Dee Waggoner

Hi. I’m Dee, a Senior Loan Officer who works hard to make sure your pre-approval turns into home ownership.

Available after hours & weekends: call 574.310.0005 or

Customer Satisfaction Badge Based on quarterly 98% or better third party customer satisfaction survey data


Like you I believe in the value of good customer service, and I'm sure you also respect the importance of being treated honestly and fairly. These are qualities I have carried with me throughout my career.

I have been in the finance industry for over 20 years. What I discovered along the way was my passion for helping people. Everyone has different dreams and ideas when it comes to a home. Some are looking for a place to raise their families, others want the peace and quiet of living in the country and some people seek the sense of community a neighborhood brings. A home means something different to each one of us.

I understand that purchasing a new home or refinancing an existing one can be one of the most important things financially someone can do. And I get to help. Fairly, honestly and with all the service I can muster.

Sure, I'm a Michiana native. Grew up here, went to school here and I live here now. I am active in BNI, (Business Networking International), I have taught knitting classes at a local yarn shop and my hobby is making jewelry. But the important thing for you to know is that I like what I do, and I'm there for you, all the way throughout the process of reaching your goal. My biggest reward? The smile on your face when you know the refinance or the purchase of your new home is complete.

Now I've found a home with Ruoff Home Mortgage where there are professionals to support my efforts to help you achieve your goals. So let me put my experience to work for you. I think you'll be glad you did!

My experience...

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!

Step Ahead

Confirm your home financing options ahead of schedule

Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

Loans That End in "A"

One time Close, New Construction Program

Our One-Time Closing Construction Loan program combines your construction financing and permanent financing.

One time Close, New Construction Program

IHCDA Programs

Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.

IHCDA Programs

Client Testimonials

Fast Approval

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