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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Erick Cavalcanti
Picture of Erick Cavalcanti

Hi, I'm Erick!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

96.00% Customer Satisfaction Rating

Hi, I'm Erick!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

96.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

President's Club Member

President's club seal 2020

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • From start to finish everything was handled professionally and efficiently. Gathering my information and verifying it for approvals, offering free quotes for homeowners and auto (which I accepted), and taking the time to explain in detail the specifics of the entire transaction and what to expect from start to close.

    Kedric S, happy client
  • Erick was awesome! No surprises, he kept us well informed on the process and was quick and friendly with all of his replies.

    William L, happy client
  • We have been denied before for a mortgage and Erick took the time to look closely and go the extra mile to ensure we wouldn't run into problems down the road when trying to close. This gave us confidence while looking for our home.

    Amy M, happy client
  • Erick and Brooke followed up, made sure if I had any questions they would answer them right away. Made me feel very comfortable with the whole process! They are great and made sure I had all my stuff ready!

    Sheriff L, happy client
  • I was so impressed on how quickly the process moved. Great job!

    Linda W, happy client
  • Cavalcanti was exceptional. He communicated and followed up with me regularly to ensure I had the information I needed and that I had all the documents completed on time. He was very helpful in all phases of the loan process.

    Justin T, happy client
  • Eric did an outstanding job. He and Brooke were able to handle my questions and concerns quickly and professionally. I had a great experience with Ruoff.

    Kevin V, happy client
  • Erick was amazing at making sure I was comfortable in every decision we made. He advised me during every part of the process.

    Dan O, happy client
  • Prompt communication, smooth and easy closing process, patient with us to answer questions, always helpful! We liked getting the email updates of our application so we could track the progress.

    Christie S, happy client
  • Communication was great. Erick was always available and ready with answers.

    Shaun O, happy client
  • Erick was awesome to work with. He answered questions via text no matter the time of day or on weekends! Great experience!

    Jane W, happy client
  • The communication and prompt service were very much appreciated. The process went very smoothly with no hidden complications or surprises. Thanks, Erick for the great service!

    Donna C, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 317.703.9595 or message me below!

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