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What is your goal?


When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?


Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Gary Wiersema
Picture of Gary Wiersema

Hi, I'm Gary!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Hi, I'm Gary!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

With over 17 years in the mortgage industry and 22 years in education as a teacher and administrator, I provide my clients with a unique experience that educates them on the best financing options for their loan scenario. Buying a home is a major decision and one that I feel my clients need to understand. From start to finish, I take the time to fully explain each step in the process, the importance of documentation related to this process, and help my clients feel they have been an integral part in getting to closing.

I have served in multiple roles in my mortgage career, which has included the positions of loan officer, principal manager, and owner. I am well versed in all loan programs and understands the importance of paying attention to the details within each program to ensure there are no issues along the way toward final loan approval.

Education has been an important part of my career. I have been a teacher and coach at both the Jr. High and high school level. After earning my Masters degree from Northern Arizona University, I took on the role of high school administrator and Principal in Arizona and Indiana. My wife, Susan, and I moved to Fishers, IN in 1994 and have raised 3 children, who have all attended Indiana University and continued on to successful careers of their own. In my spare time, you will find me creating new projects around the house, playing basketball or golf, and whenever possible, grilling in the backyard.

I look forward to helping you with your next home purchase or refinance. I will always keep your best interest in mind.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (317) 507-7059 or message me below!

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