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Picture of Christi Nichols
Picture of Christi Nichols

Hi, I'm Christi!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

94.84% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Christi!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

94.84% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

Hello there! I’m Christi Nichols, your dedicated guide to the hassle-free home financing experience you have been looking for. With a rich background in media and a passion for making dreams of homeownership come true, I bring a distinctive blend of expertise and personal touch to mortgage lending.

Whether you're a first-time homebuyer embarking on this exciting journey or a seasoned homeowner seeking a new space, I specialize in tailoring solutions to fit your unique needs. From conventional mortgages to FHA, VA, and USDA options, I will guide you through a spectrum of choices, such as down payment assistance, community grants, and specialized programs like the Ohio Heroes initiative. I'm here to make it happen for you. Together, we'll navigate your budget and comfort levels, ensuring a seamless and empowering experience.

Before I stepped into the world of mortgage lending, I spent an incredible 27 years as the voice behind your local morning radio shows. Having seen over 700 concerts, being the first voice of Siri in its planning stages, soothing guests with my on-hold voice at Hilton Hotels, and even lending my voice to vehicle notifications, my journey has been quite diverse. Why Mortgages, you ask? Having encountered my share of rough financing experiences while buying and selling homes, I made a conscious decision to become a Loan Officer. My goal is clear. I help my borrowers not only understand the lending process but also embrace it. I act as their advocate, ensuring confidence every step of the way.

As a single mom to a vivacious daughter, family is at the heart of everything I do. Beyond mortgages, my passions extend to the great outdoors, daily walks, hiking, kayaking, rock climbing, cooking, tending to my garden, and reading in the shade or a simple craft project in my free time. I'm not just a mortgage professional, I'm someone who values the security and safety of a home.

I have also hosted foreign exchange students, which has been a transformative experience for me, adding layers of cultural richness to my life. Having a place to call my own has given me the profound joy of rescuing plants, animals, and anyone else who needs a loving home. My personal experiences drive my commitment to helping borrowers achieve their homeownership goals. Join me in this journey, where securing your dream home isn't just a transaction — it's a personalized experience guided by expertise, empathy, and a genuine love for the place we call home.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • 5.0
    Rating source icon

    Christi was very helpful with providing knowledge of the pending process and was always very quick to respond. Loved working with her!

    Jordyn H.

    University Heights, OH, July 5th, 2024 02:00 PM

  • 5.0
    Rating source icon

    Christi is the best person ever! Don't take my word for it, see for yourself :)

    James L B.

    Tallmadge, OH, May 9th, 2024 11:02 AM

  • 5.0
    Rating source icon

    Christi is the best person ever and made us feel like family from our very first phone call

    Michelle R B.

    Tallmadge, OH, May 6th, 2024 11:13 AM

  • 5.0
    Rating source icon

    The communication was the best I’ve ever experienced with any home purchase. Christi was so fast to return my calls and texts. She has such a great friendly personality. It was a joy working with her. People like Christi are hard to find these days. It was truly our pleasure to work with her.

    Joshua A. D.

    Hartville, OH, May 4th, 2024 04:12 PM

  • 5.0
    Rating source icon

    Christi was amazing! The entire process went smooth and quit and was available right away to assist us with our needs. I definitely recommend her to everyone! Keep up the amazing work!

    William C S.

    Canton, OH, February 27th, 2024 08:42 PM

  • 5.0
    Rating source icon

    Christ was the best!!! She was very knowledgeable and explained everything well. She was always available when I needed it and kept me up to date so I knew exactly where we were in the home buying process! I will definitely recommended her to anyone looking to buy a new home. Thank you for everything Christi 💗💗

    Jessica L P.

    Mansfield, OH, February 18th, 2024 07:05 AM

  • 5.0
    Rating source icon

    Every thing was clear and easy to understand, I never felt like I was out of the loop or being led astray. Christi was very kind and informative

    Courtney A B.

    Stow, OH, January 22nd, 2024 02:46 PM

  • 5.0
    Rating source icon

    The lenders at Rouf Mortgage were phenomenal. They kept us informed and worked with us every step of the way through the process. We couldn’t have asked for a better group of ppl to work with. Thank you, Rouf😀

    Daniel W S.

    Streetsboro, OH, January 5th, 2024 02:29 PM

  • 5.0
    Rating source icon

    Christi was absolutely wonderful! She was knowledgeable, patient and understanding. We had never gone through this process before and had tons of questions. I always felt like Christi had time for me and was happy to explain things further. She made this, at times, stressful experience go smoothly. She is fantastic!

    Sanna F D.

    Fairlawn, OH, December 7th, 2023 12:59 PM

  • 5.0
    Rating source icon

    Christi never hesitated to help, knew all the answers to all my questions, resolved “issues” that came up immediately. She is also super reassuring and kind. The best part was that she walked me through every little step there was never a moment where I was lost. Absolutely amazing communication!!

    Brianna R G.

    Akron, OH, December 5th, 2023 12:20 PM

  • 5.0
    Rating source icon

    Everything went smoothly and quickly - overall a positive experience

    Errett J B.

    Canton, OH, November 24th, 2023 01:25 PM

  • 5.0
    Rating source icon

    Christopher K.

    April 16th, 2023 06:19 PM

  • 5.0
    Rating source icon

    We would not have made it through this process without Chrisit’s guidance. She was always a phone call/ text away and answered any questions we had.

    Kenneth R.

    April 16th, 2023 12:30 PM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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