Donnie Dodson
VP | Branch Manager
NMLS: 476430 | KY: MC712692
Ready to help make your homeownership dreams come true through advocacy, guidance, and education.
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99.28%
Customer Satisfaction Score.
Awards
24
Years of helping homeowners like you.
Proudly serving Florida, Indiana, Kentucky
Meet our happy homeowners***
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A Bit About Me
Whether you're buying a home, refinancing, or building your dream home, I'll provide personalized mortgage solutions tailored to your needs. With more than 25 years of mortgage and financial services experience, I'm committed to making the financing process smooth, informative, and stress-free. As a Branch Manager with Ruoff Mortgage, I offer competitive rates, flexible loan programs, and exceptional service. Outside of work, I enjoy spending time with my wife and our three children, golfing, and being at the lake. My goal is to earn your trust and become your lifelong mortgage resource. When you need financing, I hope you'll reach out to me first!
Awards & Achievements
Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.
Ruoff Customer Experience Award
Recognizes Ruoff loan officers who consistently create memorable experiences, demonstrated through outstanding customer satisfaction scores and feedback from their clients.
Ruoff Customer Experience Award
Recognizes Ruoff loan officers who consistently create memorable experiences, demonstrated through outstanding customer satisfaction scores and feedback from their clients.
President's Club
8x WinnerAwarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.
My Latest Blogs
What the Updated UAD 3.6 Means for Your Next Home Appraisal
Nov 10, 2026
A home appraisal can feel like one of the most mysterious steps in the mortgage process. With the rollout of UAD 3.6, that step now follows a more standardized set of rules. The changes aim to make reports clearer and more consistent for everyone involved.
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ARMs: 5 Year, 7 Year Options and the 10-Year Choice
Nov 3, 2026
If you have been looking into arms -- 5 year 7 year products, you are likely weighing how much fixed-rate stability you want before any adjustments begin. These loans start with a set interest rate for a specific period and then move to an adjustable rate that can change once a year. Many buyers in the local market find the structure helpful when they plan to move or refinance before the fixed period ends.
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New Construction vs Resale Homes: Pros, Cons, and Your Financing Choices
Oct 20, 2026
When you're shopping for a home, the choice between new construction and a resale property often comes down to your priorities and budget. Many buyers around here also consider a renovation home loan when they find a resale home that needs updates to match their vision. This option can bridge the gap between what a property offers today and what you want it to become tomorrow.
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At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*