Picture of

What is your goal?

Purchase

When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year
Unsure

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Yes
No

Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.
Continue

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan
Unsure

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Dean Niepokoj
Picture of Dean Niepokoj

Hi, I'm Dean!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.46% Customer Satisfaction Rating

Hi, I'm Dean!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.46% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • I was surprised at how simple and fast the whole process was. I had complete trust in Dean. I was not looking forward to starting the refinance process because I had doubt that my best interests would be considered, but I am completely confident that Dean was looking out for what was best for my situation.

    Ann H, happy client
  • Everything from start to finish was great! I have no complaints!

    Sarah M, happy client
  • I cannot single out one thing because EVERYTHING was perfect! In fact, I have already recommended Ruoff and Dean to a friend.

    Sandi E, happy client
  • The knowledge and professionalism were second to none. You have a great employee in Dean Niepokoj! Went above and beyond his duty!

    Gus T, happy client
  • It was the easiest, smoothest closing we have ever had!

    Shelly S, happy client
  • I was very impressed with the speed of approval and closing. Dean was FANTASTIC. I have been telling everyone I know.

    Jane S, happy client
  • We left the mortgage company that we had for years based on Dean's quick responses and attentiveness to our concerns. Ruoff matched the competitor's interest rate and the process went very smooth. Dean made me feel confident that we made the right choice.

    Amber J, happy client
  • I bought a house from a friend with no realtor. I didn't know how any of it worked. Dean wore all hats. He took the time to explain it all and he did so directly and without dragging on or talking over my head. He made it easy.

    Bobby H, happy client
  • Dean went out of his way to meet me before or after work and at places that were convenient for me. I did not have to use vacation time at all during the process. He explained everything well and took care of everything I asked for. He responded very quickly.

    Rhonda W, happy client
  • Dean went above and beyond to move this along. He made it fast and easy.

    Doug V, happy client
  • Great communication! I appreciate the time spent with us and willingness to answer questions. Everyone we interacted with was kind and delivered great customer service.

    Kristin P, happy client
  • Dean really moved the process along and made everything easy.

    Miles T, happy client

Why should you choose Ruoff?

59

Branches throughout
the US.

98.8%

Customer Satisfaction Score according to Customerville.

17

Days or less average
clear-to-close.

35

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (219) 775-3383 or message me below!

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