Picture of

What is your goal?


When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?


Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Eileen Howard
Picture of Eileen Howard

Hi, I'm Eileen!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

96.42% Customer Satisfaction Rating

Hi, I'm Eileen!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

96.42% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Eileen and Dawn took care of every little detail and constantly took the time to calm my nerves. This process would have been miserable without them. I am so grateful for Eileen and Dawn and if there is anything I can do to help them get a bonus please let me know.

    Lisa W, happy client
  • She communicated the information very well and was patient. Took the time to explain things that we did not understand and made sure we knew our options!

    Charissa S, happy client
  • We absolutely loved working with Eileen & Dawn. Their knowledge and caring nature made us feel more relaxed during a rather stressful life event.

    Sarah R, happy client
  • Eileen was amazing! She was kind and caring. She explained everything in detail and provided options. It was a pleasure to work with her. She even took the time to be at our closing which meant a lot. She went the extra mile every step of the way.

    Kimberly U, happy client
  • Eileen was amazing and made my first time buying a home as smooth as possible! I have recommended her to several people already!!

    Crystal G, happy client
  • I was kept up to date so I always knew what was needed or where we were within the loan process.

    Sarah M, happy client
  • I have financed many homes, I have never experienced great service like Eileen provided. Great experience.

    Amy G, happy client
  • Eileen is a professional in the truest sense of the word. My mortgage had many unusual circumstances and she went above and beyond to guide me through them in ways that went well beyond just the mortgage rate.

    Dan A, happy client
  • Communication was excellent! Eileen and Dawn were awesome to work with.

    Paul A, happy client
  • Eileen answered my questions very quickly, efficiently, and in a manner I could understand easily. She made the process incredibly easy for us and always gave us a heads up on what we should be expecting next.

    Bridget A, happy client
  • Both Eileen and Dawn made me feel as if I was their only client.

    Leonice J, happy client
  • Eileen was really great at communicating and explaining everything so that I understood and felt comfortable.

    Michelle B, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (614) 402-4212 or message me below!

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