Picture of

What is your goal?


When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?


Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Clark Sexton
Picture of Clark Sexton

Hi, I'm Clark!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

99.23% Customer Satisfaction Rating

Hi, I'm Clark!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

99.23% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Clark and Sarah are outstanding and I will only work with them in the future. They met my expectations and then exceeded them time and time again. Prompt replies, friendly and easy to talk to, knowledgeable, and efficient. My fiance is a Realtor and I hear about all of the deals, good or bad. Thanks to Clark and Sarah this was one of the smoothest closings and I'm so glad it was ours! Awesome people! Thanks so much, guys!

    Sarah G, happy client
  • Clark did our loan when we bought our house. There is no one else that we would go to when it was time to refinance. He kept us so informed and was able to help us close on our refinance very quickly.

    Adam P, happy client
  • Clark and Amanda were extremely diligent in the step by step process. Clark, knowing how busy I am, went above and beyond the normal loan process by assisting in making decisions to determine the correct loan for me.

    Don E, happy client
  • Clark was very thorough and took the time to explain everything to me. He gave me options and helped me weight the pros and cons of each, so I could make the best decision for me.

    Megan O, happy client
  • Clark always kept us "in the loop." He was very professional and knowledgeable.

    Barbara H, happy client
  • Clark has outstanding communication skills and made the purchase of our first home a smooth as possible.

    Gabby E, happy client
  • Everything went well. Very knowledgeable and friendly personnel.

    Gerald H, happy client
  • Clark and Amanda answered all our questions and replied to our emails in a timely manner. We were really happy with the service and fast follow up.

    David L, happy client
  • Clark was in top of everything and walked me through every step of the mortgage process. When things fell through with sellers, he helped us get back on track.

    Mike M, happy client
  • We are first time home buyers and Clark did a great job explaining the process. Amanda was also wonderful to work with!

    Amelia K, happy client
  • Clark was awesome at answering all my questions and providing me with any answer I needed.

    Daniel C, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (734) 564-3530 or message me below!

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