    Anthony G, happy client
  • Chris was very patient with my lack of knowledge of this process! Took the time to explain even the simplest things to me.

    Tabitha I, happy client
  • Always fast. It’s nice to have a company that gets right down to business.

    Dominique W, happy client
  • Chris was always willing to explain things we didn't understand- which was often because we are first-time home buyers.

    Katie B, happy client
  • Chris responded to my questions and concerns promptly! He is very friendly and easy to work with!

    David K, happy client
  • Chris was quick to return my calls and emails (even over the weekend). I had a lot of questions, and Chris patiently and thoroughly answered all of them, putting my mind at ease. He was a pleasure to work with!

    Judith S, happy client
  • Chris explained everything really well, made sure we knew everything we needed, was very friendly, and stayed in contact with us the entire way.

    Lester P, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (574) 303-5178 or message me below!

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