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Picture of Dee Waggoner
Picture of Dee Waggoner

Hi, I'm Dee!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.71% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Dee!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.71% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

Like you, I believe in the value of good customer service, and I'm sure you also respect the importance of being treated honestly and fairly. These are qualities I have carried with me throughout my career.

I have been in the finance industry for over 20 years. What I discovered along the way was my passion for helping people. Everyone has different dreams and ideas when it comes to a home. Some are looking for a place to raise their families, others want the peace and quiet of living in the country and some people seek the sense of community a neighborhood brings. A home means something different to each one of us.

Sure, I'm a Michiana native. Grew up here, went to school here and I live here now. I am active in BNI, (Business Networking International), I have taught knitting classes at a local yarn shop and my hobby is making jewelry. But the important thing for you to know is that I like what I do, and I'm there for you, all the way throughout the process of reaching your goal. My biggest reward? The smile on your face when you know the refinance or the purchase of your new home is complete.

I understand that purchasing a new home or refinancing an existing one can be one of the most important things financially someone can do. And I get to help. Fairly, honestly and with all the service I can muster. Now I've found a home with Ruoff Mortgage where there are professionals to support my efforts to help you achieve your goals. So let me put my experience to work for you. I think you'll be glad you did!

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Dee was very on top of things and accommodated very well and patiently to our particular situation which we greatly appreciate.

    Ryan T B.

    LAPORTE, IN, July 14th, 2024 11:17 AM

  • Review 2

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    Dee is a delight to work and talk with. Very personable. Really puts herself out there to make sure you understand and are comfortable with everything that’s happening. Will be recommending to all friends and family to use Ruoff, but most definitely ask for Dee .

    Jakob R S.

    La Porte, IN, July 13th, 2024 03:17 PM

  • Review 3

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    I would to say Dee Waggoner with me Every step of the way and I appreciate her knowledge And experience.

    Vanessa L M.

    South Bend, IN, May 27th, 2024 11:34 AM

  • Review 4

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    Dee was so kind and professional. She answered all my questions quickly and easily. She made the process seem more like and less like work

    Connie J P.

    South Bend, IN, April 11th, 2024 11:19 AM

  • Review 5

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    Dee made the loan process very smooth for us.

    Catherine H T.

    South Bend, IN, April 1st, 2024 11:16 AM

  • Review 6

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    Dee kept me updated throughout the process and had my best interest in mind.

    Hjalti T.

    South Bend, IN, March 31st, 2024 03:03 PM

  • Review 7

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    Dee went above and beyond anything I could ask for. I was having problems with the other mortgage company I was with. I was referred to Dee to see if she could help. She not only helped get the loan taken care of but she took the extra time to answer ALL my questions, there were a lot. After the closing she also took the time to show me a way to pay off my mortgage in half the time it is financed for, saving me thousands. I will be recommending Dee to everyone I know and meet. I took some extra business cards to hand out also. Dee thank you from the bottom of my heart for everything you have done. You did more then just your job and made me feel important in each step.

    Teena Louise T.

    New Carlisle, IN, February 29th, 2024 11:33 AM

  • Review 8

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    My mortgage was a challenge from the start. I know going into it that it might not happen but Dee Wagoner was tenacious and navigated us through all the VA's requirements. In my opinion, Dee is amazing at her job and a credit to Ruoff Mortgage. Thank you Dee and thank you Ruoff!

    Richard Robin S.

    OSCEOLA, IN, January 14th, 2024 11:10 AM

  • Review 9

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    The marketplace for home buying is so very competitive right now, it is imperative to act fast!! I had contacted two lenders with the idea of finding the most competitive interest rate. On a Sunday afternoon while I was driving home from Indiana to Illinois Dee Wagoner was patient enough to take my mortgage application over my cell phone. (hands-free of course!). She had me tentatively approved so the offer could be presented without contingencies that day. I got a return call from the other lender on Tuesday....after my offer had already been accepted by the seller! the rest of the experience was just as stellar. I've bought and sold a number of houses in my 70 years, and Dee provided the best mortgage experience I've had.

    Toni L H.

    South Bend, IN, November 19th, 2023 11:48 AM

  • Review 10

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    We had an awesome experience

    Maria L.

    Gary, IN, November 18th, 2023 12:55 PM

  • Review 11

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    Everything was clearly communicated, and the process made easy and didn't take long.

    Emily K R.

    La Porte, IN, November 6th, 2023 10:35 AM

  • Review 12

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    Amazing company! Dee is the best

    Nicole K S.

    LaPorte, IN, September 29th, 2023 04:55 PM

  • Review 13

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    Dee was and always has been wonderful to work with. She puts my worries at ease and helps keep perspective. Im a big fan.

    Randee A T.

    Osceola, IN, September 29th, 2023 03:55 PM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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