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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Get Started Picture of Eileen Howard
Picture of Eileen Howard

Hi, I'm Eileen!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

98.00% Customer Satisfaction Rating

Hi, I'm Eileen!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

98.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • My brother and I embarked on this process to save my aging father's home. Miss Eileen calmed the fears as we took a deep breath and forged ahead. She and Debbie Johnson ... were like real-life Super Heros! They pushed and encouraged us all the way through! It was not easy jumping through all the hoops and there was no way we could have succeeded without them. They were professional on all levels. Their knowledge of their business was excellent! I never write reviews ... but people should know what a great team operates at Ruoff!

    Johnnie P, happy client
  • Eileen and Dawn were extremely helpful and available with any questions or concerns we had!

    Chas S, happy client
  • This whole process went very smoothly. I believe that was because Eileen was so knowledgeable and professional

    Lori W, happy client
  • They were awesome they kept In touch letting me know everything that was happening answered emails and calls right away! It made my overall experience fantastic!

    Mindy B, happy client
  • Communication was excellent! Eileen and Dawn were awesome to work with.

    Paul A, happy client
  • Eileen and Dawn took care of every little detail and constantly took the time to calm my nerves. This process would have been miserable without them. I am so grateful for Eileen and Dawn and if there is anything I can do to help them get a bonus please let me know.

    Lisa W, happy client
  • Honestly, I never thought it was so easy to refinance. Eileen and Dawn were awesome in communicating with me through the process. It was fast and they really went to work for me and my wants. The best in the business in my opinion.

    Donald M, happy client
  • Communication was great and Eileen was really knowledgeable about the process. I felt confident she would get the job done.

    Joy D, happy client
  • I have financed many homes, I have never experienced great service like Eileen provided. Great experience.

    Amy G, happy client
  • We absolutely loved working with Eileen & Dawn. Their knowledge and caring nature made us feel more relaxed during a rather stressful life event.

    Sarah R, happy client
  • Both Eileen and Dawn made me feel as if I was their only client.

    Leonice J, happy client
  • She communicated the information very well and was patient. Took the time to explain things that we did not understand and made sure we knew our options!

    Charissa S, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (614) 402-4212 or message me below!

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