Clint Morgan

Hi. I’m Clint, a Senior Vice President, Chief Lending Officer who works hard to make sure your pre-approval turns into home ownership.

Available after hours & weekends: call 260.760.8415 or

Customer Satisfaction Badge Based on quarterly 98% or better third party customer satisfaction survey data


As Senior Vice President and Chief Lending Officer, my primary goal at Ruoff Home Mortgage is to build a knowledgeable, talented and elite team of loan originators who stand head and shoulders above their competition. I do this in part by keeping my boots on the ground as a producing manager of our headquarters branch in Fort Wayne, assisting customers daily in finding the perfect mortgage product amongst the wide spectrum of offerings Ruoff Home Mortgage has available.

I pride myself on being friendly, knowledgeable and professional and I look forward to applying those traits to your specific real estate lending needs. As always, I will work hard to ensure your loan is closed smoothly and ahead of schedule while keeping you abreast of your file's progress along the way.

I maintain licenses to originate in the states of Indiana, Illinois, Ohio and Florida, and when I'm not in the office I enjoy spending time with my wife, Heather and our three children. I am also an avid music collector.

You may contact me anytime by phone or email for personalized service and expert advice and please remember I will extend the same professional service to your friends, family members, work colleagues or neighbors who need my assistance.

Ruoff has been providing home loans to the people of Indiana since 1984, more than 30 years. It is because of the phenomenal Ruoff Home Mortgage team that I am able offer my clients and referral partners low costs, competitive rates, more loan programs, sound advice, and that hometown bank feeling!

My experience...

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!

Step Ahead

Confirm your home financing options ahead of schedule

Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

Loans That End in "A"

One time Close, New Construction Program

Our One-Time Closing Construction Loan program combines your construction financing and permanent financing.

One time Close, New Construction Program

IHCDA Programs

Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.

IHCDA Programs

Client Testimonials

Clint was great to work with! This was my first time buying and he took time and explained in detail what the loan process was. He introduced us to a couple different options for our loan program.