Greg Miller

Hi. I’m Greg, a VP, Branch Manager who works hard to make sure your pre-approval turns into home ownership.

Available after hours & weekends: call 941.374.5530 or


Ruoff Home Mortgage is a fully approved HUD Direct Endorsement independent mortgage bank offering just about every loan product available in today's marketplace.

I pride myself in being knowledgeable in several mortgage products that are available through Ruoff Mortgage. This knowledge will translate into a smooth hassle free process for you, in assessing all the items that will be necessary from the start to get you to the closing table and into your new home in the timeliest manner possible. I will always strive to keep you updated and informed throughout the loan process with frequent communication and taking your call when you need to communicate. I started in the housing business in 1994 and came aboard with Ruoff in 2009. I have a wealth of knowledge to make available to you & I have developed a strong network of real estate professionals that have allowed my clients the benefits of those professional relationships.

Born & raised in Indiana I fulfilled a lifelong dream by relocating to beautiful Sarasota Florida along with my wife Sharon, who also is a loan originator working together with me. Together we make a strong team

Today, purchasing or refinancing a home is the largest financial transaction that any of us will enter into, so it's essential to select a trusted, qualified and experienced Loan Officer that has the knowledge and integrity to effectively help you obtain a loan that is tailored to fit your individual financial needs. It is my pledge to you to always provide that same sincere commitment with consistent, outstanding service while diligently striving to earn your business now and for many years to come. So, whether you are a first-time home buyer or the seasoned homeowner don't leave the largest transaction of your life to chance, call me today.

Experience - Outstanding Service - Commitment to Excellence It's a winning combination; put it to work for you. Working together to make it happen!

My experience...

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!

Step Ahead

Confirm your home financing options ahead of schedule

Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

Loans That End in "A"

Conventional to $453,100

Fannie or Freddie? Not all Conventional Mortgage Lenders are the same, and Ruoff offers both!

Conventional to $453,100

Home Ready

The HomeReady Mortgage backed by Fannie Mae is built to help our low to moderate income borrowers reach the dream of homeownership.

Home Ready

Client Testimonials

Fast Approval

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