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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Get Started Picture of DJ Reid
Picture of DJ Reid

Hi, I'm DJ!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.40% Customer Satisfaction Rating

Hi, I'm DJ!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.40% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • DJ was fantastic throughout the process...he was always quick to provide updates and was always very informative of what to expect throughout. He is a great leader, communicator and very conscientious and a true professional on all fronts. Great experience thanks to DJ!

    Casey M, happy client
  • DJ is the man! He helped us completely transform an embarrassing credit score, to the one you can truly brag about. DJ kept us well informed throughout the whole process. I consider him a trusted advisor who I would recommend to anyone!

    Josh H, happy client
  • Explained everything very thoroughly, which I really appreciated.

    Diane P, happy client
  • DJ went above and beyond to take care of all of our needs and was always available to answer our questions.

    Mark G, happy client
  • This was the easiest process ever. DJ helped us whenever there was an issue and was very patient with us as older folk!

    Kenneth N, happy client
  • DJ was excellent communication and was very efficient in explanation. He was always very quick to process or respond to questions.

    Laura N, happy client
  • Everything went smoothly. Definitely the most streamlined refinance process we have been involved in.

    Kyle , happy client
  • Everything went great the availability of people was awesome and the response time was great also.

    Scott E, happy client
  • There was exceptional communication throughout the entire process.

    Leticia S, happy client
  • It was an easy and seamless process. Very professional! We will tell everyone we know!

    Lisa I, happy client
  • DJ is very professional and knowledgeable. I am in the business and rarely am impressed but DJ went the extra mile to succeed in making my family's dreams come true. I’m so grateful for both Becky and DJ’s amazing help!

    Stephen H, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (248) 622-8219 or message me below!

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